210-444-2942

Received a text stating that I needed to call them regarding an urgent matter. When I called, they asked for my number. I gave them my name and said you should have it since you text me. They hung up.

Called the number they won’t give any info they want you to give them all your personal info

Saying I'm @ risk call to contact them immediately.  But msg is onmy wife's phone.

Have no account what is at risk
Total scam

2 days in a row saying there is an urgent matter that directly concerns you. I was able to speak with a woman yesterday who told me, I took out a $600 payday loan in 2015 and they have been trying to collect on it for the last 8 years!! I told her to send me a photo of my signature and loan application, She hung on me.

Trying to get in touch with you regarding your critically past due account.
He gives a different number to call him back.

I got a text from 210-444-2942 saying they have trying to reach me regarding my account.  No further info from them was given.  I don't have an account with them.

ENC is a fake debt collection outfit trying to extort money from people.

Have received several text messages saying urgent matter...account overdue. Has to be a scam

Claimed I took out a payday loan in 2015 under my previous married name (that I have not had in over 10 years) and yet I have NEVER taken out a payday loan in my life. I requested proof of the supposed loan and they claim they already sent it and don't have to send it again. I told them I have never recieved any paperwork on this or any other supposed loan. I reminded them it's federal law to send any proof of debt to anyone requesting it. That's when this person got very mouthy and called me a lazy b!+{# and other colorful names. I just laughed which passed him off more. Clearly a scam!!!!

Keep receiving texts:
"We made several attempts to contact you in regard to your overdue balance. Your account is now at risk call 210.444.2942 to resolve."

"We've encountered an issue processing your payment. Please call us immediately at 210-441-7894. Outgoing text only."

"We've made several attempts to get in contact with you in regard to your outstanding balance. We need to speak with you today or your acco" (this is not a typo, this is the exact message)

"This message contains sensitive information. Your balance in our office is overdue and you may be subject to additional fees. Please conta" (this is not a typo, this is the exact message)

I don't have any past due accounts and when I call, they try to gain more information about me instead of providing information. This is a scam. BOLO

I received a text telling me they need to talk to me about an urgent matter ... then when I called I was informed I owed someone named Easy Pay (or EZ Pay) about a payday loan from 2015 ... they even knew the last 4 digits of my social.  After reding these notes about this number I have realized that I AM and EVERYONE who receives these texts are being scammed!  I haven't worked for anyone in over 20 years and haven't EVER taken out a payday loan in my life.  I am reporting this company to the FBI and will also travel to San Antonio and file complaints with the San Antonio police department which is where this company is operating from!  I suggest others who receive this message to do the same!

Just got same exact call from them, same exact words. When I questioned them, same answer, "already sent paperwork to me." Not, never heard of them. Anyway they got pissed, hung up on me.

#1.  The FBI does not care about your phone calls.
# 2.  This company is not located in Texas.  I don't know where you got that idea from.

There are a lot more company names that I have to into this report but it will give you enough information to properly report the calls.

You will need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt, and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two or more federal and state agencies where you should report their criminal activities.

MEDIATION ACCOUNT CENTER AKA MAC AKA DNR AKA EMPIRE CAPITAL NETWORK, LLC AKA ACCOUNT RECOVERY

https://800notes.com/Phone.aspx/1-717-218-0404#p2155025255506969142
https://800notes.com/Phone.aspx/1-202-990-1564/4

Mark Daniels from MAC

Website says that they are in Florida: https://mediationac.org/

The address is a virtual office, favorite of criminal organizations pretending to be debt collectors.

The BBB gives them an F rating with 153 complaints (BBB removed 58 complaints for some reason) and 31 negative reviews and alerts as of 3/28/23: https://www.bbb.org/us/fl/pembroke-pines/prof ... r-0633-90432086

BBB also lists a residential address for them: 9751 SW 12th St Pembroke Pines, FL 33025-3654 Which is registered to Thu & Tham Nguyen and may be a rental.

https://www.google.com/maps/place/9751+SW+12t ... 4!4d-80.2748821

The Florida Dept. of State has no registration on file for either a corporation or a fictitious name. This means that they are operating illegally.

The Florida Dept. of Financial Regulation has nothing on record for the business name or the name listed on the BBB as the manager. This means that they are again operating illegally.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified. If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

Also file a complaint with the Florida AG’s Office:  http://myfloridalegal.com/

And the Florida Dept. of Financial Regulation:  https://www.flofr.com/sitePages/FileAComplaint.htm

File a complaint at the New York State AG's Office here:  http://www.ag.ny.gov/

First receive call from 737 about 1 account
After 30mn receive tx210-444-2942 w my name but I don't have any account

I received a text to call them about an urgent matter. I didn’t. I assume it’s a scam. After reading these I thought I go ahead an add that they are texting now too.

Same here. Text with my name stating urgent matter and to call.

I received the same thing, I never had a payday loan. What scared me was that this guy had all my private info name, ss# address phone# even where I worked. The thing was I told him that I want to see the signature and then he threatened court and court cost and intrest. He got defensive so I hung up.

They called my brother looking for me. He sent me the number which I was researching when I got a text mssg saying urgent matter.. please call… blah blah blah.   So does my brother need to be concerned?