281-653-1100

I had a missed call from 281-653-5910. I called back and discovered that these people were looking for an old acquaintance of mine. They said it was a legal matter and that they wanted to talk to my acquaintance or his attorney. I told him I didn't know anything about he situation, and when I inquired more about it, the man simply said he couldn't talk to me about specifics EVEN THOUGH he's the one calling me to gain information. He said if the person in question didn't call back within 24 hours, they would pursue legal action.

I took the call back number. It was a 'Bill Anderson' at 877-412-9320   EX. 116

He then hung up without even telling me what company he was from. He only said the company was here in Texas. Luckily I have caller Id on my phone and it told me the number came from PV Capital. It seems these debt collectors are changing numbers and harassing people. I'll let you guys know if they keep calling me. Anything I can do to get them to stop?

They called me today - only it was Cory Katz - Sr Partner - said he was looking for a guy named David... called me trying to get a hold of my brother since he is an aquaintance of David... Cory called me by my maiden name said he got my name from looking up my brothers info.  How do they get the info?  Are they just going to keep harrassing me?  Good grief I am tired of dishonest people!

What came about with this company after you sent the validation and dispute letter?

Update:

The address I sent letter to was:

P&V Capital, LP
12436 FM 1960 W. # 197
Houston, TX 77065

I sent validation letter to them on May 24. I never received a written response from them. Then on July 22, a Mr. Calvert called and left a message demanding that I call before 6 PM to resolve a 'legal matter'. He also called my neighbor again and left a message with her. My neighbor told me that somehow they also got her cell phone # and tried to reach her at that #. I advised my neighbor that if they ever called her again, she was to tell them she refused to take any further calls and will file a complaint if they continued. My validation letter instructed them to cease and desist any phone calls to me, my husband, my husband's work and any other third parties. They obviously ignored my request.

After I received the voice mail, I sent an email to Dan Acosta requesting that he advise Mr. Calvert NOT to expect a call back from me. He obviously ignored my letter of May 24 as I never received a written reply and PV Capital continues to insist on telephone 'assault'. Mr. Acosta emailed me back claiming that he never received my letter of May 24. My response included an attachment of the letter and the USPS delivery receipt. I also warned him that should they pursue this issue with legal action, they should be prepared for my countersuit because I felt sure that the total of all the penalties for the FDCPA violations I have documented against them would far exceed the balance they are attempting to collect.

I have not heard a word from them (written or verbal) since my email to Mr. Acosta on 7/22/2010.

MJ ~
Thank you! I am currently receiving phone call from Mr. Acosta. I appreciate the fact that you have noted your experience with this company. After listening to Mr. Acosta talk for 2 hours about all his legal Mombo jumbo...I pretty much came to the conclusion that this company is targeting younger people. Mr. Acosta said that he feels that younger people are more reluctant to pay off their bad debts before legal action is taken due to the fact that we are not established or settled in life. Therefore we need our credit to purchase houses and cars. Mr. Acosta also said that he was going to file a judgment against me and file a lien on my husband’s house (house was purchase before we were together).  Which is a lie! According to the financial legal council that I have received, they cannot file a lien on the house even if it was in my name. They cannot garnish your wages.  I am writing a letter explaining my situation and having it amended to my credit report.  Therefore in the future even if I wanted to use my credit (no matter how bad it is) that a creditor can read and understand my situation. According to my mortgage broker house, car and credit debt is all treated differently by creditors. Just because you fail to make payments on a car doesn’t mean you will have bad house credit when you decide to purchase a house. I also find it interesting that in this day and age why you can not find any legitimate information about the so called P & V Capital on the internet. Nothing other than blogs bashing this company.  So next step………….Mr. Acosta you may know so much information about me…………but let s see how much information I can find out about you.
Anyway, Thank you!

P & V Captial, LP
12436 FM 1960 W. #197
Houston, TX 77065
877-412-9320
281-653-1105

Dan Acosta
Vice President/ Operation
dacosta@pvcaptialtx.com

Dan Acosta says that he graduated from Baylor University with a degree in Finance. He attended Baylor University in 1984-1988 and was part to the Beta Theta Pi fraturinty. Therefore Mr. Dan Acosta would be in his mid to late 40's. According to the Harris County Appraisl District there is only 1 man who owns a house in Harris County under the name Daniel Acosta. There are also only 4 people in the city of Houston that go by Dan or Daniel Acosta on Facebook. So Mr. Acosta. You may feel that you have access to all of our personal information but we can look you up to!

I'm a business owner in North Carolina.  I've never done business with this company or any of it's clients, however they felt it was okay to go to great length to track down the family tree and call me about a relative.  They called my business, which the phone is in it's name.  This is illegal on so many levels.  I don't care what is owed them, it doesn't have anything to do with me or my company.

Which do you hate more..  The bills or the bill collectors.  They called me twice about my son.  I know he owes money to several entities.  They were polite but it
is irritating to receive calls regarding these type of matters.  I know my son has used me as a reference.  He has personally caused irritation and emotionaly hardship within our entire family.  Be damned if I will pay his bills though..  I have a hard enough time paying my own.  I suggest that everyone start learnng how to live debt free.  That is our goal and it will alleviate these type of situations.  If you owe it pay it.  If you don't , don't.  Thats pretty simple.

Take what you can!!  Give nothing back!!!  The Pirate Creed.   ARRGGH!

this company is up to something. they called me looking for someone else and they are up to no good!
they said they were an investment and acquisitions company calling about a legal issue.

P.V, Capital called me this morning she said she was a lawyer at first and that i needed to take care of this matter on this bill. I asked her what bill she then said if i did NOT! pay it by Friday they would take My Husband and Me to Court. And i told her i don't owe no money to Compass then a MR Dan Acosta took the phone from her and started on me that i needed to pay this bill today are i was going to be sued. I told him so you are a lawyer! then he was talking over me would not answer me.. what a [***] i do not owe Compass no money.
Thanks M J for the Address i am going to send them a letter..
He did tell me to get a lawyer then :) Whatever!!  
For one when they left a message for me yesterday they asked for a Andy Olson and Randall i told them that that was not my name but he went on and on and on and on lol

The Fair Debt Collection Act (FDCPA) was put into place To give people legal rights when it comes to collection agencies and collection attorneys.  If this collection agency is calling you for a debt you owe or a debt that is not yours, they could be violating your rights.
If you are being contacted by this or any collection agency, get in contact with me, my name is Ryan Pfeffer and my company is FDCPA Compliance. The website is not up yet but my email is working. contact me asap so we can determine what rights these the bottom feeders have violated and take action.

Ryan Pfeffer
ryan.pfeffer@fdcpacompliance.com

HA. I just got a call from Bill Anderson... seems they have changed there name to LRB & Associates.

pay your bill...sounds like your just whining

if your not afraid and wanted to get true validation of the amount of mo$ you probably owe,then why not contact the original credit card company or creditor that you actually owe.....obviously it's because you had no intention of paying them back voluntarily which gave the original creditor no other choice but to have you placed in collections....your someone who has a history wanting something for nothing....being out of work and in spite of having an alleged medical condition sounds to me like someone use to making excuses when it comes to paying their bills.....collection agencies will work out what is called a ppa (preferred payment arrangement) with debtors such as yourself to the satisfaction of both parties........pay your bill db and try to salvage whatever credit you may still have

you must be a professional debtor.....anyone claiming not to be an attorney is hardly in the position of giving someone else any type of legal advice.....just because your the dead beat does not give you the liberty to go and counsil anyone on how to skirt their own financial responsibilities......sounds like your in need of a realty check........

Total idiot ignored what "Fedup" posted.The FDCPA, poster was only stating what can be done under FEDERAL law!
And "surprised", shame on you for saying "alleged medical condition" when the poster clearly stated colon cancer.

Legit collectors per section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf *must* tell you at initial contact, or send you paperwork within 5 days of initial contact, the following:
1. $amount of debt,
2. name of the current creditor (which may differ from the original creditor who might have sold your debt),
3. a statement that that debt will be assumed to be valid unless you dispute in writing within 30 days,
4. a statement that that if you do dispute in writing within 30 days, the collector must mail you written verification of the debt,
5. a statement that if you ask the collector in writing within 30 days, the collector must send you the name and address of the original creditor if it's different from the current creditor.
If you don't get the 5 disclosures, orally or in writing (you do not have to ask for them, the FDCPA requires collectors to provide them), treat the collector like you would any SCAMMER.
Has the statute of limitations for your state http://www.fair-debt-collection.com/SOL-by-State.html expired on your debt? If expired, don't pay.
Collectors generally have to be licensed by your state to practise (collect debt) in your state and you can find out by calling your state Attorney Generals Office. Ask if a license is required and does this collector have one. If not licensed, don't pay and file a complaint.
Be aware that scammers are using bought/hacked/phished loan application data to extort payments for fictitious debts from victims and victims' families and friends.
The FBI warns about payday loan extortion scams here http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710 
The BBB has issued several alerts on this scam, just google "bbb.org alert phony debt collector"
Report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG, as appropriate.

The FDCPA bans deception, shilling is deception, you are breaking the law.

The FDCPA bans deception, shilling is deception, you are breaking the law.