440-565-5763

This is J&L Teamworks or J&L Solutions. They are a debt collector. They are calling me for debts my deadbeat brother owes.First I haven't used my maiden name for 38years. How they connected me to him after all that time means their data bases are NSA quality.Secondly I believe it is illegal to harass me about a third party debt.I have filed complaints with the FTC,FCC,CFPB,called my Congressman& alerted my phone provider Comcast,that they were able to access my voicemail box EVEN THOUGH I was holding the receiver .These MF's are pure evil. Keep filing complaints, eventually they will be fined out of existence .

These [***] have been calling me too about a payday loan or something they say I owe.  telling me it's going to be turned over to the income execution team.   What a JOKE!! I also received a call from Cory Baker which came through as an unknown number.  This moron says he has received a formal complaint in his officer and to call 440-565-5763 with a case number.  HAHA then he says you have one opportunity to rectify this and if not then good luck with your endeavors.  Really????? Who does this kind of [***]????? Where do I turn these lowlife scumsucking bottom feeders in to???

They are calling other people i know and harassing them. Dont say who they are and saying I gave their numbers as a reference and I didn't.  

I received a call on my cell phone for my brother with the return # of 440-565-5763 xt. 102 and a case number of 223695.  I called the number and they asked me for my brother's contact information which I would not give them.   Several months ago, I received these same kind of calls on my home phone.  It seems that since they did not get any information from me on my home number, they are now trying to use my cell number.   I am going to block them so I do not receive any additional calls.  I feel sorry for those who receive these calls and believe what is being told to them.  I hope someone does something soon about this company.

they called me too.  told me they were handling my account.  I didnt have the money to pay it back then and I still dont. I was told they were sending it back to the original creditor.  I guess whn I have money I will pay them.  

first of all.. they call because your number is associated with the debtor.. if you said you had no info your number was removed.. second why dont you do something about the people who owe money and they wouldnt call you

First of all...they call because they're scammers and keep violating the FDCPA...she already told them she had no info to give and they keep calling.  Secondly, it's not her responsibility to "do something about the people who owe money" and if they keep calling third parties who do not owe, the caller will be the one being sued and owing money.  Take your cr@p elsewhere, troll.

Per the FDCPA, you should NOT pay any caller who refuses to MAIL a debt validation letter showing that (1) you owe a debt and that (2) your caller has the legal right to collect said debt.  Refusal to mail this debt validation letter within five days of their first call is a violation of federal law.  If a caller says you owe them - make them prove it, in writing, per the FDCPA!

Reading skills are not your strong point, are they?  Did they indicate that this person they are associated with actual owes a debt?  Can you even validate the debt?  Even if the person they are associate with did owe money, what business of theirs is it to do something about it.  Can't you even do your own job correctly?

Wrong, I received calls for people I never heard of and they continued to call after they were informed that their information was outdated. So much for that theory.

So long as your giving away money to just anyone who calls you, because that's what you said, would you like to buy us all icecream sandwiches? Because. . . well, why not? I, like the White Queen, try to believe as many as 6 impossible things before breakfast. Count them Alice.

Caller appears to be J&L Teamworks out of Lodi, California

Their tactics are well documented in the following thread (littered with employees and shills making some eceptionally abusive remarks about consumers and people making reports on this site)

https://800notes.com/Phone.aspx/1-800-481-6006

This group is no stranger to FDCPA cases

http://dockets.justia.com/docket/nevada/nvdce/3:2011cv00850/84567
http://dockets.justia.com/docket/california/candce/3:2011cv00090/235968
http://dockets.justia.com/docket/california/caedce/1:2010cv00596/205641
http://dockets.justia.com/docket/california/caedce/1:2013cv01293/257746

Informational Post:
Follow the steps in what you need to know:
https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection
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To file complaints, file them with your state attorney general and theirs, also with the FTC and CFB..
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
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Also consider buying a call blocking device or phone:
http://www.amazon.com/s/ref=nb_sb_noss?url=search-alias%3Daps&field-keywords=call+blockers
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A Collection Agent May Not…

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer’s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector’s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer’s debts with third parties other than the consumer’s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.

I did report this number to fdcpa  they claim now to be llc . Some man who's name is allegedly Brian makenna leaves message with my children , in laws and basically anyone he can . Threatens criminal charges and wage garnishment . I tried to get some proof of the debt . #1 this is for a payday loan in 2008 . This is prohibited in pa . I was willing to make arrangements but not to there satisfaction . So I say bring it on . Or leave me alone . This company is supposed to be in Ohio bit who knows .

I receive tons of calls for I think the same office...can they call me everyday 10 sometimes 15 times?  they dont always leave a message but they call and call and call. its annoying I changed my number and 2 months later it started again....what should I do?