443-632-9065

pretending to be a bill collector.

This number has been calling me for quite some time and its very annoying. Please have them stop calling me, ughhhhhhh!!!!!!

Didn't answer no message left

they just keep calling and calling

If this caller or any caller cannot identify themselves and leave a message I will not answer or return their call.
This number calls me constantly but has never left a message and I am simply getting annoyed.

I called the number and got a recording. It's a debt collector of some sort. Doesn't give the company name.

I have tried several times to get thus number to stop calling me and they still do it at least twice a day. Im sick of it please do something. They are not a debt collector.

Stop!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Please!!!!!!!!!!!!!

Law Firm in Baltimore.

They are a fake debt collection company and when you attempt to talk to them, they claim "We know you are and we will continue to call and harass you."  Sounds like Big Brother to me.

So is this a real debt company? Should I not answer next time? I started getting calls this week after applying for a best buy credit card.

The area code is Baltimore's, but the agency HQ I've seen to be Sherman, Texas.

No one else reading this page can ''please have them stop calling '' on your behalf. Your caller is not going to dutifully study random forum complaints and cannot magically determine which numbers should not be called based on anonymous comments.

Lining up exclamation points like fence pickets is not enforcing your demand, made here uselessly on a discussion site. You must make *direct contact* with your nuisance callers.

That threat alone is illegal, to continue contacting if you've made clear that the behavior is inconvenient or you want it ended.

A prior comment hints that the names are Mitchell D. Bluhm & Associates,  MBA Law, and CF Medical LLC. The correct question is not whether a given caller or company is "real". The worst lawbreakers are as "real" as the most honest collection agencies, and both kinds may get you sued in "real" court if you're not careful. Instead examine the conduct of your callers and compare to what federal and state laws say about their limits. You'll have your answer soon enough.

It's not clear that the agency calls and your credit application are related. A freebie credit report pull wouldn't hurt if you're concerned about privacy or FCRA violation.

Fair Credit Reporting Act
http://www.ftc.gov/os/statutes/fcrajump.shtm

Free annual credit reports with no strings
http://www.ftc.gov/bcp/edu/microsites/freereports/index.shtml

Whether you are called a debtor or some collector thinks you can flush one out, you have rights and options. Many are simple to exercise if you only learn how. You are entitled to proof of claim and fair treatment. If you get neither, the collection agency should *not* win your assets. You are granted control of how you are contacted, the right to dispute debt claims, and the means to sue violators at low cost. The FTC and the CFPB can start you on your homework. See also if your state laws grant additional or stronger rights.

official FTC guidance and staff opinions on the FDCPA, PDF copy of the Act
http://www.ftc.gov/os/statutes/fdcpajump.shtm

CFPB Q&A on debt collection practices
http://www.consumerfinance.gov/askcfpb/search ... debt-collection

No dont just dont answer

Do not buy into the b.s.

Bloom and associates