646-604-0970

A man called from this number after calling from another number NUMEROUS times saying he was from a collection agency I owed money to. When asked what I owed he  couldn't tell me. I looked up the other number and it was a scam. Also he called my employer at least 2 times and when told they couldn't tell him whether I worked there or not, the gentleman got rude and insisted on talking to me.

This number called me several times stating I was going to be sued for over 5,000$ if I didn't make arrangements to pay out of court. I spoke to three different people and not one spoke proper English and had very deep accents. They left numerous messages saying his name was Kevin Jones or Chuck Davis. He couldn't specify who I owed money to and that I needed to pay 900$ by today if I wanted to settle out of court. They threatened to garnish my wages but could not provide any proof of this. They are very rude and pushy. I also looked up other numbers they were calling from and it is a complete scam.

Recived a call from this number at my work when called it back it went straight to playing music received a call from this same area in January it turned outtobe a scam they said I owed money and would be prosecuted if did not pay it they talked to my wife at that time and upset her to the point of tears!

I got a call from this and another number said I owed money, but they couldnt tell me how much or to whom it was owed...They said that I had to pay $890 to keep it out of court...Had me in tears while I was on vacation wondeeing how I was gonna come up with the money.I hope they get caught...and sent to jail

A phone call, email or text message from a supposed debt collector is not legally sufficient evidence of debt.

The Fair Debt Collection Practices Act (FDCPA) includes statements such as this:

* Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.   ["Written" means snailmailed - US Mail ... not emailed or texted]

Source:
https://www.consumer.ftc.gov/articles/0149-debt-collection

Therefore, if that caller wants you to pay immediately, before you get the written validation notice via snailmail, or if the caller wants payment via Green Dot, MoneyGram, Western Union, prepaid gift card or other untraceable means, then the call is definitely not legitimate.

IF you wish to communicate with the supposed collector / creditor, visit  the following page, for example "Action Letters" to snailmail:
http://www.consumerfinance.gov/blog/debtcollection/

If you KNOW you owe no money, or believe the call was from a fake debt collector, please take the time to read this:
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

I received a threatening Voicemail stating to call this number STAT at (646)205-6657 or I would have a lawsuit on my hands and Good Luck to me. When I called the number they had all my information and stated that I had an outstanding Loan. The company is going to sue me for over $5000. When I asked who it was I originally owed the money to the man Who claimed to be an attorney by the name of Chuck Davis became to aggressive and stated he was from the United states credit services and they were sending me to court Monday morning.I asked for his information he claimed his bar #80743,website is IC3.gov, address  271 Cadman Plaza East Brookly, NY 11021.He attempted to make it up
By saying that if I paid $220 today I could settle out of court and make arrangements for the rest. The only way that transaction could be made was my checking account, money gram or Western Union. When I asked for the Codes to make the payment he stated he would transfer me to the Financial Department. I spoke with a Simon Syms there who told me he would have to look up the information and I have to call him when I arrived at Moneygram so he could walk me threw the form. I did some research online all 3 phone numbers this so called attorney is calling me from have Fraud complaints (646)604-0970, (646)918-5883. The so called attorney also stated I had been sent an Email regarding this issue. I did receive an Email From ACS Incorporation Collection but my Name, my information, The Company who is sueing me or there contact information for that matter where no where on that Email. I Looked USCS and ACS up on the BBB under all 3 numbers only ACS comes up under the (646)918-5883. They have different contact information 28700 U.S. highway 119 N Clearwater, FL 33761-25008 (303)261-9049. They a F rating, a warning from the BBB and 2 consumer complaints. According to this attorney I was on a Federal recorded line the whole time in which my permission was never asked nor was I informed at the beginning of the call.

I have been getting calls from the following numbers.
(646)604-0970
(646)604-0969
(646)918-5883

All three numbers have told me that I had a loan past due and that I owed a huge amount of money. I kept questioning them for proof but they just kept telling me that I owed. I finally managed to get one to send me an e-mail but every time I tried to get them to write me back for proof,they never did. The e-mail they contacted me from is advanceamerica@cyberservices.com

I've looked at all the numbers online and the e-mail they provided and everything comes up as a scam. I urge everyone to not fall for this BS scam.

This man "Mr. Knox" had all of my personal information and was telling me I was being sued and had fees up to $5000.00 dollars. At first I was believing him because he knew everything about me. I don't know how these scammers go so much of my personal infromation but It was very uneasy. After dealing with him for three days and told him that he was a scamer and I turned all of his information over to the police the got very angry with me and and accused me of lying. Please people dont fall for their scam. They want you to send money grams to them.

Horrible they be calling me more than times at my job and cell stating i had a lawsuit and to be ready to get a subpena with his heavy accent i asked him his information refusing to give me detail he knew my personall information it was a terrible expirience since he knew my in

One important thing to remember if these losers have any of your personal information such as your social security number, date of birth or drivers license make sure you register with identity protection notify the credit agencies as well as your banks!!

http://www.secretservice.gov/fraud_creditcard.shtml
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credit reports:  Experian, Equifax, TransUnion
http://www.consumer.ftc.gov/articles/0155-free-credit-reports
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http://www.irs.gov/Individuals/How-Do-You-Rep ... aud-Activity%3F
go to the IRS.gov site and fill out the forms on this page that pertain to them, most likely form 14039
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How to see if your on the chex system list:
http://www.wikihow.com/See-if-You-Are-on-Chexsystems-List

With all the security breech's going on along with other things or if you filled out online forms - any of those could be the source. Google your name & number and any place such as Spokeo that shows up, make them remove the information.

http://www.debtbuyers.com/portfoliosforsale.a ... tfolioLink=1178
https://800notes.com/forum/ta-9b593c6d671798c ... sed-to-scammers
http://krebsonsecurity.com/2014/04/u-s-states ... ch-at-experian/
https://800notes.com/forum/ta-a55d53405a192ce ... alware-campaign
http://www.nytimes.com/2014/08/06/technology/ ... tials.html?_r=1

For Extortion Scam Operations,  File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..  Emails can be attached to complaints filed with IC3, the cyber crimes division of the FBI.

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.fraud.org/
http://www.stopfraud.gov/report.html
Tip off FBI about this extortion attempt by filing form at: stips.fbi.gov/
http://www.consumer.ftc.gov/blog/haunted-phantom-debt

Also see here:
https://800notes.com/arts/I2neMkbUAAo/where-to-report-phone-crime
https://www.westernunion.com/us/en/fraudaware ... and-answer.html

Also read up on the laws and your rights:

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

And see:
http://www.dfi.wa.gov/consumers/alerts/nationwide-debt-association.htm
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http://www.fbi.gov/scams-safety
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http://www.ic3.gov/media/2014/140627.aspx
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https://800notes.com/forum/ta-944ec1426a8bcbb ... service-attacks
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http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
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http://www.net-security.org/article.php?id=1828
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https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
https://800notes.com/forum/ta-b95e185ca7ca356 ... debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://www.fdcpa.me/fake-process-server-injunction/
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https://800notes.com/forum/ta-9413b3202bc8b6c ... net%27s-tactics
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http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
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http://www.cashnetusa.com/consumer-notices
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Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

— filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.

Good information, but the 'one important thing to remember' part is superfluous.

Mr. Knox, called me to inform me I owe monies as of two and half years ago. He trying to prevent me from legal and jail time. Mr. Knox is head attorney and made some phone calls and his colleagues left up to him on how to proceed with my case.  Actually had very difficulty understanding him, and when transfer me, I believe I spoke to the same person. To make this seem real, he gave me case number, told me fax a letter explaining why, I haven't paid this debt. With legal fees I will owe 5,000.00 but to prevent going to court, to send 1,496.00

That was almost word for word my call with them today as well.

Received a call yesterday morning from a 347 area code that was disconnected at the end of the day. They called relentlessly while I was at a VA appt, left about 5 messages saying 'return the call, do not disregard this message, if I don't hear from you, and I don't hear from your attorney either, then all I can do is wish you good luck as the situation unfolds on you' so, I already knew it was a scam from the beginning. The heavy accents and same tired retortic gives it away. They tried to say I took out a loan from United credit something or other and it's a parent company of 78,000 under writings  (but he said under handed, haha) they acted like why haven't I heard about this and stated I received an email in march. He went on to say that the original loan amount was $1095.36, and I would have to go to the court house and tell them what I've done.  I kept up with it to try to get as much information as I could to pass on. He said I can no longer pay the loan because it's been written off as a loss (fyi, if it's written off, they won't call right away, they will wait to sell the debt to a debt collection agency for pennies on the dollar) he said I'll have to pay $5400 if I don't pay him $1100 in the next 30 min by money gram or western union. So I kept him on the phone thinking I was actually going to do it. He wanted it 'in minutes' from Western union. When I told him there was a $126 fee to send that much money, he put me on hold yet again to call his 'colleagues' and then comes back and says congrats, you've been approved for $1000 payment instead. If this was real, people that would not happen. Anyway, I gave him the 'MTC' code of the eff word spelled out with YOU, I was dying inside laughing as he was repeating it back to me! Then he said what kind of game you playing. I started cussing him out, then he threatened my life. He said you don't know me, but you will, you have to answer for consequences to me. I told him to eff off again. The name of the colleague he wanted me to send the Western Union to is Tammy Willas in Winterville, GA. So, my job of the day is to call the police station there and report her. You have to show ID to get a western union, right? I'll also call western union and money gram. And report it online. The sad thing is people fall for this stuff and these crooks are making billions every year! I'll have the last say, I'm sick of these calls!

Mr Knox is the same name he used with me, said he was the attorney there. Yeah, right! I'm going to call and see if the 646 number has been disconnected yet, the 347 number already has.

That was the call I got today from number 646-604-3870

A "Stacy Williams" called asking for me by a name I haven't used in almost 2 years. I told her I wasn't me, and she left this number. Heavily accented call, and I know for a fact I don't owe any "pay day" loan companies any money, as I've never had a pay day loan in my life.
When I was writing down the number she gave me (as it came up as Unknown and I wanted to google it) I asked her to repeat the area code as I hadn't heard all of it. She didn't know what an "area code" was and said "this is my direct number", like 3 times.  Ding ding ding, we have a scammer, come on down! Anyone making real debt collection calls would know what an area code is.

As a side note, to the person that was at a VA appointment...we were part of the DoD data breach. Have you received one of those letters as well? I wonder if it has anything to do with that because my husband received a similar call a month or two ago and they actually threatened him.