6786485476

keep getting calls from investigative services saying i commited check fraud, called friend of mine telling them same thing about me. didn't they violate fair debtors act by calling them, and telling them that about me? would appreciate anyone who knows answering.  thank you

Even though I agree that you are probably lying about this and work for the company posting false information as part of your ILLEGAL scare tactics.


THERE IS A RIGHT AND WRONG WAY TO HANDLE DEBT COLLECTIONS.  
IF YOU BLEW IT OFF - YOU HANDLED THE WRONG WAY - YOUR OWN FAULT - NO ONE ELSES.

1st thing you SHOULD HAVE DONE:

Make sure you are dealing with a legitimate debt collector - one that is licensed and bonded in your state.   YOU DID NOT EVEN DO THAT MUCH FOR YOURSELF.

HERE IS THE ANSWER YOU COULD HAVE FOUND YOURSELF BY GOOGLING DEBT COLLECTIONS


Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    

The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/First.htm
    
Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren’t; or
    indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don’t pay your debt;
    they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn’t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans’ Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members’ Pay
    Military Annuities and Survivors’ Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen’s and Harbor Workers’ Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!
    
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

If you are not a fraud - here is the info you COULD HAVE FOUND if you have BOTHERED TO GOOGLE IT!  

you could have also found an attorney via legal aid - or www.naca.net 


Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    

The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/First.htm
    
Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren’t; or
    indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don’t pay your debt;
    they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn’t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans’ Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members’ Pay
    Military Annuities and Survivors’ Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen’s and Harbor Workers’ Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!
    
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

I worked for this company, they all use Alias. There is no legal department, most collectors work from home. Two teams, each with two managers who are just closers. Danni is full of it or mistaken who is suing her, because they have no legal department, and they dont sue anyone.

I used to put debtors on hold so I could talk to the legal dept. What I really did was go to my kitchen get a drink, BS with my wife, then come back, great news Mr X, the client has agreed to XX amount if you pay today. Of course they couldnt pay, so I would transfer to "litigation" who were really slick talking closers.

They know what they do is wrong.

People in TX fall for it big time with the "Round up Law"

Just refuse to pay, and make it a hard refuse, I mean cuss at them, and make it clear you wont pay. They will mark the acct RTP (refuse to pay). If you give any indication you may pay, they will wear you AND your relatives down. Just tell them you searched them on google and you know they cant do squat !!!

Its already been mentioned but there is no check fraud because the client gave you credit.


Danni, if you post again, I will put real names up, like Rodney, James, Mike, etc. I'll put up last names and cell phone #'s.. I have a contact list with names, aliases and ext #'s

I am not even started on my warpath, tell James he owes me money

did you work for investigator sevices

Received call requsting mu husband contact these people re a friend and a fraud check

I received a call at work today from Investigative Services.  The man's name is Christopher Black (doubtful) and he is calling regarding a check fraud from USN Bank.  He gave the information that this debt goes back to 2003 and gave the last 4 digits of my checking account.  I did have an account with US Bank (not USN Bank) at that time but has been closed now for 7 years.  He told me I had 8 days to pay back the loan ($448.67) or they would issue a warrant and contact my employer and my HR department.  He was very rude and intimidating.  The caller id on my phone said 678-648-5476 - his number is 1-800-592-5470.  Neither of these numbers can be googled.  I called him back to ask where this company is located - he hesitated and then said the corp office is in Atlanta.  I asked where HE was located and he said Atlanta.  I asked for their working hours and they were 8-5pm.  Of course, it is very difficult to call during the day when I'm at work.  I will be contacting the Attorney Gen's office.

Stop calling

Person name Sierra Brown from Investigative Services called and claimed I am facing a charge of check fraud.  This is a lie.

I got a call about my mother who is 61 and disabled..said I was named in a fraud case and the subject of the case is my mother...and they said she's on the run!  bogus~ SHE WALKS WITH A CANE!

On 04/05/2011 Investigative Service left a message at my home stating I was being investigated for check fraud.  Guy named Ron Cunnimgham said I needed to contact him and clear this matter or there would be a warrant issued for my arrest.    Have no clue who are what these people are about never lived in or been to Atlanta GA.  
.
Filed a complaint with State Attorney General and FTC, Federal Trade Commission.

Fine...If you have a court case then what is the docket number? What state and county is the case being heard?

i too were afraid,the scamers called a few times threating me for check fraud. they would not give me any information i seek for a lawyer and was informed maybe it's a con. sure enough google the 678-648-5476, i be damn!

Danni

Hey your court date was this week - how'd that work out for you?  Are you still employed with OnPoint Investigative Services?  Did you think you could get on here and scare us into paying something that we didn't legally owe?  OH BTW have a nice day!

I just rcvd a VM from this #  A law officer, investigator... like he called himself  left a message stating they are calling from Investigative Service and want it to let me know that Someone wants to charge me with Check Fraud here in my state *VA*... that I need it to call him immediatly -
Thanks God, I look it up and your advise helps me a lot. Thanks... Next time they call I will know what to do!!!

I received a call this evening from the same area code but different last numbers ! 678-369-0143 from the investigation department.
She claimed that she has a file on me for theft by deception.  She was going to the atorneys in two days and I needed to call her or she would call the county police.  I did do pay loans but I paid forever and then had to close my account because they kept coming after more money !!  Yes I am scared but feel a little better with these postings !!

“On point” Investigative services
“Investigative services”
“On point investigations”
Company filed a complaint alleging check fraud
Stating we are under investigation
Case#009724-5
Ms. Dana Thomas
678-648-5476
Ext. #130
Left Voicemail on Home # (253)236-**** - 4/13/2010
Left Voicemail on cell # (253)335-**** - 4/13/2010

- 4/13/2010
Husband: called Ms. Dana Thomas back with no success, Husband talked to another representative that was rude, threatening and stated that we will end up owing over $1900.00 for original debt of $400…stating that we knowingly cancelled our checking account in order not to pay Ace for $400 payday loan (we have never cancelled a checking account, any checking account closing we have endured was done by the banking institution) claiming we willing committed check fraud, when that is in fact a lie. Neither Husband nor I have ever received any documents or had this debt validated or attempt to collect, even though our contact information is listed. The representative also stated that they will have a warrant put out for my Husbands arrest. All of the statements made are against the Federal trade Commission’s debt collection act.
-4/14/2010
Aubrielle contacted number and extension for Ms. Dana Thomas; she was out of the office: left voice mail requesting in writing proof of debt/validation of debt to be mailed out…left case#, phone#, address and name…Federal trade commission debt collection act states debt must be validated in writing.
-4/15/2010
Ms. Dana Thomas (now stating her name is Ms. Tiffany Thomas) called our home number (253)236-****, she stated she can settle this out of court before “her client: Ace cash” files for “Check fraud”. I stated per the federal trade commission she has to provide us with proof or validation of said debt before we continue further and she stated this is not a debt like a credit card and it is check fraud which Richard could be charged a misdemeanor and fined $500.00 dollars through the courts. Ms. Thomas is stating we now owe $1,955. I explained that we have researched Investigative services and the phone number calling us and there is no information of stating valid collection agency or what the company is accredited through. I requested proof of their company accreditation and information on the “client” charging us with check fraud because there has been no check fraud done. Ms. Thomas said she would call me back in 3min and hung up.
-4/15/2010
While I was on the phone with prepaid legal services customer service retrieving my law firms phone number, received a voice mail from Ms. Thomas (now stating a name of A. Jackson, same voice and person when compared to other voice mails and conversations) stating again that we need to contact them, when I already explained that we need some verification of the client and Investigative services to verify accreditation and per FTC proof of debt act. My Husband and I can’t find out any information on this company or the debt, it is a very strong accusation of check fraud, which we have never done.
-4/15/2010
Aubrielle called prepaid legal law firm she is assigned to ask legal advice on this matter. They stated if they can’t provide proof of debt or charges or proof of company location and valid company then they can’t charge us and we don’t owe the debt .
-4/15/2010
Contacted Investigative services and Ms. Jones answered (which is Ms. Thomas or Ms. Jackson we have been talking to previously) I requested proof of location i.e. address or any information of the company and he started talking over the top of me and stated that my attorney or legal representation can fax something to them and they then will provide location information. I stated that I am reviewing the federal trade commission’s website and I can request proof of the company contacting me and they have to provide it. He started talking over me again and I stated I know they’re a scamming company and not a valid cooperation and I will report them to the Attorney general and he hung up on me.
-4/15/2010
Aubrielle called them back to ask why they’re hanging up on me and they hung up again…
-4/15/2010
Aubrielle called them back to ask why they’re hanging up on me and they hung up again…
-4/15/2010
Aubrielle called them again and they are stating I have the company name and phone number, when I asked again for the address location they put me on hold. When they came back online stated that they couldn’t find a manager and to call back in 30mins, then when I stated what I was requesting and that I will be reporting this company to attorney general he hung up on me again…
-4/15/2010
Aubrielle started searching online the best way to inform the authorities and the public of the scam.
Aubrielle filed a complaint with the Federal Trade Commission & other corporations, as well as posted my experience on every site regarding the phone number.

Funny thing now. I told them that I don't owe cr@p about two weeks ago. Now they are calling for an different person!! What a full scam of idiots!

Dude kudos to you!!!!! Resident in TX that didn't get scared, in fact while on a call with then walked into my local municiple court were my case was supposedly being filed when i handed the phone over to one of the prosecutors there the person on the other line hung up... IF i get another call m next trip will be to the local DA, where she is a real hard [***] about people using her office to scare others