713-579-7000

I work for a debt settlement company. I deal with this company all the time for my clients. They are a legitimate collection agency. Yes they are scum but most collection agencies are. They CAN get instant approval on settlement offers, as they banks/credit card companies have a set standard as to how low they will go. If you make an offer that is NOT below that point, they can instantly accept. I agree that they are rude and use horrible scare tactics to get you to pay but the truth is you people didn't pay your bills and only have yourself to blame. I deal with people like you all day long who pay for our services to negotiate with the collection agencies in order to pay less than what is truly owed. Pay yor damn bills and no one will call you 50 times a day asking for your money.  Plain and simple!

Learn how to read - I do debt settlement, not collections. I work FOR the consumer to lower the bills and help them get paid off. Even if there is a legitimate reason for not being able to pay your bills, that doesn't give you the right to whine and complain when a creditor wants the money back that you borrowed from them. You still need to take care of it. Set up payment plans, etc. you don't just ignore them, that's how you wind up in court with a judgement against you and an order to garnish your wages. Educate yourself.
Oh, I especially like your 5 year old like response of telling me to shut my face. You sound like a real stand up guy, a real winner!

They called looking for my ex husband. They asked me for his cell phone number. I refused to give it to them. They said they were going to start calling my relatives. I said they were free to do that but I did not want to get involved. I held my ground.

Dear Debt Settlement Chick,

Since you seem to know so much about the industry, perhaps you can enlighten us as to why collection agencies call people who don't have any debts. I pay my "damn bills" with cash, thank you very much. I don't have any credit cards and don't owe any of your clients money. Their unwarranted calls are tantamount to harassment and their tactics are beyond sleazy. Is that "plain and simple" enough for you?

Have a nice day.

Apologies for the typo. The sentence should read, "I don't have any credit cards and don't owe any creditors money."

they play love songs on my VM all the time....like a stalker

I am receiving repeated calls from 713-579-7000 Meridian Mgmt.  They are asking for an extended family member that I am not in contact with.  They won't believe me & keep calling anyway!  They left one message & asked that we call Brachfield Law Group at 866-598-9371.  I contacted my Attorney General's Office.  Hopefully, that will stop them.

NO THEY ARE NOT A LEGITIMATE DEBT COLLECTION COMPANY  - they are a KNOWN SCAM!  Which you know because based on your posts - you work for them

UNDER INVESTIGATION BY CALIFORNIA ATTORNEY GENERAL
Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

They attempt to collect on old WORTHLESS time barred debts with NO VALIDATION to back up their claims


http://www.consumerjustice.com/consumer/agencydetail.aspx?id=6025
Meridian Management Solutions  
880 Apollo St Ste 155
El Segundo, California, 90245

ebrachfeld@brachfeldcollections.com
www.brachfeldcollections.com
--------------------------------------------------------------------------------
Phone No.  888-459-0999 - 310-273-7867 888-856-2120  
Fax 310-273-9867  

Erica Lynn Brachfeld-Shubin, Attorney

 

Notes
Part of the ...see (Brachfeld Law Group)  

http://www.consumerjustice.com/consumer/agencydetail.aspx?id=5041

Brachfeld & Associates, PC
800 W. Sam Houston Pkwy S. #200
Houston, Texas, 77042

ebrachfeld@brachfeldcollections.com
www.brachfeldcollections.com


--------------------------------------------------------------------------------
Phone No.  866-835-1915 713-579-7000 866-837-6262 866-834-6218  
Fax 713-579-7050  

  Erica Lynn Brachfeld-Shubin, Martin Brachfeld, Co-owner Attorney Juli Anna Thomas Texas Bar # 24053516  

These are VERY bad people. The TX office has represented itself as a law office when no lawyer is employed there.


Martin Brachfeld, father of Erica Lynn Brachfeld-Shubin is a former-disbarred, disgraced attorney with a Texas sized ego. The complaints received range from threats of litigation to notifying third parties.

This organization has slime dripping all over it, they file suits, yet have little or no validation.

Consumers are urged to seek assistance in dealing with Brachfeld as they have been defeated over and over when confronted with real lawyers who know the law. This organization is a consumer scam that needs to be stopped.  




THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS

HANDLE IT CORRECTLY AND THEY WILL END UP PAYING YOU

READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE

You can also post your questions here http://www.collectorsexposed.com/forum/   NEW URL!    

These links are to attorneys for those being scammed www.naca.net or http://www.consumerjustice.com/consumer/searchattorneys.aspx

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
Http://www.budhibbs.com/First.htm    
    
Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm

Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren’t; or
    indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don’t pay your debt;
    they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn’t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans’ Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members’ Pay
    Military Annuities and Survivors’ Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen’s and Harbor Workers’ Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!
    
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

NO THEY ARE NOT A LEGITIMATE DEBT COLLECTION COMPANY  - they are a KNOWN SCAM!  Which you know because based on your posts - you work for them

UNDER INVESTIGATION BY CALIFORNIA ATTORNEY GENERAL
Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

They attempt to collect on old WORTHLESS time barred debts with NO VALIDATION to back up their claims


http://www.consumerjustice.com/consumer/agencydetail.aspx?id=6025
Meridian Management Solutions  
880 Apollo St Ste 155
El Segundo, California, 90245

ebrachfeld@brachfeldcollections.com
www.brachfeldcollections.com
--------------------------------------------------------------------------------
Phone No.  888-459-0999 - 310-273-7867 888-856-2120  
Fax 310-273-9867  

Erica Lynn Brachfeld-Shubin, Attorney



Notes
Part of the ...see (Brachfeld Law Group)  

http://www.consumerjustice.com/consumer/agencydetail.aspx?id=5041

Brachfeld & Associates, PC
800 W. Sam Houston Pkwy S. #200
Houston, Texas, 77042

ebrachfeld@brachfeldcollections.com
www.brachfeldcollections.com


--------------------------------------------------------------------------------
Phone No.  866-835-1915 713-579-7000 866-837-6262 866-834-6218  
Fax 713-579-7050  

 Erica Lynn Brachfeld-Shubin, Martin Brachfeld, Co-owner Attorney Juli Anna Thomas Texas Bar # 24053516  

These are VERY bad people. The TX office has represented itself as a law office when no lawyer is employed there.


Martin Brachfeld, father of Erica Lynn Brachfeld-Shubin is a former-disbarred, disgraced attorney with a Texas sized ego. The complaints received range from threats of litigation to notifying third parties.

This organization has slime dripping all over it, they file suits, yet have little or no validation.

Consumers are urged to seek assistance in dealing with Brachfeld as they have been defeated over and over when confronted with real lawyers who know the law. This organization is a consumer scam that needs to be stopped.  




THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS

HANDLE IT CORRECTLY AND THEY WILL END UP PAYING YOU

READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE

You can also post your questions here http://www.collectorsexposed.com/forum/   NEW URL!    

These links are to attorneys for those being scammed www.naca.net or http://www.consumerjustice.com/consumer/searchattorneys.aspx

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
Http://www.budhibbs.com/First.htm    
   
Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm

Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
   use threats of violence or harm;
   publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
   use obscene or profane language; or
   repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
   falsely claim that they are attorneys or government representatives;
   falsely claim that you have committed a crime;
   falsely represent that they operate or work for a credit reporting company;
   misrepresent the amount you owe;
   indicate that papers they send you are legal forms if they aren’t; or
   indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:
   you will be arrested if you don’t pay your debt;
   they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
   legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

Debt collectors may not:
   give false credit information about you to anyone, including a credit reporting company;
   send you anything that looks like an official document from a court or government agency if it isn’t; or
   use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
   try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
   deposit a post-dated check early;
   take or threaten to take your property unless it can be done legally; or
   contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
   Social Security Benefits
   Supplemental Security Income (SSI) Benefits
   Veterans’ Benefits
   Civil Service and Federal Retirement and Disability Benefits
   Service Members’ Pay
   Military Annuities and Survivors’ Benefits
   Student Assistance
   Railroad Retirement Benefits
   Merchant Seamen Wages
   Longshoremen’s and Harbor Workers’ Death and Disability Benefits
   Foreign Service Retirement and Disability Benefits
   Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
   Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!
   
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Well you know most of us try to pay our bills, but in the worst meltdown since the 30's a lot of people lost jobs and can't find another one.  I live Las Vegas and there just are not any jobs out here.  So sometime you just can't keep up.  So'Debt Settlement Chick'  your statment that some are just whining is just plain dumb.  If your getting just unemployment benefits you can't set up some re-payment plan as the little you have is what you are now living off of.  No one wants to get in debt and then have no way to pay it back, but since jobs are no longer out there you still must live and need the little you have to buy food and pay the utilities and keep as roof over your head.

This number is to Brockfield Law and they are crooks. My attorney is quite familiar with them and they violate every law in debt collection routinely. I would not believe anything they say, nor would I talk to them. Turn it over to a lawyer (hopefully you have pre-paid legal).

I just recieved a call at my parents home... How they got the phone number at my parents home I have no clue.  The message left behind was from a representative by the name of Jessica and to call her between the hours of 10am to 2pm. I am concerned with my personal information being compromised. My parents answer machine had the message saved and on the caller ID this number of 713-579-7000 is what was documented.

This compant called and told me they were trying to collect a debt.I don't owe anyone any money.

They are a scam

The Fair Debt Collection Act (FDCPA) was put into place To give people legal rights when it comes to collection agencies and collection attorneys.  If this collection agency is calling you for a debt you owe or a debt that is not yours, they could be violating your rights.
If you are being contacted by this or any collection agency, get in contact with me, my name is Ryan Pfeffer and my company is FDCPA Compliance. The website is not up yet but my email is working. contact me asap so we can determine what rights these the bottom feeders have violated and take action.

Ryan Pfeffer
ryan.pfeffer@fdcpacompliance.com

Received call from this number as well.  I will refer it to my attorney for follow-up as well as reporting to FCC

Received a call from them today, Wednesday, 5/4/11. I am sick and tired of these foreign jerks with their threats, and the persistant calls on my cell phone. And whats with the heavy accent and american name(s)???

This number just called said they were a law office (the one above)Brachfield  (sp) calling on a major debt I owe and it needs to be taken care of,  referral number is 888-459-0999 with an extension. number.  This kind of phone call  (company, scam) has been calling us for over a year and has all of my private info. They need to be stoppped as the phone number they called never went on any applications; fraud reporting both numbers to the do not call registry.

This number just called again, they want to serve me and my friends with papers(documents) to sue me and wants to come to my house (fraud) needs to stop as I (we ) do not owe anyone any money.  These people (i hope they are reading this) are bottom feeders and we threatned them with our attorney. This is verbal harasment  FDCPA has been notified.  I belive they are the same people who call me a little of a week ago.

Rec'd unknown call this morning, unknown number and checked google and found this posting site... I've no outstanding debt to be collected from an agency, just have debt as usual...

These people continue to call, now they say it is on an ol jc penney account a charge off account with -0- balance, they are frauds and calling to try to collect and the person that called again threatned marshalls and court action. Did my credit report and -0- balance, they need to be closed down.in other words buying off old debt from charged off accounts and threatning people is illegal.