714-453-1959

DO NOT communicate with these people! If you do talk to them DEMAND they MAIL you all info pertaining to the debt they are trying to collect. This IS NOT a law office as they claim but a debt collection agency. They were trying to collect a VERY old debt that I had proof of actually paying off. DO NOT trust this company!

Some rude very raspy voice woman (could be a man) will try to act very professional by answering "LEGAL DEPARTMENT". This is just a desperate attempt at trying to collect on an old debt.. some fly by night collection company that employs mindless idiots to harrass people all day with their illegal threats.

I just got a call from these people - actually they called my work main office and said they wanted to serve me today if I called them back.  Funny though - I live in Idaho and they are calling from CA.  Debt Collectors suck!

some lady named Gina Morgan is calling all my relatives about a supposed debt or a complain. No idea what she is talking about. but this rude lady put many members of my family against me.because now they think I used them for some credit approval . This company :  R S Clark & Associates, Inc. is not even  BBB ACCREDITED.
I already talk to an anchor from NBC and he is going to investigate this scam.
we need to put a stop to this!

Actually neighbors from my childhood home got in touch with my parents saying they recieved a call from gina morgan saying she was a process server, asking about my family naming everyone individually, and saying they needed to get in touch with me or else a sheriff would get in touch with me. That freaked me out. I just googled the number and name and got this. Kinda relieves me knowing a little about this Gina morgan. What should I do?

These people called me and my mom talking about they are going to put  awarrant out for my arrest and they are about to sue me.

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt076.shtm

I got a call from this woman name Gina Morgan, asking for my account number? What account! I have no ideal who she is or the account she wants, guess what not in this life. Beware of Gina Morgan 714-453-1959

Gina Morgan and Roxanne Martinez calling my work about a bogus debt.  Advised them not my debt.    They have left voicemail messages for manager at my office about suing me and garnishing wages.  Have turned voicemail messages and call log over to an attorney.  I had to call their office three times before I was able to get their company name and mailing address -- WFG & Associates - Western Financial Group & Associates.  The address they provided is a UPS store!  Have sent letter to them requesting validation.  Will pursue legal remedies.

These people called my mom saying that they have a case against me and is pending. I told my mother to disregard the call and not to give them any information.
1st if they have a court case against you they have to file in the State and County you live in. 2nd  No one is going to call and say they are gonna serve you. That gives you the person who they are Stalking a heads up. LMBO. These people are a joke. Disregard the call and go about your day.

Got a call from a Ms. Owens left a message on my work answering machine stating that she was calling about an affidavit of complaint called her back and she was extremely rude would not give me the name of her company and said she was calling about a debt when I tried to explain to her that this debt was settled two years ago and I have the proof she told me that was not good enough and she was forwarding it to an attorney.  Got a call on Monday from a lady (would not give name and blocked number) saying she was calling to see when I would be home to serve me papers when I asked what it was about she gave me this number and when I called they answer the phone "main office" I was told that a court case was already filed and they would need $1000 today to cancel it.  When I informed them that the fair debt collection act states that they must notify in writing so I can dispute the debt he told me to tell it to a jury.  Hope they take it that far as I said I have the proof this is not a valid debt.  They are scum!!!

I just got a call from this woman claiming to be Gina and she has a case against me blah  blah so I told her I looked up your telephone number and your a  big scam dont ever call me again she started yelling at me and then hung up I don't like the idea they have my work number.

I got a call from this same Gina Morgan yesterday telling me that if I didn't send her a  post-dated check for May 1 for $1000.00 via over-night delivery that I would be charged with fraud. ( I had set up arrangements with her prior to this that I was not able to honor) .  She also said that she would be adding my ex-husband on to this case for an OLD (from 2007) HSBC credit card that was in my name only.  She informed me that she would have the District Att. and Sheriff serve me with papers and if I didn't do this I could either go to classes which would cost $120.00 in cash 3 times a week or be charged with fraud.  She also said that she would have the "accounting department" send me out verification of our arrangements.  She stated that she had sent me out a letter after I spoke with her April 4, 2013, but I have NEVER received either a fax from them or any letter of any type.  I plan to stop payment on the check now that I have seen all of these posts!  Any other ideas of what to do???????

This Gina is a big scam.  Called my ex-husbands business,my daughters medical office & my home numerous times.  Do not send this woman anything or give her any info.  as everyone else stated, she said she is serving a court warrra,,etc. Told her to go ahead. Also told her my lawyer would be in touch with her. What I would like to know is how she gets personal info-such as ex-husbands work number & daughters d office number?  We all have diff last names.

World Financial Group is a fraud they are trying to collect debts from people not even license for being collecting

Some of these companies may be scams however if you owe a bill and cannot afford to pay it, stop trying to avoid paying your bills by scapegoating. If you can't pay them, you can't pay them . But don't try do deny them by posting about poss scams.

Shill alert!  Posters on this thread have reported several FDCPA violations.  It seems pretty clear that this company is a scam.

Well, I think the big, glaring red flag right here, is she said the woman is going to also charge HER with a debt that is only in her husband's name!  Which is baloney.  Threatening court and charges of fraud are contrary to the FDCPA, so this "debt collector" is most likely a scammer.  And she didn't deny owing the debt; however I seriously doubt she actually owes to this scammer calling her!  Go be a shill elsewhere...

Did you demand a debt validation letter about this debt?  This is legally required and would show original creditor, amount owed, date of loan/debt and last payment made.  It would also show if the people calling you are legally entitled to collect said debt in your state.  You would receive this via MAIL (not email or fax - those methods of delivery are not legal).  

You cannot be charged with fraud for not being able to follow through on your commitment to pay.  She also cannot add your ex-husband on to the case for something that is beyond the statute of limitations and is in your name only.  This debt collector has committed so many violations of the FDCPA, you could take HER to court and she would end up paying your court costs as well as the money you owe.  

Report them to the FTC and your state's Attorney General and let her know you've reported her.  Also tell her that you are recording all calls she makes to you to give to your attorney.  I would also speak to a consumer attorney - most, if not all, initial consultations are free.  You may also want to put fraud alerts on your bank accounts and with the three credit agencies (Experian, Equifax and TransUnion) just to be on the safe side.

I received a call from this number 1-714-453-1947 claiming to be an attorney's office.  They were rude and would not send me any information, which was suspicious.