716-562-3760

They are a collections company.  Discovery account systems

A "collections company" calling from the 716 area code usually indicates ONE thing! It's a 99% probability that your caller was a "Buffalo Buffoon". Tell the caller to MAIL you a notice of validation. Not an E-mail. Not a fax. BY MAIL! As per federal regulation under the FDCPA. When the clown refuses & starts with the usual tirade of threats & BS...case closed. He's an Erie county SCAMMER!
Be Safe. Be aware.
 Gunnar

I think you might have that name backwards.

You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.47 you ever invested).  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

ACCOUNT DISCOVERY SYSTEMS AKA INTERNATIONAL ASSET GROUP aka CHEBAT FINANCIAL GROUP, LLC

Posted in:  https://800notes.com/Phone.aspx/1-855-666-1470
https://800notes.com/Phone.aspx/1-716-562-3768/2
https://800notes.com/Phone.aspx/1-716-504-6838
Looks like the owner of both of these criminal enterprises got slapped by the NY AG, too bad they didn’t get life without parole:  http://www.insidearm.com/daily/collection-law ... another-175000/

ADS website:  https://accountdiscoverysystems.com/contact/
BBB page with B rating and 59 complaints (BBB removed 8 complaints to give them that rating), 1 negative review, and a statement from the hear crook stating how many illegal robocalls they make every month:  http://www.bbb.org/upstate-new-york/business- ... st-ny-235970271
Bizapedia lists a lot of alternate names for this criminal enterprise:  http://www.bizapedia.com/addresses/495-COMMERCE-DRIVE-AMHERST-NY-14228.html

LinkedIn profiles of 3 of the head criminals:
https://www.linkedin.com/in/johnchebat

Johnny H. Chebat
CEO at Bukbuk.com
Buffalo, New York
Sports
Current    1.    Bukbuk.com,
2.    Account Discovery Systems, LLC

Previous    1.    Western New York Capital, Inc.,
2.    Capital Management, Inc.,
3.    Creditors Interchange, LLC
Education    1.    Canisius College

•
BukBuk.com is Now Open For Business!
August 10, 2015
Summary
Innovative thinker with broad-based expertise in sports and sports fantasy gaming. Proven ability to quickly analyze key business drivers and develop strategies to grow the bottom line.

Professional Objective: to build an internationally branded fantasy sports site that provides new and innovative gaming to the world of fantasy sports • to break all the rules by providing our users with historical transparency, a social platform to trade and barter knowledge, and user controls that are simply inconceivable to other companies.

Specialties:

• Visionary Leadership • Key Partnership Development • Investor Relations • Building Shareholder Value • Business Development • Organizational Restructuring • Managing Budgets and P&Ls • Risk Management • Leading & Developing Teams
Experience
•    Chief Executive Officer
Bukbuk.com
2012 – Present (4 years)
Bukbuk is a fantasy sports social utility site that seamlessly organizes and catalogs all of a user’s plays and games. This allows players to query and filter the data in order to find the best players on the site and interact with them. Bukbuk combines social media, fantasy sports, and data mining that gives the players an edge in the sports gaming/fantasy market. We are building prime real estate for professional gamer's and fantasy players to barter intellectual property. This robust site allows you to customize your experience any way you want. Bukbuk.com provides more user controls than any other sports fantasy site. Choose your sports, games, and social settings and play any game you want, how you want it! Bukbuk also provides a platform to turn this site into your very own business. If you're a good fantasy player, you'll be able to monetize your user profile on your site by selling your plays and line ups to other users on the site. All for free!!! Bukbuk.com will have a soft opening by end of April. If you would like more information about the site or if you're looking for an investment opportunity, please feel free to contact me at johnny@bukbuk.com.
•
Chief Executive Officer
Account Discovery Systems, LLC
2011 – Present (5 years)
Lead operations and strategic direction with full responsibility for bottom-line factors, including long-range planning and investor and shareholder relations. Provide cross-functional management for COO, CFO, CMO, GM and Director of HR, with general oversight of 150 employees. Define organizational structure, oversee major pricing decisions and perform monthly financial evaluation of company results. Responsible for analyzing business intelligence and developing goals and budgets. Insuring compliance with company policy and client procedures and oversight of staffing requirements to achieve profits.
•    President & CEO
Western New York Capital, Inc.
2005 – 2011 (6 years)
Lead operations and strategic direction with full responsibility for bottom-line factors, including long-range planning and investor and shareholder relations. Provide cross-functional management for COO, CFO, CMO, GM and Director of HR, with general oversight of 150 employees. Redefine organizational structure, oversee major pricing decisions and perform monthly financial evaluation of company results. Responsible for analyzing business intelligence and developing goals and budgets. Insuring compliance with company policy and client procedures and oversight of staffing requirements to achieve profits.
•    Director
Capital Management, Inc.
2002 – 2005 (3 years)
Lead department to consistent high volume of collections while responsible for training and development of all collectors. Strategic thought leadership and execution for new training methods lead to an increase of 10% in earnings.
•    Manager
Creditors Interchange, LLC
2000 – 2002 (2 years)
Managed and developed 20 employees while achieving and maintaining top tenth percentile in company for debt receivables.
•    Accounts Manager
National Action Financial Services, LLC
1998 – 2000 (2 years)Buffalo/Niagara, New York Area

https://www.linkedin.com/in/maryann-prawel-99985696

MaryAnn Prawel
Compliance Manager at Account Discovery Systems, LLC
Buffalo, New York
Financial Services
Current    1.    Account Discovery Systems, LLC

Previous    1.    Firstsource Solutions Limited,
2.    JDR Recovery Corp / NCO Financial Systems
Experience
•
Compliance Manager
Account Discovery Systems, LLC
2013 – Present (3 years)
•
Client Service Representative
Firstsource Solutions Limited
2008 – 2013 (5 years)
•    American Express Liason
JDR Recovery Corp / NCO Financial Systems
1986 – 2005 (19 years)
https://www.linkedin.com/in/jimprawel

Jim Prawel
Chief Executive Officer
Buffalo/Niagara, New York Area
Financial Services
Current    1.    Account Discovery Systems, LLC

Previous    1.    NCO Financial Systems,
2.    JDR,
3.    ACI
Education    1.    Canisius College

Summary
Performance-driven Senior Executive offering more than 20 years' experience in Receivable Management. Career background that encompasses expertise in new account development, client relations, and cost control. Leverage of business acumen through excellent interpersonal communication skills. Ability to establish and maintain beneficial working relationships with clients, co-workers, management, employees and a wide array of business professionals. Effective trainer, instructor and leader. Strong organizational, time management and problem solving abilities.
Experience
•
Chief Operating Officier
Account Discovery Systems, LLC
January 2011 – Present (5 years 6 months)Buffalo/Niagara, New York Area
Manage all hands-on operational aspects of the company. Assists the CEO/President in the successful growth of the Company. Provides the leadership, management and vision necessary to ensure the Company has the proper operational controls, administrative and reporting procedures, and people systems in place to effectively grow the organization and to ensure financial strength and operating efficiency.

Achievements
• Grew client NCA from $0.5 Million per month placements to $20 Million per month due to performance
• Developed client base from 1 client to 13 clients, currently averaging more than $50 Million in placements per month.
• After intensive review of vendors, policies and procedures instituted several internal changes that have saved the company $20k per month.
• Responsible for growing gross company earnings from $400k to $1.5 million per month.
•
General Manager
NCO Financial Systems
April 2000 – January 2008 (7 years 10 months)
Managed American Express Division. Responsible for staff of 120 employees and Annual receivables of approximately $33 million. Dispersed and monitored accounts by specific assigned client codes to ensure the highest work effort. Spear headed Employee Relations and handled all personnel compliance from performance related to human resource issues. Continuously stayed in touch with all areas of day-to-day business and developed a management staff to monitor, enforce and achieve client and company objectives. Created a profitable and rewarding work environment, through several incentive programs that encompassed all facets necessary for success. Maintained market share with consistent efforts while continually aiming to increase quarterly and continuously evaluated P&L for optimal company profitability.

Achievements
• AMEX Portfolio tripled in placement due to performance between 2003-2011
• Achieved and maintained most profitable division in entire company from 2003 on.
• Received a “1” ranking on an AMEX audit. This had only been achieved once before in AMEX’s history.
•    Director of Operations
JDR
March 1993 – April 2000 (7 years 2 months)
Managed collections for the following clients: American Express, Chrysler Financial, Ford Motor Credit, Marine Midland Bank, M&T Bank, Bank One, Associates Bank and Bank of America. Worked directly with supervisors in joint efforts to maintain monthly goals. Encouraged positive work attitude for collectors and supervisors with motivational management tactics. Determined employee placement based on levels of development and work ethics. Oversaw multiple employees to ensure all company policies, federal, and state laws are complied with. Controlled all scheduling and attendance related issues with employees. Handled card members’ dissatisfaction with collectors to always diffuse complaints and resolve liability. Assisted supervisors and collectors alike to achieve goals with personal efforts in all files. Approved all settlements and account agreements to ensure legal and profitable repayment was made.
•    Manager
ACI
May 1991 – March 1993 (1 year 11 months)
Instructed and trained individuals to properly handle files and consumers in accordance with client policies. Responded to and resolved individual employee problems to the best of my authority. Monitored individual files to monitor work performance.
•    Auto Collector
Marine Midland Automotive Financial Corp.
May 1988 – January 1990 (1 year 9 months)Buffalo/Niagara, New York Area

NY Dept. of State info:
Current Entity Name:    ACCOUNT DISCOVERY SYSTEMS, LLC
DOS ID #:    4169250
Initial DOS Filing Date:    NOVEMBER 23, 2011
County:    ERIE
Jurisdiction:    NEW YORK
Entity Type:    DOMESTIC LIMITED LIABILITY COMPANY
Current Entity Status:    ACTIVE

Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
C/O NATIONAL REGISTERED AGENTS, INC.
111 EIGHTH AVENUE
NEW YORK, NEW YORK, 10011
Registered Agent
NATIONAL REGISTERED AGENTS, INC.
111 EIGHTH AVENUE
NEW YORK, NEW YORK, 10011
Now it seems that the owner of this criminal enterprise also owns this company who slapped silly by the NY Attorney General:
Selected Entity Name: INTERNATIONAL ASSET GROUP, LLC
Selected Entity Status Information
Current Entity Name:    INTERNATIONAL ASSET GROUP, LLC
DOS ID #:    3889440
Initial DOS Filing Date:    DECEMBER 16, 2009
County:    ERIE
Jurisdiction:    NEW YORK
Entity Type:    DOMESTIC LIMITED LIABILITY COMPANY
Current Entity Status:    ACTIVE

Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
INTERNATIONAL ASSET GROUP, LLC
495 COMMERCE DRIVE, SUITE 2
AMHERST, NEW YORK, 14228
Registered Agent
NONE
That web site is no longer available and here is the BBB info on them with a B- rating and 4 complaints (the BBB removed 60 complaints):  http://www.bbb.org/upstate-new-york/business- ... st-ny-235960136

Google street view of the alleged headquarters:  https://www.google.com/maps/uv?hl=en&pb=!1s0x ... chrBpAQpx8IczAK

Looks like they get sued a lot:
https://www.pacermonitor.com/public/case/4636 ... ry_Systems,_LLC
http://www.plainsite.org/dockets/2zxke2bz8/ca ... ry-systems-llc/
https://dockets.justia.com/docket/illinois/ilndce/1:2015cv01360/306678
https://www.law360.com/cases/541c4bd61101ea2d0a000001
https://www.judgmentmarketplace.com/judgment/209225
http://law.justia.com/cases/federal/district- ... 00256/156132/9/
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

File a complaint at the NY State AG's Office here:  http://www.ag.ny.gov/http://www.ag.ny.gov/

Threatening and calling family members for a debt that is not even mine

They wanted to get a money that not from them

Keeps calling about some supposed debt