800-344-8192

Basically.  Left voicemail.  Hi this is Mark.   Attempting to collect a debt.   Call....
Didn't say who they are trying to reach or who debtor is.

Mark called from this number and left message saying he calling collecting a debt.   He does not say who he is calling or what debt he is referring about.   I don't owe anyone any $ bc I only have a bankcard and one credit card that has been paid off for months.   Not sure what their deal is.  gurrrr!!!

Since I got so many calls, I called back. They said they couldn’t give me any information until I verified my name, phone number, address, and last four of my ss#. I couldn’t do that not knowing what this was all about. They said they couldn’t tell me what this was all about until I verified. I hung up.

Debt collector.  They aren't supposed to discuss the debt with you until they have verified that you are the alleged debtor.

You will need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt, and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two or more federal and state agencies where you should report their criminal activities.

UNITED COLLECTION BUREAU AKA UCB AKA EAP

Web site with contact info:  http://ucbinc.com/contact/

BBB page showing them as accredited with an A+ rating even though they have 107 complaints (up from 58 last January) and 10 negative reviews as of 1/21/2021:  http://www.bbb.org/toledo/business-reviews/co ... -toledo-oh-7271

Also note that the BBB states that there is another company that is a subsidiary of UCB that allegedly “helps” patients, not doubt it “helps” them out of any money they might have..

Chamber of Commerce page:  http://www.toledochamber.com/Collection-Agenc ... ureau,-Inc-2166

Employee reviews:
http://www.indeed.com/cmp/United-Collection-Bureau/reviews
http://www.glassdoor.com/Reviews/UCB-United-C ... ews-E658661.htm
Looks like some of the employees were not happy.

Possibly because they lost a class action FDCPA suit (wonder why this isn’t in the BBB report?):
http://unitedcollectionbureausettlement.com/

Ohio Dept. of State info:

    Corporation Details

Corporation Details
Entity Number    280543
Business Name    UNITED COLLECTION BUREAU, INC.
Filing Type    CORPORATION FOR PROFIT
Status    Active
Original Filing Date    05/06/1959
Expiry Date
Location: TOLEDO    County: LUCAS    State: OHIO

Agent / Registrant Information
CSC-LAWYERS INCORPORATING SERVICE (CORPORATION SERVICE COMPANY)
50 W. BROAD ST SUITE 1800
COLUMBUS,OH 43215
Effective Date: 08/11/2014
Contact Status: Active
Incorporator Information
JOHN BUTCHER
HAROLD S RICKARD
HAROLD F MEO
Filings
Filing Type    Date of Filing    Document Number/Image
DOMESTIC ARTICLES/FOR PROFIT    05/06/1959    B100_0088

DOMESTIC/AMENDED RESTATED ARTICLES    12/11/1961    B238_1508

TRADE NAME RENEWAL    03/29/1977    E259_1343

MISCELLANEOUS FILING    11/16/1977    E342_1990
DOMESTIC/AMENDMENT TO ARTICLES    03/03/1978    E388_1304

MISCELLANEOUS FILING    03/03/1978    G105_1007
DOMESTIC/AMENDMENT TO ARTICLES    08/22/1979    E640_1040

MISCELLANEOUS FILING    09/04/1979    E645_1892

TRADE NAME RENEWAL    04/22/1980    E741_1427
DOMESTIC AGENT SUBSEQUENT APPOINTMENT    08/20/1981    E950_1621

TRADE NAME RENEWAL    03/22/1982    F050_1654
MISCELLANEOUS FILING    12/21/1982    F181_0075
MISCELLANEOUS FILING    01/18/1983    F195_1340

TRADE NAME RENEWAL    08/20/1984    F510_1499

TRADE NAME RENEWAL    06/27/1985    F693_0613
MISCELLANEOUS FILING    07/10/1985    F693_0617
TRADE NAME RENEWAL    02/02/1987    G105_1011
TRADE NAME RENEWAL    10/08/1987    G257_1034
TRADE NAME RENEWAL    12/04/1987    G291_0027
TRADE NAME/BUSINESS ADDRESS CHANGE    12/04/1987    G291_0027
TRADE NAME RENEWAL    06/13/1989    G646_0856

TRADE NAME/BUSINESS ADDRESS CHANGE    06/13/1989    G646_0856

TRADE NAME RENEWAL    08/09/1989    G696_0462

TRADE NAME/ASSIGNMENT    08/09/1989    G696_0462

TRADE NAME/BUSINESS ADDRESS CHANGE    08/09/1989    G696_0462

TRADE NAME RENEWAL    08/09/1989    G696_0467

TRADE NAME/ASSIGNMENT    08/09/1989    G696_0467

TRADE NAME/BUSINESS ADDRESS CHANGE    08/09/1989    G696_0467

MISCELLANEOUS FILING    01/10/1992    H284_0066

MISCELLANEOUS FILING    01/27/1992    H310_0104

MISCELLANEOUS FILING    06/08/1992    H371_1134

MISCELLANEOUS FILING    03/26/1993    H567_0092

DOMESTIC CONTINUED EXISTENCE LETTER    09/09/1993    000000345440
DOMESTIC/AMENDMENT TO ARTICLES    12/21/1993    9336_0341

MISCELLANEOUS FILING    12/21/1993    9336_0341

DOMESTIC/AMENDMENT TO ARTICLES    05/11/1994    4119_0722

MISCELLANEOUS FILING    05/11/1994    4119_0722

TRADE NAME RENEWAL    07/11/1994    4172_0650
TRADE NAME RENEWAL    07/11/1994    4172_0654
TRADE NAME RENEWAL    07/11/1994    4172_0658
CONVERSION DEFAULT    01/01/0001    000000345441
MISCELLANEOUS FILING    12/02/1994    5026_0917

TRADE NAME RENEWAL    11/04/1996    5675_1185
TRADE NAME RENEWAL    11/04/1996    5675_1189
TRADE NAME RENEWAL    04/22/1997    5873_0999
AGENT NAME/ADDRESS TAX UPDATE    01/08/1999    AGNTUPDT
AGENT NAME/ADDRESS TAX UPDATE    02/01/1999    AGNTUPDT
AGENT NAME/ADDRESS TAX UPDATE    04/07/1999    AGNTUPDT
TRADE NAME RENEWAL    07/28/1999    199924400610

TRADE NAME/ORIGINAL FILING    03/03/2000    200008001797

TRADE NAME/ORIGINAL FILING    03/03/2000    200008001799

TRADE NAME RENEWAL    12/20/2004    200500302916

TRADE NAME RENEWAL    12/20/2004    200500302918

DOMESTIC AGENT SUBSEQUENT APPOINTMENT    06/20/2007    200717201262

TRADE NAME RENEWAL    08/20/2009    200923200958

TRADE NAME/ORIGINAL FILING    04/22/2014    201411300355

TRADE NAME/CANCELLATION    04/22/2014    201411300354

DOMESTIC AGENT SUBSEQUENT APPOINTMENT    08/11/2014    201422601192

Old Names
Effective Date    Old Name
03/03/1978    UNITED CREDIT BUREAU, INCORPORATED
08/22/1979    U C B, INC.

Other complaints:
http://www.complaintsboard.com/complaints/united-collections-bureau-c147061.html
http://www.ripoffreport.com/r/ucb-united-collection-bureau/toledo-ohio-43614/ucb-united-collection-bureau-shirley-et-al-ucb-has-been-harrassing-my-80-year-old-paren-595553

Looks like they get sued a lot:
https://dockets.justia.com/docket/new-york/nyedce/2:2012cv02402/330446/
http://caselaw.findlaw.com/us-2nd-circuit/1609224.html
http://www.law360.com/cases/51dc2cbc1bf1d0393e0095b0
https://dockets.justia.com/docket/illinois/ilndce/1:2008cv01204/217592/
https://www.pacermonitor.com/public/case/8991 ... ion_Bureau,_Inc
https://www.pacermonitor.com/public/case/8032 ... REAU,_INC_et_al
http://www.leagle.com/decision/In%20FDCO%2020 ... 20BUREAU,%20INC.
http://law.justia.com/cases/federal/appellate ... 2014-11-20.html
http://law.justia.com/cases/federal/district- ... 5480/234196/11/
https://www.gpo.gov/fdsys/granule/USCOURTS-ca ... 1_13-cv-01416-0

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

I am getting calls from this number but they hang up at one ring. I see people saying it's a debt collector for Verizon, but I have never had Verizon.

This is a third-party debt collector. They collect for many many many different creditors. Just because someone got a call about a Verizon bill they think now that this debt collector only collects for that company. That isn't true. As for you not knowing who it is, well that information was posted here along with what to do the make to call stuff. If only you had read it.

I have no debt. Asking for SSN. After arguing hangup.

Got a message that they're trying to collect on a debt.  1.  I don't owe anybody anything, 2.  I monitor my and my wife's credit reports frequently.  I'm not going to respond to this apparent scam.

They keep calling me. And say their name is Mike and not who they are are looking for.

Phone rang  1/2 a ring and I received a voicemail  stating .. “This is Melissa and I have an important message from United collection Bureau Inc. this call is from a debt collector this is an attempt to collect a debt and any information obtained will be used for that purpose please call 1-800-344-8192 thank you…” I have no Old debt and current on my payments people are always trying to scam you

When I called them back, they refused to state why they were calling unless we gave them a ton of personal info. A legit debt collector is always glad to tell you what you owe and who you owe it to. Reeks of a scam

Quote:

A legit debt collector is always glad to tell you what you owe and who you owe it to.

Yes, once they have verified that they are talking to the alleged debtor.  This is something that they are required to do by law to protect you.  So basically you just gave them a thumps up for following the law and yourself a thumbs down for not knowing the law.