8004335709

I got a loan forgiveness from a college on line this QCS company sent me a letter saying I owe almost 700.00 dollars I told the girl that I had gotten a loan forgiveness she said she hasn't never heard of that I told her they do that in some cases I'm on SSI I talked to two different people at different times I called back told them to send me a letter showing that I owe she said let me see if we can get a letter out to me then she said yes we will send the letter I told her I'm going to call the school and let the Lawer look at it also when I told the man I'm on disitabilty he started typing away I could hear him in the back ground it's really sad that there are do many people out there trying to scam so many people they are very low down doing this to people for no reason except go fatten up their wallets they really make me sick

Qualia collection services QCS sent letter asking for payment for Rosetta Stone (which has been already paid in full). I called Rosetta Stone to report this as well & to confirm not Rosetta affiliated.

Constant calling from different numbers. Representatives are extremely rude on down to management. I cursed management out, I asked to not be contacted via phone. Only through U.S. Postal Service.  They don't listen yet they are recording the calls. I've never received a written notice of the debt only phone calls. I don't even have an account number. I'm not sure what world they live in, but I don't give folks money w/out some sort of factual information. I've tried to be cordial about the issue, but they are just so rude. The attitudes are so nasty and they talk so rudely to you. I know my credit is not perfect , but I'm trying to square things up . This crap about not sending a written notice is a bit off. I've gotten letters from other collection agencies. What makes this so special that they don't have to do the same as the others!  Don't deal w/these idiots there's no coming to a happy medium w/them. I'll just wait till they sell my supposed debt to the next agency! Good Luck!! I really tried to cool w/these people.  

These people are abusive, rude, intrusive, and down right disgusting. I am done being harassed.

QUALIA COLLECTION SERVICES AKA QCS COLLECTIONS AKA OPTIO SOLUTIONS, LLC. AKA CROSSCHECK, INC.
Posted in:  https://800notes.com/Phone.aspx/1-800-433-5709
https://800notes.com/Phone.aspx/1-800-654-1208
https://800notes.com/Phone.aspx/1-707-800-6941

Cross Check, Inc. seems to be a check guarantee organization.
Web page gives contact info:   https://payqcs.virtualcollector.net/Contact.aspx
Web page for CrossCheck, Inc.:  http://www.cross-check.com/contact-us
Bloomberg lists some of the head criminals at this organization:  http://www.bloomberg.com/research/stocks/priv ... ivcapid=4304907
BBB gives CrossCheck an accredited A+ with 47 complaints:  http://www.bbb.org/greater-san-francisco/busi ... taluma-ca-36149

BBB page gives them an accredited A+ with 13 complaints:  http://www.bbb.org/greater-san-francisco/busi ... aluma-ca-294851
Some of the criminals that work for this enterprise:  https://www.linkedin.com/in/carole-guffanti-notley-formerly-erick-410a2910
http://www.zoominfo.com/p/Lauren-Rodnick/2028247968
California Dept. of State info:
Entity Name:    OPTIO SOLUTIONS LLC
Entity Number:    200705710225
Date Filed:    02/26/2007
Status:    ACTIVE
Jurisdiction:    DELAWARE
Entity Address:    1444 N MCDOWELL BLVD
Entity City, State, Zip:    PETALUMA CA 94954
Agent for Service of Process:    CHRISTOPHER SCHUMACHER
Agent Address:    1444 N MCDOWELL BLVD
Agent City, State, Zip:    PETALUMA CA 94954

Entity Name:    CROSSCHECK INC.
Entity Number:    C1227874
Date Filed:    09/30/1983
Status:    ACTIVE
Jurisdiction:    CALIFORNIA
Entity Address:    P O BOX 6008
Entity City, State, Zip:    PETALUMA CA 94955-6008
Agent for Service of Process:    D LILAH MCLEAN
Agent Address:    1440 N MCDOWELL BLVD
Agent City, State, Zip:    PETALUMA CA 94954

Other complaints:
https://whocallsme.com/Phone-Number.aspx/8004335709
Looks like they have been sued:
http://www.law360.com/cases/51422b73577a244049008e16
http://www.law360.com/cases/522e2214a86ab72b04009fe8
http://www.leagle.com/decision/2001615149FSup ... OSSCHECK,%20INC.
http://www.plainsite.org/dockets/t2fdwzyu/new ... heck-inc-et-al/
http://www.plainsite.org/dockets/60ejghbj/vir ... crosscheck-inc/
http://www.law360.com/cases/5137df798234cc3ea3008cba
http://www.plainsite.org/dockets/zqk0ampy/sup ... crosscheck-inc/
http://www.cafalawblog.com/crosscheck.pdf
https://casetext.com/case/edwards-v-crosscheck-inc
https://www.courtlistener.com/opinion/2573542 ... k-inc/cited-by/
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php
California AG’s Office:   http://oag.ca.gov/

So ... you expect readers to click on just a link - no explanation, no nothing.  Not me.

Several calls from the under an Oregon number. I haven’t had unpaid debt for over 20 yrs so it’s a scam or way past the statute of limitations- 6 yrs in Oregon.
Called from:  541-391-5667

Someone called me this morning with the name of Qaulia Cs and said call was from Vietnam.

They call all the time....They choose not to use my voice mail and I therefore choose not to answer their call...I just block it every time they call (from different numbers)