8008872636

About a week ago i also excepted this offer and now im finding out that it is a scam the number i have is 1 800 8872636 my husband and i are thinking of filing a civil suit agianst them we dont no where to start though my e mail is zentress84@yahoo.com if you have any info that would help i would appreciate it thanks

called and said i was approved for a 5500 card and nothin was ever sent

If you found your way to this web page, you've likely been scammed by the Express Platinum Card.

The Express Platinum Card is not a credit card (like VISA or MasterCard) or a charge card (like American Express) and cannot be used to buy goods from any regular store from Walmart to Saks Fifth Avenue, or to buy dinner at a restaurant, or to buy an airline ticket, or to rent a car, or to pay a utility or medical bill, or to get a cash advance. The EPC is equivalent to a store card (like Sears or JCPenney) and if you were told that the EPC is a credit or charge card, then you were lied to and scammed. The FAQ page on their website http://www.expressplatinumcard.com/ says:
"Q: Is the Express Platinum Card a MasterCard or Visa?
A: The Express Platinum Card is a privately branded credit card which can be used to purchase merchandise at selected online locations. It operates much like a "store" credit card, similar to a department store charge card. It is NOT a MasterCard, Visa or American Express card.
Q: Can I use the card to get a cash advance?
A: No, the Express Platinum Card is to be used to purchase merchandise from select online stores and merchandise."

Their refund policy is mentioned in the FAQs "Q: What if I get the card and never use it? What is the refund policy?   A: The refund policy is clearly stated in the Terms & Conditions on the website." but their Terms & Conditions page is blank. It appears that EPC will not be giving refunds.

The Federal Trade Commission http://www.ftc.gov/bcp/edu/pubs/consumer/telemarketing/tel16.shtm says "If you’re asked to pay a fee for the promise of a loan or credit card, you can count on the fact that you’re dealing with a scam artist." All credit card fees are charged to the credit card itself and you never have to pay any money up front. If EPC wants $99 up front from you, then this is likely a scam.

The FAQ page says the EPC is a shopping card only good at certain websites "Q: Where can I use my Express Platinum Card?   A: Express Platinum Card can be used at selected online retailers. Once you have activated your account, we will be given access to thousands of products that can be purchased online, through various online wholesalers we have partnered with." Since you are restricted to shop at these limited websites (if they really exist at all and they may not given the negative comments on this webpage), there is nothing to stop these websites from charging you huge prices and huge shipping fees. After all, where else can you shop with the EPC? You can't use the EPC at Walmart or Target or anywhere else.

The EPC also charges an account maintenance fee of $19/month which comes to $228/year. This is VERY expensive for a shopping card that can only be used at a few websites. AmEx Gold only charges $150/year and you can use it anywhere with no credit limit. There are many legit credit cards with no or low annual fee available that won't cost you anywhere near $228/year.

Stay away from the Express Platinum Card. The modus operandi appears to be to take $99 from you up front, then charge you $19/month until you cancel, and they make it virtually impossible for you to cancel. If you cannot cancel, tell your bank you've been scammed, ask if the bank can get your money back for you and also replace your bank account for scammers have it.

A man called me from this number on 01/04/12 and told me I was approved for a $5000 line of credit. He new all of my bank numbers. I accepted and told him to take the $99.00 out on 02/03/12. How can I stop this from happening?

i also recieved a call from express platinum credit card co. 800-887-2636! they also said they got my information from a marketing partner when i applied for a loan. They had all my banking information and personal info. as well.  Everytime i try to call them i cant get through, or get put on hold! They charged me $99.00 on January 6th 2012.  It was suppossed to be a one time activation fee. Wat can i do to get my money back. I need to change my account information as well!

they got me too. and of course i am stranded and scammed again

Make a honest attempt to cancel. If it fails, report it to your card issuer or bank as fraud. If money has been debited, ask for your money back and replace your account. Tell your bank to read this 800notes webpage.

If your caller said "credit card" to you when making the offer, then you've been defrauded because it is ILLEGAL to misrepresent a store-charge card as a "credit card." Tell your bank you are the victim of fraud and you want your money back. Replace your account.

yeah i got that call on yesterday saying that i was approved for a 5,500 line of credit and i had to pay a $99.00 deposit from a debit or credit card i told them that i would call them back when i got ready for the card and she gave me a number and i called it when i got home and it will hang up when i call everytime and the number that she called me from when i called it back it says the number you have dialed is not a working number so that right there let me knew then that it was a scam.

Hi they did the same thing to me and I don't know how they got my bank acct #

These people had my bank acct # and everything and they took 99.00 from it .

If you did not authorize the charge, tell your bank this is fraud and not a billing error, ask your bank to get your money back and replace your bank account.

I got a call too the other day. A woman told me the exact same thing. I told her that I did not have the money right now and asked if I could call back when I have the money. She simply replied that that was an outgoing call system only and she would have to call me back. I did not go into detail with her about anything so I am unsure of them knowing my bank account information.

I got a call too the other day. A woman told me the exact same thing. I told her that I did not have the money right now and asked if I could call back when I have the money. She simply replied that that was an outgoing call system only and she would have to call me back. I did not go into detail with her about anything so I am unsure of them knowing my bank account information.

I GOT THE SAME PHONE CALL JUST LIKE EVERYBODY ELES DID AND THEY GOT THERE $99.00 OUT OF MY ACCOUNT WITH OUT MY SAY SO. IT'S BEEN TWO WEEKS  AND NO CARD I'V CALLED THE 1-800-877-536-0076 AND I WAS SWITCH OVER RECORDING SAYING TO CALL 1-877-536-0076 WHEN I DID ALL I GOT WAS RECORDING SAYING ARE WEB SITE AT EXPRESSPLATINUMCARD.COM AND WHAT HAPPEN IT DON'T WORK, SO YES THIS IS A SCAM & FRAUDFUL THING THESE PEOPLE ARE DOING, I THINK TIMES ARE HARD ENOUGH WITHOUT PEOPLE LIKE. I'M STILL TRYING TO GET MY MONEY BACK, I WOULD LIKE TO TELL EVERYBODY TO CLOSE YOUR BANK ACCOUNT AND GET ANOTHER ONE. WHAT NEEDS TO BE DONE TO THESE PEOPLE IS BRING THE BOSS TO OKLAHOMA & LET US TAKE CARE OF THEM THE OLD WAY...... DON'T FALL FOR IT LIKE I DID AND SO MANY OTHER PEOPLE!!!!!!!!! ALSO WHAT GOOD IS THE BBB WHEN WON'T HELP US ??? THERE SUPPOSE TO BE ON ARE SIDE.. HAHA  " LOOK WHO PAYS THEM"   PEOPLE LIKE PLATINUM &OTHER COMPANY LIKE THEM..

Posters report they had applied for an online loan, then received the call followed by $99 taken from their account suggesting bank info was taken from the loan application. Check your accounts often, at least for a few weeks. If money is taken, contact your bank immediately.

"WHAT GOOD IS THE BBB WHEN WON'T HELP US" is a false supposition. The BBB cannot help even if it wants to because it is a private rating agency without police powers. Re. "LOOK WHO PAYS THEM"   PEOPLE LIKE PLATINUM &OTHER COMPANY LIKE THEM," the Express Platinum Card has not paid a fee to join the BBB and is not BBB accredited. The EPC has an F=FAIL rating with the BBB http://www.bbb.org/southern-nevada/business-r ... son-nv-90010648 with 43 complaints against it. Call your bank, report the fraud, ask for your money back and replace your account.

The Express Platinum Card has an F=FAIL rating with the BBB http://www.bbb.org/southern-nevada/business-r ... son-nv-90010648 with 43 complaints against it.

Express Platinum Card in Henderson, NV does not appear to have a Nevada business license. I searched for "express pl" and 7 licenses ranging from Express Plaza LLC to Rainbow Express Plaza LLC showed up but there is nothing for Express Platinum Card. Any company operating in any state without a business license is a fake company. Anyone is welcome to search here http://nvsos.gov/sosentitysearch/corpsearch.aspx for Nevada business licenses.

Their website expressplatinumcard.com http://www.who.is/whois/expressplatinumcard.com/ is registered to a domain proxy by an owner who doesn't want to be found. A domain proxy is a "front" company that registers websites on behalf of their real owners so the real owners can remain hidden from public view.

Stay far away from the Express Platinum Card.

Kathy Echard is a lying scammer shill. Target does *NOT* take the card, the FAQ page on their website says so.

Kathy Echard is a lying scammer shill. Target does *NOT* take the card, the FAQ page on their website says so.