800-928-6614

Be cautious folks, in many states even sending them $1 will reactivate the statue of limitations on the debt as it re-ages the account.  So while it may be past the SOL, send in a buck and bang, it's a live debt again for the next 3-5 years!  I did get the credit card offer, I throw them all in the trash so I missed the part about the old debt but noticed it was a secured card and then it converts to a real card after it gets paid back.

Sometimes these guys re-age it anyway by putting it on your credit report as if it were new debt. That is one big reason to check your credit report at least annually. Most of what they buy cheap is old cell phone debt. The federal statute of limitations for phone bills, including cell phones is 2 yrs. After that they can't sue you no matter how much they threaten it.

they keep calling  wanting to talk to someone who isn't here and I have told them 30 times there is no one here ,I am sick of these calls

These pos bottom feeders need locked up never quit call every day 8 am till 10 pm

We had a call from this number around 8:15 this morning. I was still in bed, so I pressed "Talk" on my phone, placed the phone on the bedside table, and went back to sleep. Almost an hour or so later when the alarm clock awakened me I disconnected the call, and the phone registered that the call had lasted for 50 some minutes. Apparently the caller never did disconnect!

We had a call from this number around 8:15 this morning. I was still in bed, so I pressed "Talk" on my phone, placed the phone on the bedside table, and went back to sleep. Almost an hour or so later when the alarm clock awakened me I disconnected the call, and the phone registered that the call had lasted for 50 some minutes. Apparently the caller never did disconnect!

Caller ID says " Unavailable" and I am. No message - just another scam.

Thanks for the info. They haven't sent a letter. They call up to 4 times daily. They don't leave message. Answered last time they called with,  Why Do You Keep Calling Here! They hung up with no reply

Received what I believe is our first call from them a few min ago, 10:15am, on our residential line.  Blocked.

We received yet another call from this number at about 8:45 AM today on our office line. Since we do not answer calls from anonymous toll free numbers, especially when we're still in bed, we did not answer the call.

Caller ID , says Jefferson Capital. Don't know but the people are crazy..call many times a day & all hours.

Wow, talk about collection agencies and then go to name talking, no better than the rest of them. Get over it, it could really just be ignored and you can go on with your day.

Displayed as an unavailable caller but was already block and sent to VM. No message.

Since 2012 been receiving calls from this number and unidentified numbers asking to speak with a person named Mary McCoy.  This person has never lived here, visited, etc., as this is newly built home in 2004 and occupied by this owner exclusively.  Last call was 7/13/2026 at appx. 347pm from Jefferson Capit (number identified on phone).These calls must be stopped.  Who is this person?

Randomly started call me at my job about 2 weeks ago.   I don't recognize the company and don't answer, no messages ever left. Don't recall ever getting any letters from them.

They keep calling my work number looking for a guy who left several yeas ago.  I keep telling them to update their files.

I've been getting calls from this number and checked it out with this site. Please allow me a bit of space to thank all of the contributors for sharing knowledge and information. I've used the site to share my knowledge and experience also, but I feel that I receive more than I share. Thank you all.

They just call the number, they don't care who owns the number.  They try to convince you that you have a debt and if you send them $$ they will make it go away.

You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.47 you ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

JEFFERSON CAPITAL SYSTEMS, LLC.
Posted in:  https://800notes.com/Phone.aspx/1-800-928-6614/9

Web site has them in Minnesota:  http://www.jeffersoncapitalsystemsllc.com/
BBB gives them an accredited B+ with 688 complaints and 1 negative review:  http://www.bbb.org/minnesota/business-reviews ... ud-mn-96007943/
Bloomberg lists the head crooks at this organization:  http://www.bloomberg.com/research/stocks/priv ... vcapId=22629566
Minnesota Dept. of State info:
Business Type
Limited Liability Company (Foreign)
MN Statute
322B
File Number
3230374-2
Home Jurisdiction
Georgia
Filing Date
03/03/2009
Status
Active / In Good Standing
Renewal Due Date
12/31/2016
Registered Office Address
2345 Rice Street, Suite 230
Roseville, MN 55113
USA
Registered Agent(s)
Corporation Service Company
Home Office Address
5 Concourse Pkwy #400
Atlanta, GA 30328
USA
Manager
David Burton
16 McLeland Road
St Cloud, MN 56303
USA
Principal Executive Office Address
16 McLeland Road
St Cloud, MN 56303
USA
Home Business Name
Jefferson Capital Systems, LLC

Business Type
Limited Liability Company (Foreign)
MN Statute
322B
File Number
3230374-2
Home Jurisdiction
Georgia
Filing Date
03/03/2009
Status
Active / In Good Standing
Renewal Due Date
12/31/2016
Registered Office Address
2345 Rice Street, Suite 230
Roseville, MN 55113
USA
Registered Agent(s)
Corporation Service Company
Home Office Address
5 Concourse Pkwy #400
Atlanta, GA 30328
USA
Manager
David Burton
16 McLeland Road
St Cloud, MN 56303
USA
Principal Executive Office Address
16 McLeland Road
St Cloud, MN 56303
USA
Home Business Name
Jefferson Capital Systems, LLC

Minnesota Dept. of Commerce info:
State     Minnesota
Board     Debt
Inquiry Date     09/16/2016 12:26 PM
JEFFERSON CAPITAL SYSTEMS LLC

Business Location Address 16 MCLELAND RD
ST CLOUD, Minnesota 56303

Business Phone Number 320-229-8540

Fax Phone Number

Licenses
Collection Agency
License Number     Original Issue Date     Status         Effective Date     Expiration Date
20422133     12-15-2003     Inactive         08-03-2012     06-30-2013

Other complaints:
http://www.ripoffreport.com/r/jefferson-capital-systems-llc/st-cloud-minnesota-56303/jefferson-capital-systems-llc-emblemmastercard-credit-card-st-cloud-minnesota-376960
http://www.ripoffreport.com/r/jefferson-capital-systems-rjm-acquisitions-funding-llc-account-majestic-visa/st-cloud-minnesota-56303/jefferson-capital-systems-rjm-acquisitions-funding-llc-account-jefferson-capital-systems-141961
http://ficoforums.myfico.com/t5/Rebuilding-Yo ... ck/td-p/1240725
http://www.expertlaw.com/forums/showthread.php?t=62476
https://forums.debtcc.com/settlement/jefferson-capital-legit.html
https://www.reddit.com/r/personalfinance/comm ... _collect_on_an/

Looks like they get sued a lot including by the FTC:
http://media.ca11.uscourts.gov/opinions/pub/files/201512607.pdf
http://www.paymentlawadvisor.com/files/2014/12/CompuCredit.pdf
https://www.courtlistener.com/opinion/2735679 ... al-systems-llc/
http://www1.nyc.gov/assets/dca/downloads/pdf/ ... LLC_1368090.pdf

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

Also file a complaint with the Minnesota Dept. of Commerce:http://mn.gov/commerce/consumers/file-a-complaint/index.jsp

Had you given that advice in 2011 when that person posted, it might have been slightly useful.