844-230-9128

i received a call from a Renee Scott stating she has a claim number concerning a debt I owe....you would think if I owe such a debt they would call my direct number. reason I say this if I made a loan of any type there is a space for a phone number.......duh

Received a call from these people at some point over the past few days.  They left a very threatening-sounding message.  Woman caller's name was Nicole something - though I doubt that's her real name. She did not name a company, just kept saying "the firm" (insert mysterious movie music here...)

Bottom line:  These people are scum-scuking bottom-feeders, trying to get you to pay something you very likely don't owe. They are violating the FDCPA (Fair Debt Collection Practices Act) when they leave messages like this.  
1.  They are not making the standard - and required by FDCPA - statement when they call that the call is to collect a debt and and info obtained will be used for that purpose.
2.  They are required by the FDCPA to identify themselves and their company and to tell you what debt they are trying to collect - this caller does none of this.
3. When leaving a message regarding a debt, the caller is not allowed to just leave a message - they have no idea who the message is going to.  They are required to leave a number for you to call back, but are not allowed to leave threatening messages.  This caller claimed to have "charges and a claim" against me - these statements are untrue - if I had any such "charges and claims" against me, I would have been notified long ago by way of a mailed letter or a process server.
4.  This part is not illegal, but it certainly isn't smart on this company's part. They claim they need my home and work address in order to serve me papers at both locations. Ok...so if this company has "charges and claims" against me, then they most certainly should have my address - right? There's your first clue that this company is not legitimate, nor legal. They are attempting to scare you into paying something you do not owe. The next clue is the aggressive, threatening messages they leave, in a near shouting tone of voice, using your name repeatedly and saying at the end of the call, "you have officially been notified!" before hanging up. They know very well this means absolutely nothing - you have been notified that a scam company is trying to collect a nonexistent debt!

they called from a 319 number ( my area code) and when i called back it said it will not take numbers calling in that i had to call back the number 844-230-9128. that their client has tired to get ahold of me? That further actions would be taken. It was a threatening sounding message and that they needed my address and place of employment. I will be calling back and reading the rights of the FDCPA to these people considering I dont owe money to anyone.

Just got a call from a chic name Casey stating she has some court papers to serve me with wtf! she said to contact the lawyers immediately at 844-230-9128,i checkd my phone for the envelope information and it was a local phone number 714 644 8283.

Same as above, I received a threatening voicemail at my home and tried to reverse look up the number they called from (989) 244-4205 as well as the contact number left (844) 230-9128 all were VoIP numbers.
I asked the woman what it was in reference to and she said she could only verify and explain the charges via SSN #. I promptly refused and asked her for direct line to her full name and physical address, she refused to give me an address siting security reasons.  I told her I would be passing this information along to my lawyer, she abruptly hung up. SCAM CITY!! Don't give them anything.

Renee scott calling and threatening on my voice mail that she needed an address, something needed to be sent to me. i had one chance to call 844 230 9128 but the call came from 630 206 4038. NOTHING about what this was about (debt or what???). how do i know they have the right person????

IF you actually did owe some company, you would receive WRITTEN information.  If it was real, would they not have your address???  Phone calls mean nothing.  DEMAND written proof of the debt (not a fax or email either).  Don't waste your time (or be upset) with this.  No, you can NOT be arrested either.


NOTE - the person above you told the caller to contact his attorney & the caller hung up! Would a person/company  with proof of debt do that???

I recieved a call from 240-206-4613 this afternoon from some lady called Renee saying i have a very urgent matter that needs to be address asap or else she will pushing legal actions against and she ask me to call 844-230-9128 to discuss my options and charges against me. Do anyone has a clue about this people? This is just crazy that you just get a call from someone telling all sort stuff like this

I received a message and they called my mother-in-laws house giving the same information but would not give out specifics when I called back. They called from a local (supposed) landline number in our area but no company is listed when I did reverse look-up on the number. I told my mother-in-law to tell them she will report them if they continue to call because I do not live at that address. I new it was going to be a scam the minute I heard the message on my phone and she repeated what was told to her. This is getting old, someone thing needs to be done besides us constantly reporting these people.

Got a message left on my moms answering machine saying there was a claim against me but they needed to verify my address, place of employment. But I'm clueless. Is this a scam or what?

Most likely a skip tracer for a debt collector fishing for information.  If it were legit, they should already have your contact information from the original creditor.  However, if you have gone seriously in arrears on any debts you owe, you may want to contact the creditors and see what you can work out. You may also want to obtain a copy of your credit report and ensure there is no false information about debts in the case that you do not have any accounts in arrears.

What I don't understand is why people are saying it's a scam?! I mean you obviously know if you've taken out a loan and owe a debt stop trying to run from your debts they only catch up to you in the long run! People are dumb and stupid! If you take money it obviously is not free idiots! You should expect to get a debt collector phone call soon enough once the loan goes through the collection process from the original creditor! SMH..

You're the one running the scam, otherwise you wouldn't be on here making statements

Oh look, its another professional deadbeat extortion scammer that thinks people should pay phony made up debts cause they are too lazy to actually work for a real paycheck! My My.. it appears this company is as fake as it gets.  

The only thing society at large owes you is a 8 x 10 jail cell for a long, long,long time!

For Extortion Scam Operations,  File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
http://www.stopfraud.gov/report.html
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/
http://www.fraud.org/
Tip off FBI about this extortion attempt by filing form at: stips.fbi.gov/

Also read up on the laws and your rights:

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

And see:
http://www.ic3.gov/media/2014/140627.aspx
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https://800notes.com/forum/ta-944ec1426a8bcbb ... service-attacks
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http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
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http://www.net-security.org/article.php?id=1828
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https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://www.fdcpa.me/fake-process-server-injunction/
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https://800notes.com/forum/ta-9413b3202bc8b6c ... net%27s-tactics
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http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
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http://www.cashnetusa.com/consumer-notices
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Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

— filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.

Please prove that the information used by collection agencies is always up to date.

Guess what? You cannot.

Certain communications or their absence can be illegal, but what violates the FDCPA depends on context. You're conflating live conversation with recorded messages. The FDCPA was written with the former in mind and is woefully behind the times when applied to how we communicate now.

} 1.  They are not making the ["mini-Miranda"]

The debt collection agency (DCA) can't comfortably assume that only the alleged debtor is listening to its message. That §1692e(11) disclosure violates an alleged debtor's privacy when heard by the wrong person.

} 2.  They are required by the FDCPA to identify themselves and their company and to tell you what debt they are trying to collect

Again, those are privacy violations in a recorded message if it's heard by the wrong person. Typically a DCA treats a message like a skip trace call, wherein the only required voluntary disclosure is an agent's name or alias. A business name is only required *when requested*. The amount and nature of the debt is a required disclosure *only once* in the "G-letter" or the initial communication with the intended party.

} 3. When leaving a message regarding a debt, the caller is not allowed to just leave a message

Self-contradictory .... The DCA *may* record a message. What is said and not said makes a difference.

} they have no idea who the message is going to.  

... exactly my point from your #1 bullet.

} They are required to leave a number for you to call back

Nothing in the FDCPA requires this. You'll get a return number because the DCA's call to action will be otherwise frustrated.

} 4.  This part is not illegal ... They claim they need my home and work address in order to serve me papers

Now we really part ways. This is part of the "charges and claims" routine, implying that you've already been sued or will be soon, which is an empty threat, which is a common FDCPA violation from payday loan thugs. The blustering "officially been notified" line, another favorite of the bullies, is part of the window dressing of the empty threat and may imply that vague verbal notice is a substitute for legal process, another FDCPA violation. Use of the term "charges" may imply that a debtor is guilty of a crime, yet another violation.

The lesson here is to not bury the lead. These are lying fiends using extortionist tactics. If you were to find and sue the offenders, you can bet their counsel would harp on the flaws in your reading of the FDCPA in his motions to dismiss. But the worst violations, properly pled, would likely beat them silly.

I called and said the  same thing, then just now, i recieved a call here at my job and told her that she was not permitted to call here, this is a university line and she said she has every right to call here.  Thing is i was on vacation and they called and spoke to my boss.....he didnt say anything to me however when she called she asked to speak to him which in turn pissed me off.