8442584074

They called me from two different numbers saying they gonna put a warrant out on me if i didnt they pay them 500 a month for four months and they are rude

How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:

The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.

The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.

The debt collector refuses to give you a mailing address or phone number.

The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:

Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.

Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.

Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.

Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.

Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.

Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

http://www.consumerfinance.gov/

Supposedly a Ralph Johnson said he was going to appear at my address with a uniform police officer to serve me with a felony warrant to appear in court etc....he was threatening me if I did not call 844-258-4074. When I called since I knew it was SCAM, the same man who left a voicemail now claimed to be Brandon. I asked for the business name and he refused to give it to me. I told him I was recording him and he said I needed permission, I told him no I did not. He hung up on me.

I just received the exact same call. Sounded like a man his name was Ralph Johnson and said I had some pretty big felonys on me if I didn't call. Is this real? I'm scared. How can they send you to jail for not paying back a debt.

Is this a real lawyer office

A lady name  Stacey skinner just did the same think too me now she calling from a different number...but she said she was from the warrant department

First read Alfalfa's and CWG40's posts.  Now the simple way to find out is to ask them what state(s) they are registered in and their BAR number.  They have to give it to you.  Then you go to that state's BAR Association and look up the number.  They won't give you one because these are crooks trying to scare you into paying them extortion money.

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

Got a call from them today. Local number but was told I had 2 felony charges on file. They had my last 4 ssn. And stated my old drivers license from 4 years ago out of state. They told me to call 844-258-4074. So I shouldn't worry about it? I do owe money but reading your posts makes me a little relieved but I'm also worried because I don't want to be arrested.

Debts are civil and not criminal matters. Read again what the FTC says:

Quote:

The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.

Obvious illegal scam collection call from a guy who said his name is ed bodean. Said my wife had 2 felony complaints and she needed to call 844-258-4074 within 48 hours or they would go to a judge and get an arrest warrant issued for her. I called the number - explained to him that as her husband he is authorized by law to talk to me about the complaint. He refused and got very rude and crude. Screamed to me to that my wife will be arrested and sit in jail until a trial. My wife is disabled and has no unpaid debts.