844-283-3652

They left a VMware that they were taking depositions and it be in my interest to call the. They would not answer my questions they claimed to be ACS Mediators.

A phone call, email or text message from a supposed debt collector is not legally sufficient evidence of debt.

The Fair Debt Collection Practices Act (FDCPA) includes statements such as this:

* Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.   ["Written" means snailmailed ... not emailed or texted]

Source:
https://www.consumer.ftc.gov/articles/0149-debt-collection

Therefore, if that caller wants you to pay immediately, before you get the written validation notice via snailmail, or if the caller wants payment via green dot, Western Union, or other untraceable means, then the call is definitely not legitimate.

IF you wish to communicate with the supposed collector / creditor, visit  the following page, for example "Action Letters" to snailmail:
http://www.consumerfinance.gov/blog/debtcollection/

If you KNOW you owe no money, or believe the call was from a fake debt collector, please take the time to read this:
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

This number called me and stated that the county I currently live in was going to take me to court for theft of services and defrauding a financial institution, over a MasterCard that I had 14 years ago. I told the lady to mail me the paperwork, and she said that snail mail was too slow, and any correspondence must take place over fax or email. That the statute of limitations for the debt was about to run out and they wanted to settle out of court, not take me to court.
I hung up.
She called back and left a vm about how I was rude and needed to call her back or I was forfeiting my chance

There should be no problem telling us the name of the company that took you dad to court, the name of the attorney, the physical address of the plaintiff, and the judge's name.  It is a matter of public record, and there is no personally identifiable information that would be disclosed.

Then you should have the correct name and physical address of this debt collector.  Also, why did you not respond to the check problem when the bank notified you of it?  You obviously had to pay a fee to them for an NSF check.
By the way, typing in all caps does not lend credibility to your post.  Interesting that two glowing posts about this company in a matter of minutes.

Legitimate process servers do not call to warn you, or to get money from you to stop the process.  They will deliver the notification without warning.

(Here is more info than you really need on process serving:
http://en.wikipedia.org/wiki/Service_of_proce ... nited_States.29 )

Also, if you were threatened with an "arrest warrant" via a phone call or email, read this:
http://news.uscourts.gov/warning-arrest-warrant-scam

"The warrant is phony. A valid warrant would not be served by fax or e-mail. It would be served in person by a U.S. Marshal or other law enforcement officer."

"Anyone receiving a fake arrest warrant should contact the FBI or the district U.S. Marshals Office. If there is any question regarding the authenticity of a warrant, contact your district clerk of court."

AND
A phone call is legally INSUFFICIENT proof of debt.  The validation of debt notice MUST be snailmailed.

Too many trolls on this thread!

Another entry in the fantasy story of the week contest here on 800notes - and a loser!!!

Refusal to mail proof - SCAM - especially since the postal inspectors will get involved!!

We could have saved you a lot of trouble too - take your fantasy story to Mad Magazine, not here!

Hi Jo Anne,

 How many more names do you plan on using today?

Hi Gary,

 I hate to break it to you, but I do not believe a word in this post.

Rubbish.

How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:

The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.

The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.

The debt collector refuses to give you a mailing address or phone number.

The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:

Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.

Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.

Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.

Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.

Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.

Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

http://www.consumerfinance.gov/

Why is it that half these Hindues post in all capital letters!?

As I said to MidNYteStorm on another tread about a shill, this one, JO ANNE is also painfully obvious! iiiiiiiiiiiii think do!

i donut tink u r fooling us

I received a called from ACS Mediators, stating that they had been obtained by Marion County to collect a debt.  The caller, Nicole, stating, "I had bounced a check by my bank to payday loan company in 2011."  I told them that in did not owe any payday loan company.  I was told that they would start with legal proceedings.  I inform them that I would be filing a compliant with the Attorney General for harassing phone.  I did file a compliant with the Attorney General office and was told this was a scam.  These people are crazy and think that if they threaten you with legal proceedings, you will automatic give them money.

They were probably from someone working for the scam company,.

Is ACS MEDIATION a scam a legal courier name heather smith: left vm saying she's coming to my house on Monday bring a valid I.d and left a number to call they said they were ACS MEDIATION