844-284-1406

Claims to be a law firm company called BRINKMEN, JAMES & ASSOCIATES

Brinkman and associates the gentleman claimed that they're a legal agency his name was David Graham and they were looking to settle an account for CashNetUSA that happened five years ago odd anyway they had a lot of my information please beware do not offer any information up front ever they also had a goon call myself and my wife earlier this morning claiming that he was on the way to serve legal paperwork for a supposed check that was issued for $320 and after all the fees it is well over a thousand that I would pay

I also got a call from Leonard Stockhold supposedly from Brinkman James & Assoc.  with the same information as above.  I don't feel it is legitimate and wanted to get this name out there on the scam list as well.

DO NOT allow these calls to cause you stress or anxiety as that is exactly what they are hoping. It's scammer scare tactics focussed on creating a sense of fear and steal money from you immediately with hopes it frightens you into a poor decision. DON'T fall for it.

These calls are quite possibly coming from what is referred to as a Zombie Debt / Dead Debt / Non-Existent Debt Collector. They purchase a database of consumer information. This database's consumer information is collected so if you have;
- applied for an online loan (regardless if you received one)
- applied for a payday loan (regardless if you received one)
- applied for a title loan (regardless if you received one)
- applied for debt consolidation online (regardless if you went through with it)
- paid off any or all of the above.
- a company you were doing business with (insurance, credit, etc.) had their database hacked into.
If so there's an awful strong possibility your name is in the database that the Zombie Debt Collector currently has in their possession and are going down the list using any info they have to sound legit.

It does not matter if you tell these callers that you;
- never took out a loan.
- paid the loans off and have proof.
- filed and or received a partial or full bankruptcy discharge.
They will ask for more info (your social security number, date of birth, mother's maiden name, etc.), anything that will assist with adding to the database and sell it. They will ask for proof. They might even tell you that the money supposedly owed can not be covered under any US Bankruptcy laws / court decision. (FALSE)

Always remember..
- Legitimate companies DO NOT hesitate to state their company name immediately when calling, whether it's leaving a message or you answered the phone.
- Legitimate companies DO NOT spoof a phone number (deliberately falsifying a telephone number and/or name relayed as the Caller ID information to disguise the identity of the calling party.)
- Legitimate companies DO NOT call posing as a "process server" or "legal locator" with threats of being prosecuted, served papers, or going to court. (Note: Process servers don't call you ahead of time, leave a different number to call back while giving you a last chance to "pay up". Process servers show up and serve.)
- Legitimate debt collection companies MUST send you a letter by United States Postal Service postmarked 5 days from initial contact. That letter should clearly list their company letterhead and information and the original lender of any loan with the accurate dates, the account (bank or credit union) for which it was deposited and the contact information of the original lender.
- NEVER give your full or partial social security number, date of birth, full name, etc should they ask this info for "verification" that it is you they are speaking to. *This is referred to as "phishing". It's an easy way to have your identity stolen.
- Should you accidentally answer a call from any Zombie Debt Collector or Debt scammer, make sure to Write down the time, date, phone number(s), person calling, company name, conversation and any details of the call.

Educate yourself by reading this section of 800notes: https://800notes.com/arts/
Find out who to report these scammers to here: https://800notes.com/arts/I2neMkbUAAo/where-to-report-phone-crime

ALWAYS read the previous posts on any number thread such as this. It will usually not only tell the story, but show how long it has been going on as well as the experiences of those called before you.

This numbewr called my uncle, he not able to understand asked me to return the call and find out who these people are, I called asked for the name of the facility hesitantly answered  BRINKMANN, JAMES & ASSOCIATES, when asked if it was an attorney, hesitant to answer & disturbed when asked from where. Claimed they have no idea who called and what they needed.

You do realize it's the LEGAL OBLIGATION of the debt collector to prove to the consumer there is a debt owed,  right?

REAL debt collectors MUST SEND (because, again, it's required by law) a 'DEBT VALIDATION'. This is sent through the mail (USPS) with a stamp on it (e-mail, fax, texts, carrier pigeon, smoke signals...none of those count) and tell the consumer when the debt was incurred, to whom the original debt is owed, and how the consumer can proceed if they don't think they owe the amount, or if records reflect a different amount.

Remember, this is REQUIRED BY LAW to be sent to ANYONE THEY CALL within 5 days from initial contact (on the company behalf)
Should anyone posing as a deb collector call you, DEMAND THEY SEND YOU THIS!!! This will immediately weed out the scammers.

http://www.consumer.ftc.gov/articles/0149-debt-collection
This link takes you to the FTC's website and gives you all the rules debt collectors must follow. It also (at the bottom) provides links to where you can report any debt collector who isn't following the law.

While I firmly believe people should pay money they owe, the should only pay those who have LEGAL OWNERSHIP of the debt.

A few things to know, should a 'debt collector' contact you;

-Private Companies cannot issue arrest warrants.
Only those in the judicial system can issue warrants. They need to be petitioned by attorneys, and signed off by a judge.

-Debt is civil. not criminal. You cannot be arrested for ordinary debt in the United States and Canada. There are no debtors prisons here.

-If there were an arrest warrant with your name on it, your local courthouse would have it. Look up the number independently, and call them.

-IF THERE WERE, however, no one will EVER call you to tell you they are coming to arrest you, or serve you papers. Process servers only get paid if they deliver your paperwork, and if you hide, they won't get paid, so, they won't tell you they're coming.

-ALSO, if there were "criminal" or "financial" proceedings against you, it's too late to pay anyone. The deed has been been done. The proverbial wheels are in motion.

-Money sent by 'untraceable means' (cash cards, western union) is money that cannot be traced. I know that sounds obvious, but by the time you figure out you've been scammed, you have no way to figure out who collected that money. It's gone forever. You can't dispute it.

-Threats of arrest, losing your drivers license, putting holds on SSN's, demanding attorney contact information and other things like that are common scare tactics used by "debt collectors" who are trying to collect on a  debt they cannot legally collect on. If they COULD legally collect on the debt, they wouldn't have to resort to scare tactics.

And perhaps most importantly -
-REAL debt collectors will send you (because they are required to, by law) a 'DEBT VALIDATION'. This is sent through the mail (USPS) with a stamp on it (e-mail, fax, texts, carrier pigeon, smoke signals...none of those count) and tell you when you incurred the debt, to whom you owe the original debt, and how to proceed if you don't think you owe the amount, or if your records reflect a different amount. Remember, this is REQUIRED BY LAW to be sent to you within 5 days from initial contact (on the company behalf) DEMAND THEY SEND YOU THIS!!! This will immediately weed out the scammers.

http://www.consumer.ftc.gov/articles/0149-debt-collection
This link takes you to the FTC's website and gives you all the rules debt collectors must follow. It also (at the bottom) provides links to where you can report any debt collector who isn't following the law.

The number of shills (phony posts) showing up in this thread are enough to warn anyone with any sense that there's something shady going on here.

You don't say??  Then post the full name and street address of this company that sued you and won.

The only thing they are serious about is scamming people out of money they do not owe.

So how about giving us the rest of the info on this so called great company there! Since you have done business with them you should have the following information.

▬► Legal verifiable Business name
▬► Legal verifiable street address, city and state
▬► Web site
▬► BBB page

I'm impressed with how well that's written Tamianth, sounds pretty believable to be a true scammer. Ever hear of the public scamming creditors?

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html
https://www.ftc.gov/news-events/press-release ... rtners-announce

Follow the steps in what you need to know:
https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

For Extortion Scam Operations:  
File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..  Emails can be attached to complaints filed with IC3, the cyber crimes division of the FBI.

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
https://consumercomplaints.fcc.gov/hc/en-us
http://www.fraud.org/
http://www.stopfraud.gov/report.html
Tip off FBI about this extortion attempt by filing form at: stips.fbi.gov/
http://www.consumer.ftc.gov/blog/haunted-phantom-debt

Also see here:
https://800notes.com/arts/I2neMkbUAAo/where-to-report-phone-crime
https://www.westernunion.com/us/en/fraudaware ... and-answer.html

And see:
http://www.dfi.wa.gov/consumers/alerts/nationwide-debt-association.htm
http://www.fbi.gov/scams-safety
http://www.ic3.gov/media/2014/140627.aspx
https://800notes.com/forum/ta-944ec1426a8bcbb ... service-attacks
http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
http://www.net-security.org/article.php?id=1828
https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
https://800notes.com/forum/ta-b95e185ca7ca356 ... debt-collectors
http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
http://www.fdcpa.me/fake-process-server-injunction/
https://800notes.com/forum/ta-9413b3202bc8b6c ... net%27s-tactics
**************
http://6abc.com/archive/7806938/
http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
http://www.cashnetusa.com/consumer-notices
**************
Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

— filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.

So true Justin.. One has to laugh! I think Sir B said it best below.. way too many posts together!

You've got several on here that know you're full of beans.

Some of these are so awful it's hilarious.

Yup! Worst fairy tales ever! I'm sure these would even be rejected by Shysters & Shills Publishing Inc.