844-384-1711

I had the exact same lady and threatening message left on my moms phone thinking it was me. I figured its a scam.

Getting calls from this number that sounded scripted stating calling due to an incident in the morning that they are conducting and investgation.  They are even calling my father.  He actually  told them how can my daughter be involved in an incident that morning when she is sleeping.  Call disconnected.  This needs to stop.  Not giving out any personal information

As soon as you ask for validation of a debt and they say they won't provide or can't provide....tell them to go pound sand.  Complete violation of the FDCA. These scammers look for individuals who will fall for this farce.  It is repulsive.  I never answer calls I don't know....ever and I my outgoing voicemail message is generic.

need to read the law before giving advice. Validation of debt must be requested in writing per 15 USC 1692g § 809.
(b) Disputed debts
If the consumer notifies the debt collector in writing within the thirty-day period described in subsection (a) of this section that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or a copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector. Collection activities and communications that do not otherwise violate this subchapter may continue during the 30-day period referred to in subsection (a) unless the consumer has notified the debt collector in writing that the debt, or any portion of the debt, is disputed or that the consumer requests the name and address of the original creditor. Any collection activities and communication during the 30-day period may not overshadow or be inconsistent with the disclosure of the consumer’s right to dispute the debt or request the name and address of the original creditor.

https://www.ftc.gov/enforcement/rules/rulemak ... ctices-act-text

While debt collectors can safely ignore verbal validation, the bullying types are likely to spew many stupid excuses for refusal to send a dunning letter or anything else in print. Any deception which interferes with a person's FDCPA rights violates as badly as a more obvious or direct offense.

} the business is looking for my ex wife.  Definitely not a scam.  Rachel was polite ... I wished her luck.
Maybe you should order flowers delivered to Rachel's desk while you're at it. Presumably you have one of those rare divorce agreements which grants you unlimited and immediate access to the ex-wife's financial records. Only inch-close oversight would allow so confident an opinion of what is "definite" about collection tactics. Curiously, everyone else but you experiences call center cowards who hide behind pre-recorded empty threats.

A company with an honest agenda would have contacted the actual alleged debtor first and left you alone. The bullying type relishes discovery of divorced couples, and tries to exploit any lingering animosity to get paid faster off the back of an unpaid assistant, namely the ex-lover of the intended victim.

I didn't give advice.  All I said was once you ask for validation and they indicate they can't send or won't send, they are in violation.  I can't send something in writing to dispute unless I in turn get something in writing.  It is their responsibility to send the required information when a consumer asks ... in writing.  Thought that was self explanatory.  Any person can call saying I owe a debt.  I have been dealing with these types of calls for over 5 years.  Can't be bothered.

Won’t stop calling.

Your remarks cannot stand uncorrected because you are giving an impression that we all have a right to validation at any time by any method. What you'd actually said ten days ago concerned a hypothetical denied request when one "ask[s] for validation", without clarifying both how and when that request triggers a need for the collector to respond. As indicated in the section language, the window of validation opportunity is short and itself triggered by a dunning letter. In more cases than not, the agency which fails to validate will not be in "complete violation".

In fact, the agency is always free to ignore a validation request, even one made timely on paper as specified. What's illegal is continued collection before fulfilling that correctly made request. The collector may give up pursuit quietly, in other words, and many junk debt collectors are known to do just that. The flip side here is that you the consumer never lose the right to dispute, but you cannot expect said dispute to prompt validation always and forever.

In this thread's context we're having an academic discussion, since I seriously doubt that a company which uses the same old extortionist playbooks of the junk debt and payday loan collectors will commit anything to paper, including the "g-letter" which opens that validation option in the first place.

Didn’t need a debate about this.  Thanks for clarifying for the general public.  I can’t be bothered.  Between the fake debt collectors, the fake process servers, the IRS and social security administration calls that my SSN has been “suspended”, I take none of these seriously. Like I said before have been dealing with this for over 5 years.  If I truly owe money, a legitimate company will handle it the proper way.  Not by this farce.

I get a call from this number several times a day! I do not answer and they never leave a message! This is total harassment and I'm totally tired of it!!! These people need to be PROSECUTED TO THE FULLEST EXTENT OF  THE LAW!!!!

Les....  dont be naive.  These people and companies are all a scam.  They had your ex-wives name and number and were attempting to scam money from her.  Now, HOPEFULLY you didnt give them your name because now you will be in their data base and will probably start receiving the same bogus threats.  Same thing happened to me when I got a new number and  unknowingly answered, they asked for some girl named Shelia.  I told them that I just got this number and there was no Shelia here.  They said they would remove my number and apologized.  Some how they got my name and 3 weeks later....  I started getting same threats but my name attached to this bogus message.  Just block them.

Nasty and threatening call

Did you reply?

Do you have some sort of information that person will return to answer you after a year?  If not, you should have kept on reading as I see lots of informative posts in this thread.