844-402-6049

scam

Was given this number to call about payday loan i so called owed and had to pay back. They are called The Alliance Group .they don't have a website but they are based out in jericho nj...i think they may be a scam.ill call tomorrow to so they send a letter About this so called payday loan i owe. I need to see this in writing before i dio anything else. They say either i settle in court or out  of court about this. Smdh

I was given this number also. They called one of my family members. What's crazy is bout 6 months ago, I received a call from someone one who identified themself as a Investigator. They said I owe loan from like 2010 and they was taking me to court or I could pay over the phone. I just hung up. I always paid my pay-day loans back. By the way don't come calling me over 6 years later, saying I didn't pay a loan back.

I got the same message.

What happened next?

What happened when you called again?

A registered members post because you can't come up with your own?

https://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.

If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

Also good info at the Consumer Finance Protection Bureau:
http://www.consumerfinance.gov/askcfpb/1699/h ... legitimate.html

An FYI - that info is taken directly from the Government website - so it doesn't belong to me.  :)

Received a call from someone stating that a civil complain was filed against me and they wanted to drop papers off at my house between 9-4.  I asked what it was about and they said "oh i thought you knew about it". I was given the 844 number and a case number.  I tried calling (Alliance Law Group) several times, a woman answers and puts me on hold for a long period of time.  I have had payday loans, and I have paid them back. Also, payday loans I believe appear on your credit report, and nothing is on my credit report

Received a call stating I was named in a civil suit by a company. the litigator stated that I owed a payday loan from 2012 and I had time to make payment arrangements and would call me back in 30 days. they had my information but I do not owe any payday loans.

They told me same thing I owe a loan from 2012 and they filing a civil suit for 2000 dollars but I can pay off for 500 if I do before Friday.

Well known criminal enterprise pretending to be debt collectors, and that use this scare tactic on people to extort money.  Read the following and use the information to learn what you should already know about debt collection.

Criminals masquerading as debt collectors attempt to extort money from people by scaring you into believing that you will be criminally charged (they use the bad check or hot check claim a lot) and go to jail, lose your driver’s license, have wages garnished without actually being sued or going to court, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt.  One of the tricks they use is to call your family, friends, neighbors and/or places of employment (past or present or both) to create panic and embarrassment so that their intended victim calls them and they can scare that person into paying their extortion money.  They will use the words “Mediator”, “Arbitrator”, or “Law Office” to make you believe that they are something other than a debt collector want-a-be and that they don’t have to follow Federal and State collection laws.  They do have to follow those laws, but they won’t.  They mention that they have received a Fax document, to create the sense of urgency.  They also tell you that if you fail to call them back you are "waiving your right to council", which is pretty much nothing but hogwash.  They also use the “process server” ruse who calls and claims he is going to serve you, but then says you could avoid it by calling another number where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer).  Process servers do not ever call ahead so that you can dodge them.  Process servers get paid to serve papers, nothing else.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

They called my sister and gave her a case number and the call back number (844) 402-6049 they stated the last four of my social( don't tell them any personal info). Good thing I was on speaker phone with my husband. They told me CapitalONe was suing me for fraud...I knew it was BS because I currently hold accounts with them.

They called me yesterday from 302-856-5525 and asked for my husband saying they had attempted to serve him with a court summons twice, unsuccessfully. I was given a case # and told to call 844-402-6049 to get more details. When I called they stated that Capital One was suing my husband for Fraud committed against a bank from February 2011. They said he owes about $2500 after fee's etc but that Capital One has agreed to accept $798 to settle this. I immediately called them out as being a scam because I knew there wasn't some outstanding debt to them and I told them I would not be giving them any payment information over the phone. This morning, I got another call from 302-856-5525 and they said they were 'following up' on the case. I told them they are scam artists and I had reported them to the Attorney General.  FYI - if you get a call like this and they ask for the last 4 digits of your social security number DO NOT GIVE IT TO THEM! Give them a fake last 4 if they insist and you really want to hear what they have to say, but really I would suggest just hanging up or not calling/answering their calls.

I get s call once a week from them for the last month . No messages .. I'm guessing it's not that important . In any case if it were legit and they can find your phone number they should be able to get your address as well so I'm guessing it's a scam