855-227-9292

RGS Financial

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

Called today have no ideal who they are I just blocked this number!!!

Yeah these a holes just called me, i don't owe anyone any money, i have no idea what the hell they want. They even knew my birthday.

Did they send you that letter?  If you don't get it, that is their first FDCPA violation.  You need to communicate with them by certified, return receipt mail telling them to validate the debt.  They must by law stop calling you until they do.

RGS FINANCIAL
Posted in:  https://800notes.com/Phone.aspx/1-855-227-9292
Web page gives no address of any kind:  http://rgsfinancial.com/
BBB gives them an A+ with 24 complaints:  http://www.bbb.org/dallas/business-reviews/co ... son-tx-90020472
Looks like inside information on this criminal enterprise:  https://plus.google.com/+Rgsfinancial
LinkedIn page:  https://www.linkedin.com/company/rgs-financial-services
Facebook page claims 91 likes, looks like the employees are earning their bonuses:  https://www.facebook.com/rgsfinancial
Bizapedia lists this information including the head criminal’s name:
Company Name:      RGS FINANCIAL, INC.

File Number:      0800475430

Filing State:      Texas (TX)

Filing Status:      Active

Filing Date:      April 5, 2005

Company Age:      10 Years, 8 Months

Registered Agent:               Michael Ryalls
1700 Jay Ell, Ste 200
Richardson, TX 75081

Principal Address:               1700 Jay Ell Dr Ste 200
Richardson, TX 75081-6788

Company Contacts
MICHAEL RYALLS

President

         1700 Jay Ell Drive Ste 200
Richardson, TX 75081

MICHAEL RYALLS

President

         1700 Jay Ell Drive Ste 200
Richardson, TX 75081

Other complaints:
http://www.complaintsboard.com/complaints/rgs-financial-willow-grove-pennsylvania-c182726.html
http://www.ripoffreport.com/r/rgs-financial/richardson-texas-75085/rgs-financial-rgs-financial-inc-rgs-financial-reports-fradulent-accounts-to-your-credit-857943
Looks like they get sued a lot:
https://dockets.justia.com/docket/north-carolina/ncedce/5:2010cv00111/105215/
http://www.law360.com/cases/520955011532451a0a009aa0
http://www.open-public-records.com/court/new-york-15202068.htm
https://dockets.justia.com/docket/nevada/nvdce/2:2009cv00158/64016/
http://www.leagle.com/decision/In%20FDCO%2020 ... INANCIAL,%20INC.
https://dockets.justia.com/docket/indiana/insdce/1:2015cv01127/59588
http://www.gpo.gov/fdsys/pkg/USCOURTS-pawd-2_08-cv-00596/content-detail.html
https://www.pacermonitor.com/public/case/3639 ... cial,_Inc_et_al
http://www.plainsite.org/dockets/21ybxpfxx/ma ... -financial-inc/
http://www.law360.com/cases/52544f9bc819cd2d46000001
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

Just received a call from these people.  I answered, and said "Hello?"  There was a 2 second pause, and a younger sounding gentleman says, "Good morning."  I replied, "Good morning."  He then hangs up.

Called my cell, did not leave message. Getting a call daily from this number.

I am getting multiple calls daily from this company.  They try early in the morning - 8AM, again in the afternoon 2-3PM, and again late at night, 8-9PM.  It's on my cellphone.  I do not answer.  I have "do not disturb" activated and only allow the phone to ring if that number is marked as a "favorite" in my contacts list.  But this caller will not give up.

calls everday no message

I have received 50 calls from this number in 31 days.  I called and asked that my number be removed from their calling list.  The person who answered the phone said, "Have a nice day," and hung up on me.  I called back with the same request.  The same guy said, "You just called, have a nice day," and hung up on me again.  50 calls day and night, in 31 days seems to qualify as harassment.

they call twice a day every damn day and never leave a message. you would think that a legitimate debt collector would either leave a message or send some kind of correspondence by mail. smh harassment at its finest. just ended up blocking their number from being able to call until they leave a message stating who they are and who they are trying to reach.

This number send me a text "Can I call you later?"

I have been receiving calls from this number every day for almost 2 weeks.  I never answered 1st call, so number has been blocked from Day 1.   I don't owe anybody any money.  WTH!!!   They never leave a message.  i will report this to feds.  Fat lot of good that will do me!  A pox on RGF Financial.

Scammers Spammers. Do not answer and BLOCK.

Repetitive and harrassing.

Scam "debt collector" calls multiple times a day and sends texts with semi-personal information trying to get me to click on links that I assume will hack more personal info. from phone.
Would recommend not responding or opening anything from them.