8556249665

thing that's messed up is you - who would mislead people into paying random strangers with no proof that they even owe the money to anyone.  What part of "this company started last April and isn't licensed to do business in NY" don't you understand?!  Obvious shill is obvious!  And your last sentence says it all about YOU - "Scum is all i got to say Scum"!

...are the consumers who know their rights and know that this caller is a scam artist!

...to school and take Reading Comprehension 101.  That "fake article" is written by the Federal Trade Commission to address phone calls by scammers like you!

why are these morons harassing people with no debt?!  Answer that, you sorry excuse for a shill!

there you scamming shill. What part of "They keep calling my number even after I tell them they have the wrong person and number.  I have no idea who the person is they're looking for." don't you understand?!

...you frauds must be trying to scare people into paying a bogus debt, a debt that's already been paid, or even a debt that is owed - but not to you!

I notice a couple things on their website..
1. phone #'s given are TOLL FREE.
2. No address of the company on the website.

These are 2 major redflags. I use to work for an agency years ago and we gave our legit address (we had to by law) and not a PO Box or an address at a UPS Store or Mailbox Etc.

On BIZPEDIA they do not list an address either. The registered agent is a 3rd party "The Company Corporation."

Why does your employer use Domains By Proxy?

Overview for esserjames.com
Registrar Info
Name    GODADDY.COM, LLC
Whois Server    whois.godaddy.com
Referral URL    http://registrar.godaddy.com
Status    clientDeleteProhibited http://www.icann.org/epp#clientDeleteProhibited, clientRenewProhibited http://www.icann.org/epp#clientRenewProhibited, clientTransferProhibited http://www.icann.org/epp#clientTransferProhibited, clientUpdateProhibited http://www.icann.org/epp#clientUpdateProhibited
Important Dates
Expires On    April 24, 2016
Registered On    April 24, 2014
Updated On    January 26, 2015
Name Servers
ns23.domaincontrol.com    216.69.185.12
ns24.domaincontrol.com    208.109.255.12
Site Status
IP Address    192.186.228.22
Status    active
Server Type    Microsoft-IIS/8.0
Traffic Info
14,009,9411,542,523
Alexa Trend/Rank One Month
18,716,4660
Alexa Trend/Rank Three Month

1.00%
Page Views Per Visit One Month
1.00%
Page Views Per Visit Three Month

Raw Registrar Data
Domain Name: ESSERJAMES.COM
Registrar URL: http://www.godaddy.com
Registrant Name: Registration Private
Registrant Organization: Domains By Proxy, LLC
Name Server: NS23.DOMAINCONTROL.COM
Name Server: NS24.DOMAINCONTROL.COM
DNSSEC: unsigned

For complete domain details go to:
http://who.godaddy.com/whoischeck.aspx?domain=ESSERJAMES.COM

Information Updated: Tue, 3 Mar 2015 17:55:20 UTC

Is there any reason why they don't list a legally verifiable address on their website?

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
http://www.insideedition.com/investigative/93 ... debt-collectors

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

For Extortion Scam Operations,  File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..  Emails can be attached to complaints filed with IC3, the cyber crimes division of the FBI.

http://www.dfi.wa.gov/consumers/alerts/nationwide-debt-association.htm
*********************
http://www.fbi.gov/scams-safety
********************************
http://www.ic3.gov/media/2014/140627.aspx
******
http://www.net-security.org/article.php?id=1828
***************
https://800notes.com/forum/ta-944ec1426a8bcbb ... service-attacks
************
http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
*****
http://www.cashnetusa.com/consumer-notices

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
http://www.insideedition.com/investigative/93 ... debt-collectors

For Extortion Scam Operations,  File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..  Emails can be attached to complaints filed with IC3, the cyber crimes division of the FBI.

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/
http://www.fraud.org/
http://www.stopfraud.gov/report.html
Tip off FBI about this extortion attempt by filing form at: stips.fbi.gov/
http://www.consumer.ftc.gov/blog/haunted-phantom-debt

Also see here:
https://800notes.com/arts/I2neMkbUAAo/where-to-report-phone-crime
https://www.westernunion.com/us/en/fraudaware ... and-answer.html

http://www.dfi.wa.gov/consumers/alerts/nationwide-debt-association.htm
*********************
http://www.fbi.gov/scams-safety
********************************
http://www.ic3.gov/media/2014/140627.aspx
******
https://800notes.com/forum/ta-944ec1426a8bcbb ... service-attacks
************
http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
*****************
http://www.net-security.org/article.php?id=1828
***************
http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
*****
http://www.cashnetusa.com/consumer-notices

Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing—
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer’s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."

Esser James & Associates- what a joke!  I wouldn't trust these losers with collecting lunch money from a third grader much less my past due accounts receivables. I got one call from some chick that had a speech impediment, sounded like she kept saying Etthher Jamth and Athothiates, from the Pre-Legal Dept (whatever)  left call back #855-624-9665. I swear I almost peed myself listening to her message. At first I thought it was a joke, till I looked them up on here. If you DO happen to talk to them, ask for the chick with the very cute speech problem (how many of them can there be, that work there?)
She sounded kinda sexy....I can just picture her with her jacked up voice, trying to sound serious about coming after me for some debt that wasn't even mine (they had the wrong number all along!)

This person asser James and associates is telling me that o owe money for bank one and I don't even have that visa.  I called him back with the number he gave and told him that this whole thing is a scam.  He then told me that I will be receiving paper from the court

Has anyone ever received paperwork from a court by them saying that you need to appear?

Well I guess you never made mistakes? Still does not give ANYBODY the right to steal from you!!

People might owe money due to a poor economy but you're still an A S S H O L  E.

Bill, see  my prior post about you being an A S S H O L E.

Bill, see  my prior post about you being an A S S H O L E.

These are the same butt holes that called me a few months ago telling me they had a warrant for my arrest.  Really since when is credit card debt a crime?  Not that I owe anything anyway.  So she said in the message that if I would call them (now this was a month ago, at least) that she could stop the police from coming to my home.  I'm still waiting for them to show up.

Know whats pathetic.  Your use grammar.  Bet you can't form a sentence to save your life.