855-631-7990

Scammer (Gizelle) left message while I listened, in a monotone voice scammer said a portion of my name (1st red flag), said there was a lawsuit against person scammer named or someone else (they weren't clear-2nd red flag), wanted person scammer named to call above number (3rd red flag), scammer used tactic of asserting there would be a lawsuit brought against the named person if they didn't contact them (4th red flag.

Yes, I got a call and they said I'd be summoned in court for a credit card bill?  Anyone else have experience with this number?  Asked for documents and they said they won't mail it.

Did you call the number back?  This person also left messages on my family's phones!

Got an intentionally garbled voicemail from a restricted number. The only words I could make hear were my name, 855-631-7990, a reference number and something about taking legal action. She also left a voicemail on my mom's cell phone trying to get ahold of me, which really shook her up.
When I called them back, the lady asked me to verify the last 4 of my social security number and my current address. I asked what address they have on record, and she gave me an address I haven't lived at for 15 years.
I didn't give her my any information and told her it sounds like a scam. She immediately said "I won't waste any more of your time." and hung up.

On hold with some lady now!

She put me on hold for 7 min and returned asking for my SS# I told her I was going to take legal action if she calls me or my family again she said "No problem we will serve you and your family" I said if you were going serve me you would already have and PLEASE serve me so I know what the hell is going on!

Well, since you have their name and address and since they probably just violated federal and state collection laws, here is what you can do next:

You need to send them a certified, return receipt debt validation letter (think of it as the best $6.47 you ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

WHITELOCKE AND ASSOCIATES
Number threads associated with these crooks:  https://800notes.com/Phone.aspx/1-855-631-7990
Website says they are in California:  https://www.whitelockandassociates.com/about/
Whois indicates this website has been up for around a month as of 7/28/17:
whitelockandassociates.com
Updated 8 days ago
Domain Information
Domain:
whitelockandassociates.com
Registrar:
GODADDY.COM, LLC
Registration Date:
2017-06-07
Expiration Date:
2019-06-07
Updated Date:
2017-06-07
Status:
clientDeleteProhibited
clientRenewProhibited
clientTransferProhibited
clientUpdateProhibited
Name Servers:
ns15.domaincontrol.com
ns16.domaincontrol.com

No BBB page since they have only legally been in business for 4 months.
According to papers filed with the California Dept. of State, the head crook is Robert Franklin and they listed themselves as an “investment firm”:  https://businesssearch.sos.ca.gov/Document/RetrievePDF
Here is the rest of the California info:
201709610459    WHITELOCKE & ASSOCIATES LLC

Registration Date:
03/27/2017
Jurisdiction:
DELAWARE
Entity Type:
FOREIGN
Status:
ACTIVE
Agent for Service of Process:
CORPORATION SERVICE COMPANY WHICH WILL DO BUSINESS IN CALIFORNIA
AS CSC-LAWYERS INCORPORATING SERVICE (C1, 592199)
Entity Address:
25745 BARTON RD STE 426
LOMA LINDA CA 92354
Entity Mailing Address:
25745 BARTON RD STE 426
LOMA LINDA CA 92354

Not much on them at this point, but I am sure more will be added.


It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general
As well as the California AG’s Office:   http://oag.ca.gov/

I have experienced the same situation.

They are using the same name as a law firm in Florida, I called the Florida law firm and was told it's a scam.  They're trying to figure out who these people are also!

Just another Southern California "Buffalo Bully".  Working out of a mall in Loma Linda CA. Ignore, block and report them.  See BigA's post above.  Registered as  a foreign LLC in California.

I'm hesitating to I'm not sure if they are legit

You  have no worries check out there address it's a ups store

Called and left voice mail...saying owed money for   Overdraft fees...said they were going to come take all my possessions and have an arrest warrant if I did not pay 1400.00 today.  Google address it's a UPS store.   Called UPS store and they said never heard of them.   Anyone else have this hapoen

See the useful information left by BigA. All it is an extortion scam, with bogus threats. Don't get involved any further than you did and don't return the calls. Block the number, or if you can do it, don't allow unknown callers to any kind of answer and chase them off.

Hi Guys,
What is happening is this. Recently the Supreme Court ruled that a company who bought a debt is NOT a debt collector so they are no longer bound by FDCPA. What this means is that they can badger you, intimidate you etc. all they want. However most likely your debt is no longer valid due to statute of limitations. Since they are not bound FDCPA they do not have to inform you and they can threaten and harass all they want. I am not a lawyer, so I cannot tell you where to take it from there. The government has noted that a tweak in legislation must be passed to correct this, but as it sits right now there is none. We'll have a few years of this nonsense before it get's corrected.

..that doesn't give them carte blanche to harass people at all!

You're right. It's a total dick move and they are more than likely breaking laws at some point. Just right now under the FDCPA legislation they can't get busted. It's going to take a bit for them to get killed off and busted. Not an open and shut case as with FDCPA.

And there is the off chance that the legislation to ban their unethical tactics takes years to go through due to gridlock. Don't get me wrong. Not a good group of folks. But I don't see anything actually illegal on the surface.

Well that isn't exactly true, but you folks would like everyone to believe  that you don't have to follow the FDCPA.