855-744-0709

They left a threatening text about compliance. I had no idea who these people are.

I just received the same text to call this 855-744-0709 but the text was from 928-395-5849 stating they were Erin Donahue from the Compliance Department. saying I was in default of my signed agreement. What Compliance Department, for whom or what business. What signed agreement? It has to be spam or something.

This is Erin Donahue from the Compliance Department. STEVEN, you're in default of your signed agreement and we will have to move forward without your consent. Please contact me at (855) 744-0709 along with file # POG1742253. Reply Stop to opt out.

The fake process server/location specialist scam usually contains:

They mention that they have received a Fax document or that some sort of complaint has “come across my desk” and that there is a pending legal matter or action about to filed against you to create the sense of urgency.  They tell you that they are a “process server” and cannot give you the particulars of the case since the file is sealed. This is simply ruse to get you to call another number (often with a made-up case number) where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer).  They threaten to serve you at home or at work.  They tell you that if they serve you at work they need a supervisor, security, or HR person there as a witness, hoping that will cause you to panic over the alleged embarrassment of being served at work.  They also tell you that you will need two forms of ID.  None of which is true.  Process servers do not ever call ahead so that you can dodge them.  Process servers get paid to serve papers, nothing else.  They certainly are not going to pass up a paycheck by telling you that you can avoid being served, they are not going to give you an extra day or even a few hours to get a “stop order”.  Court documents are time sensitive and have to be served within a certain amount of time.  Remember that you can always call the local courthouse to see if there is actually a lawsuit that has been filed against you.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter, email, or text (postmarked in the case of a letter) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. Unless they have communicated it to you verbally at the beginning of your conversation. It also must contain the “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this communication must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified. If and when you get that communication you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

Received text from “Erin Donahue” exact same text as stated above. Called phone number provided. A male with an Indian accent answered, couldn’t understand a word he was saying due to the call breaking up (on his end bc I have full service… I told him I have no clue what he’s talking about don’t owe anyone nothing and hung up on him.

10 min ago Received the same exact text from "Erin Donahue" - text # was 727-606-1644 but the call back number she left was (855)744-0709 with a file #

Got the same exact message also. Afraid to call cant trust anyone anymore.

Just received this text

This is Erin Donahue from the Compliance Department. (My name), you're in default of your signed agreement and we will have to move forward without your consent. Please contact me at (855) 744-0709 along with file # POG1716538. Reply Stop to opt out.

I replied with the laughing emoji

This the text message I received but it was from the number: 928-394-9475. They were very aggressive with threatening me with saying they will see me in court when I called.

This is Erin Donahue from the Compliance Department. RASHELL, you're in default of your signed agreement and we will have to move forward without your consent. Please contact me at (855) 744-0709 along with file # POG1711225. Reply Stop to opt out.

I got the same exact call. They hung up on me when I asked them a question. Makes no sense at all.

This is Erin Donahue from the Compliance Department. NICHOLAS, you're in default of your signed agreement and we will have to move forward without your consent. Please contact me at (855) 744-0709 along with file #  Reply Stop to opt out.

Texted from this # +1 (928) 394-9475

Exact same message I got, even the file number is close 🤷‍♀️😂

Received text from 727/606-1556 same as others indicating "Erin Donahue" from the compliance department telling me I'm in default of my signed agreement and they will have to move forward without my consent.  Call back number is 855-744-0709.  Phishing scam likely.  No further interest.  Whatever they think they're going to do?  Phony jabronis!

Received same message from 928.395.5849

This is Erin Donahue from the Compliance Department. ALICIA, you're in default of your signed agreement and we will have to move forward without your consent. Please contact me at (855) 744-0709 along with file # POG1714225. Reply Stop to opt out.

I just received that same call. I just replied stop because I don't owe anyone. I had identity theft done on me so it maybe a result of that.

I received a text this morning at 8:49am from 928-394-9475 it stated that Eva Cohen is from your assigned mediation department.  Dora at this time the federal and state regulations prohibits me from sending sensitive details to you via text message.  Please contact me at 855-935-2848 along with case # POG1646727. I called them and he said that it is a easy loan collection which was done on June 2, 2013 and that they want to set up a court date for garnishment against my ss# and name I told him I did no such and told him do what you have to do because that is not mine and I did not do that and he said I owe 2,700.00. I did not even do any loans in 2013 so f***** crazy.

I received a text this morning at 810:54am from 928-395-5849with the exact same verbiage as "Dee" commented.   it stated that Eva Cohen is from your assigned mediation department.  Yvette at this time the federal and state regulations prohibits me from sending sensitive details to you via text message.  Please contact me at 855-935-2848 along with case # POG1753979

If you are someone money, why are they giving you the option to opt out. Doesn’t make since