855-775-2586

I just started receiving calls from this # about a payday loan I took out in 2011. They say I didn't pay back but I think I did. Anyway, I asked them why I hadn't received any written info or letters in the mail about this and they gave me an address I had two years ago that they supposedly sent letters to. Why wouldn't they be forwarded to my current address? She acted like I was going to be sued for check fraud. I don't think this is legit. Her name is Megan Riley and the company is  Lockhart mediators or something. She also said they were nationwide intermediary services. I can't find that on the internet. She said I have 24 hours to call back before it goes to court. Is this real?

Sounds like a scam attempt.  Per the FDCPA, you should not pay any caller who refuses to MAIL - email/fax/phone/text not acceptable - proof of debt/proof your caller has the legal right to collect said debt.  Refusal to mail this information within five days of their initial contact with you is a violation of federal law and you should not pay them.  Saying they mailed these doesn't mean squat.

Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

— filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.
************************
To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/

For Extortion Scam Operations,  File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
http://www.stopfraud.gov/report.html
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/
http://www.fraud.org/

I got a call yesterday (1/09/15) from lockhart mediation. They said theyve been looking for me, and tried to serve me papers just couple of days ago. My wife has been home and said no one has come by. It was a payday loan that ive gotten in 2013 I haven't had the money to payback. They threaten me saying i was gonna be sued and be taken to court and be arrested If I didn't make a payment right then and now over the phone. Ive never gotten calls like this before so i was worried, and they asked if this was my first offence and i said yes. They said what they could do is split up the payments over the month which is 4. The lawyer would not sue or take me to court. So I give them 300 dollars over the phone, and email me a letter of the aggreement, and said they would also mail the same copy. So after a couple of hours thinking about it. I was thinking I got scammed so I did some research online and a lot of people saying this company is out scamming people? So Is this not a real company? The number I got the call from 855-775-2586. Pamela Atwater, address of company 561 main st. tonawanda, Ny, 14150

My mom received a call for me from this number. They made it sound as if I have been avoiding them. And if I don't call right away they'll sue me. Jokes on them though, I'm on a fixed income and have nothing for them to take.
The caller spoke too fast to get the name of the company.

Read what I posted further up the page.  Your callers are scammers.  Threatening to sue you if you don't call is a violation of federal law.  And no one should pay any caller who refuses to MAIL - do not accept email/fax/phone/text - a dunning letter within five days of their first contact.  Refusal to mail this information is another violation of federal law.  Remember - debt collectors have to prove that you owe them - you don't have to prove anything.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

I just got a call from the leaving a voice mail saying they need to serve me by tonight or Monday night. They then called my workplace and thank God my best friend was working and answered the phone. I tried calling the number and the extension...got a mailbox. I did leave a message saying I would call back at a certain time but reading these other complaints, I'm not calling back. They can call my phone all they want, their number goes strait to voice mail

I got a call on yesterday (3/30/15) from a Pamela Atwater of Nationwide Intermediary Services LLC involving a payday loan that my son had not paid.  She had all my sons information.  Threaten to sue, serve papers on his job, arrest, and to sell all his possessions to satisfy an approximate 2,500 cash loan from CashCentral.

I am in another state than my son.  This caught me off guard and scarred me to death because he has had some difficulties in finding full time employment since he left his former employment.

She said I should call her tomorrow and pay $2,000 by tomorrow or legal action will be taken against him.  I am so upset because I did not know anything about this.   And I have no earthly idea who she is or if she is legit.

I decided to go online and look into the callers name and company.  Sure enough I found your post and I am very much disturbed by this call.  She wants me to call her by 10:00 am expecting me to pay these funds.   Just playing on my concerns and love for my son.  She did email a letter to me, addressed to my sons address, which he has never received i the mail, regarding payment of $2,500+ due the next day.

I know he was deliquent but I  also know this type of business transaction just does not seem right.

i got the call yesterday as well. Pamela atwater... i googled the address and its a place called Richards catering banquet... ugh!!!

Have you made payments since?

Has anything happened?

i gave them a cc# that is a prepaid card and has 0 dollars on it lol .. but i was going to add money to it in case this was real. google the address  561 Main St. Tonawanda, NY 14150 and it shows a place called "Richards banquet" although google could be outdated, i will call the business across the street and ask them to assist me in telling me what is the name of the business across the street. i also was transferred to a man when speaking with pamela who he said it will say DelRay Capital on the bank statement and when i looked that up i found this   http://deanmalone.com/debt-collection-blog/?p=3801   and this    http://www.delraycapitalllc.com/

A Total scam. Being in ordinary civil debt is not a crime and you cannot be arrested for it.  This is little better than extortion.

Report them:

http://www.consumer.ftc.gov/articles/0149-debt-collection  (Threatening criminal prosecution in order to collect a cvil debt is a clear violation of the Federal Fair Debt Collection Practices Act)

Also contact your local attorney general

If they continue to bother you, and you know you do not owe any money,  tell them that you know this is  a debt scam and that you are making a complaint to the police for extortion

I Received a call from them yesterday at work. First it was a guy by the name of James Green and than he transferred me to a lady by the name of Pamela Atwater, Director of Mediation Services. She claimed she was a mediator from Nationwide Intermediary Services. DON"T BELIEVE A WORD SHE SAYS!!! TOTAL SCAM!!! She claimed that she was calling in behalf of Cashnet and that I owed X amount. That I needed to send a payment today or else they will file a lawsuit against me. When I asked for a Debt Validation letter she said she can email it to me. If this was legit, by Law they would have to send this letter to you by mail within 5 days of your request to validate the supposed debt. She said that since I supposedly did the cash advance online that I had signed all documents electronically therefore she can send it to me by email. I asked for her call back number which she gave 855-851-8395. I let her send me that supposedly validation letter of debt through email and Everything on that letter was a BIG RED FLAG!!! First, the letter is signed by someone else. I asked her if I can place her on a  hold.  if you Google the address 561 Main St. Tonawanda, NY 14150 It shows a Banquet company. I get back on the line with her and told her, I've gotten scammed several times before and until you sent me a Debt validation letter I will not give any money. I also told her that I googled your name and company and it is fraud. She said there's only 3 things on there and don't believe everything that you read! OMG Thank God for Google and all those that posted comments about this call! These Scammers are PATHETIC!!!! Do yourself a favor, Earn and HONEST LIVING and STOP SCAMMING PEOPLE WHO WORK HARD FOR THEIR MONEY!!!!

NATIONWIDE INTERMEDIARY SERVICES LLC POSSIBLY LOCKHART MEDIATION SERVICES LLC
Posted in:  https://800notes.com/Phone.aspx/1-855-834-0185
https://800notes.com/Phone.aspx/1-855-775-2586
https://800notes.com/Phone.aspx/1-855-807-8542
Web page lists the address as being right next door to the registered agent:  http://www.nwintermediaryservices.com/contact.html
No BBB page on Nationwide because they have only been in business for 7 months.
BBB page for Lockhart gives them no rating with 20 complaints and 1 negative review:  http://www.bbb.org/upstate-new-york/business- ... da-ny-235974974
The tie in with Lockhart is based on other posters information.
New York Dept. of State info:
Selected Entity Name: NATIONWIDE INTERMEDIARY SERVICES, LLC
Selected Entity Status Information
Current Entity Name:    NATIONWIDE INTERMEDIARY SERVICES, LLC
DOS ID #:    4691630
Initial DOS Filing Date:    JANUARY 09, 2015
County:    ERIE
Jurisdiction:    NEW YORK
Entity Type:    DOMESTIC LIMITED LIABILITY COMPANY
Current Entity Status:    ACTIVE

Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
KAITLYN CAMPBELL
561 MAIN STREET
SUITE 500
TONAWANDA, NEW YORK, 14150
Registered Agent
KAITLYN CAMPBELL
561 MAIN STREET
SUITE 500
TONAWANDA, NEW YORK, 14150
Selected Entity Name: LOCKHART MEDIATION SERVICES LLC
Selected Entity Status Information
Current Entity Name:    LOCKHART MEDIATION SERVICES LLC
DOS ID #:    4548476
Initial DOS Filing Date:    MARCH 21, 2014
County:    ERIE
Jurisdiction:    NEW YORK
Entity Type:    DOMESTIC LIMITED LIABILITY COMPANY
Current Entity Status:    ACTIVE

Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
C/O GIOVE LAW OFFICE, P.C.
727 MAIN STREET
SUITE 200
NIAGARA FALLS, NEW YORK, 14301
Registered Agent
NONE

Also note the infamous Delray Capital was mentioned also.  Since these criminals are all located in Western New York, known haven for criminal debt collector enterprises, it is not too much of a stretch to realize that they are all related.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

File a complaint at the NY State AG's Office here:  http://www.ag.ny.gov/

I also have received several calls on my cell phone and at my place of employment from two people at Nationwide Intermediary Services, there names are KATE WORE - Kate says she is a Mediator and another lady name Tina Sanders-who is Kate's assistant. Kate claimed she was a mediator from Nationwide Intermediary Services. DON"T BELIEVE A WORD SHE SAYS!!! TOTAL SCAM!!!
Kate claimed that she was calling in behalf of ACE CASH EXPRESS and that I owed X amount of $$$. That I needed to send a payment today or else they will file a lawsuit against me. I too asked for a Debt Validation letter to be mailed to but she said can email it to me. If this was legit, by Law they would have to send this letter to you by mail within 5 days of your request to validate the supposed debt. I notice Tina was putting me on hold one question after another so I got irritated and asked Tina to put KATE on the phone since she was in charge. As I was talking to Kate, she said that I supposedly did the cash advance online that I had signed all documents electronically therefore she can send it to me by email. I asked for her call back number which she gave 855-212-4260. I let her send me that supposedly validation letter of debt through email and on that letter highlighted in BOLD was my SS#, the checking acct#, the name of the bank and a breakdown of a payment plan that they expect me to pay!
I also notice the letter is signed by a Mr. Thomas Matthews. I told Kate that I will get back to her and she told me that this is a time sensitive matter and I have to get back with them ASAP to agree with the payment arrangement and to give them a Credit Card or a Debit Card # over the phone so they can charge the card on the payment plan dates, I told her ok..I will call her back.

if you Google the address 561 Main St. Tonawanda, NY 14150 It shows a building and the name on the building says "GATEWAY HARBOR CENTER". I also fount out that people in New York rent out the building for business, entertainment or for a Boot Camp exercise service. I called Kate back and told her I got scammed before several times and until you send me a Debt validation letter I will not give any money. I also told her that I googled your name and company and it is fraud.  She said there are not FRAUD and they were hired to facilitate a negotiation between myself and their client regarding the debt.
I have already paid some monies but I will not pay anymore unless I get that Debt Validation letter that is owed. Thank God for Google and all those that posted comments about this call!
These people are Scammers are PATHETIC!!!! Do yourself a favor, Earn and HONEST LIVING and STOP SCAMMING PEOPLE WHO WORK HARD FOR THEIR MONEY!!!!

I didnt recieve the call but my mother did by the same person...talking about civil suit...its a scam never got a letter from any one

I've received several calls (855) 212-4260 with messages left from a Gregg Owens of Mediation Services giving me a case number #758406.  They finally got me on the phone and I spoke with some lady oh she was so calm until I started asking questions.  She claims to be collecting on a charged off account that I supposedly had years ago.  I asked did she realize that you telling me you collecting on a "charged off" account which is closed.  Okay so its on my credit report now and will be on there, why should I pay You on a closed account.  I don't owe you.  OMG did her attitude go to another level.  I've googled Mediation Services and Gregg Owens names appears in customer complaints.  So I know this is a scam, so she gives me NIS Processing.  Goolged this and nothing shows up.  Really.  Ive contacted HR with this threat of garnishing my check.  She also threathen to half my license suspended.

NIS   PROCESSING             He  called  saying  papers  would  be  served  the next day on my job,  for a  money owed.

888.00      I knew  it  was  a  scam   I  did  not  owe that  much  money  on a  loan.     he  also  called  my  home  saying  the  same  thing.

The guy who called me is Michael Kerns (sp).  Said he was with NIS Processing and if we couldn't reach a payment agreement then he would be filing with courts.  Told him to stop calling my place of employment and he said I would still be getting call.

I got the same call yesterday at work. A lady named katy wore told me i had not paid a payday loan and that i needed to pay 810.90 since it had been over 1 1/2 yrs. She almost got me and i had given her my email address to set up a payment. She was telling me that if i didn't pay that day i would be taken to court. When i had asked proff of said debt she said she could not give any proff since i for a fact knew what i owed. What was weird is that when she sent me the email my social security # was in bold. I had never seen a legit company send me an email with all the digits of the social security.

I received the same call from her giving me basically 24 hits to pay but wouldn't say where she was calling from