855-778-8151

These people had the nerve to call  my daughter's work pretending to be from a lawyer;s office asking for her by name. I called the phone number and spoke to some associate. I asked who they were. She said that they were an arbitration firm who go after people who write bad checks.  They are looking to steal your identity. Dont give them any information. My daughter does not even have a checking account. I liked to know how they even got her work phone number.. I t is a scam!!!!!!!

Received a call from 855 778 8151 threatened with legal action for a pay day loan I've never had. Ask them for proof and kept saying we are a arbitration trying to collect on a bad payday loan.  Ask for attorney name who was over arbitration.  They Became hostile and said we have proof and will press charges. I then received a call that came up on my caller id as the parish I live in. I asked for the person name. Said needed my adr to have a deputy serve me with papers. Said he was calling from local court house. But did advise he could only see it was from csr and gave me phn number 504 434 4676 with ext 601. Same company coral springs resolution.  He gave me a name and I hung up and called right back. The person who's name I was given adv he had never called me.  So I went in person to the court house to his dept and spoke with his supervisor. Said they had no papers for me and he had never called me. Checked with civil and criminal division and nothing. ..

keep receiving calls from CSR to my Job stating they want to start wage garnishments her name is tina walker they've already called several times have no clue what it's about have called back and no one picks up entered the ext they provided and goes to a voice mail does anyone know what times I can call to get a hold of these people!?
don't know what to do! I'm from Ca

I received an answering machine message from 855-778-8151 indicating if this is James Summers, his representative, or his attorney contact CSI (Coral Springs Resolutions) regarding case # 354734. When I called the number the individual that I talked to asked for the case number. When I gave them the number she then asked if my last 4 digits of my SSN was ****. I told her that the number was not mine and don't call my house again. She then became hostile stating that I did not make the call this was a computer generated message and hung the phone up. I had no idea what this message was directed to me for and it is my belief that this company calls all James Summers in my area as a hit and miss tactic. The call was unwarranted and this company should be fined and reported to the Chamber of Commerce and Better Business Bureau.

Received phone message from CSR and was told to either call or have our lawyer call about an account. Said they fully expect us to return their call. I called the number (855-778-8151) and realized that the number is for Coral Springs Resolution. I didn't speak to anyone - thought I'd check it out first. Not sure why they would call if it's about any of our accounts. We are not co-signers for any loans, and we check our accounts regularly. We are retired, and I hope other retired people aren't being contacted by these people.

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

They were calling my work phone repeatedly for somebody who doesn't work here and nobody knows who that person was. I asked them to remove my number from their call list and they agreed.

Coral springs Resolutions

I just got off the phone with these people at Coral Arbitrations.  I honestly let this go on for entirely too long.  In the end it was a pretty typical call. She refused to believe anything I said and told me that I was not allowed to have any proof of the debt because it was “evidence against me”.  To top that, it was supposedly a federal crime because I had not one but 4 payday accounts taken out at the exact same time.  Imagine that.  

I have been dealing with these kind of phone calls since late 2009.  I am going to give everyone a summary of years of harassment because when I first started fighting this fight, I really needed sights like these ones to calm my nerves and to assure me that I wasn’t losing my mind.  

First let me say that I totally admit.  I hit a rough period some time back and took out a payday loan.  I also paid it back and then some.  When I received my first call like this I was floored.  I had never heard of this and I can tell you now, the way they talked to me had me scared.  I thought I had messed up, something had gone wrong, maybe that hadn’t taken that final payment.  Oh my God!  What had I done!  

Anyway.  Being the naïve person that I was at the time.  I paid them back.  The first time it was supposedly a settlement of $200.00.  A few months later I got another call saying that the settlement wasn’t enough and they were coming back at me for another $651.00.  Yep.  Feel free to slap me now.  I paid it.  

I didn’t get wise until I kept getting phone calls.  Different companies I supposedly owed and different amounts taken on different dates.  Now I knew that something was terribly wrong.  Here are some examples of calls I got:
My ex-fiancé’s grandmother received a phone call, don’t ask me how they got her number but she said they were angry and rude and went on and on about how she needs to turn me over and even mentioned my kids. Of course this scared her even though she hasn’t seen me in a few years. They told her they would be calling back to leave a number for who she should call if she ever sees me but they never called her back. She documented the call at 6:30am and the phone company traced it. I received a message that came in at 6:19am yesterday. My work was upgrading phone systems so I didn’t get the message from this guy until later that morning. He was exactly how she described him. Angry and abrasive.  I spoke with Mr. Brown and got disconnected. I called back and spoke with Sam Evens and then was transferred to Mr. Brown again. I asked for the full name of the company, they said it’s ‘Global’, that’s it, just Global. They refused to give me an address.
At another time of the hundreds of calls I’ve received I was refused any information about the caller but I was still very nice and simply asked for ANYTHING that showed I received money from this Advanced American Cash Advance (the only name they would give me) I have never heard of. They absolutely refused to send me anything unless I gave them the amount of $750.00.  I was hung up on but, this was not just one phone call. The first phone call came in at 1:11pm. The rest kept coming until 3:15pm. I received six phone calls in total, not in a row either. While I was on one line with the supposed supervisor, the other line rang in and there was someone else. For the names I actually got; I spoke with a Charlie Richards and a John Paul and a Lisa.  I was told that I was going to be sued and the action would take place at 11:00am tomorrow. Which would be May 27th. However, there was not WILLING to tell me the court or jurisdiction this would call under or where I was supposed to appear. Only that I would know when they showed up to handcuff me and drag me before a judge. THEN..they said I would get all the paperwork I wanted.

So, if anyone is asking if this is legal, no, it’s not. It is against the Fair Debt Collection Practices Act. Also, this would be a Civil matter, not criminal and they would not arrest for that.

The threats violate section : 806 Harassment or Abuse of the FDCPA.

I have filed a complaint with the Federal Trade Commission. This is a VERY simple process and only take one phone call. Trust me, they have them on file and will make you feel so much better when you talk to them. They are friendly and offer great advice and knowledge. When you are done they will give you the number to report to your local state Consumer Protection Agecy to file a complaint there to.

Good luck to you all.

If you wish to report these people, here is the number. I was advised after filing my report to not talk to them at all.. Hang up AFTER telling them they are NOT to contact me at my place of business, it is not allowed.

Federal Trade commission. 1-877-FTC-HELP, 1-877-382-4357
By Mail: Federal Trade Commission
Consumer Response Center
600 Pennsylvania Avenue, NW
Washington, DC 20580

I received a call that stated they have my drivers license and ss#.  With all of the information Ihave noted on this website, I know that this company does not exist.  T hank you for your information.  Sincerely, Judy Krain

I have been getting calls from a woman by the name of Annie Davis from "Albright & Associates".  Phone number they are using is (301) 685-1455 (which is a number in Damascus, MD).  She has called 2 out of the last 3 days.   She has contacted myself, my wife, & my mother.  Never asked for my address, just threatening to add an "Asset Liability Report" to my SSN.  (sounds like b.s., because it is).  Anyhow, I called back requesting the address (as to send a letter requesting no more contact), the address she gave me was 1867 Banks Rd Margate FL.    

Same address, Different name.   WATCH OUT FOR ANNIE!  She was very rude on the phonecall, threatening court.  I told her "go ahead, do what you've got to do..."