855-824-7937

SCAM!!!! they claim to be a debt collector and that they are taking on llegal proceedings it is a SCAM!!! fo not give banking info.

I received this phone call today.  First I when I challenged them on their policies, the girl then claimed she was new.  She stated the investigator on my case was in a meeting, which I asked if that meant her deadbeat boyfriend wasn't back from McDonald's yet.  I then advised her to turn the TV in the background down if she wants the scam to at least be somewhat believable.  I told her to take down my attorney's phone number and speak with them.  She informed me they didn't need to speak with the attorneys as this was between me and the company.  I love these types of calls....the amount of anger and frustration I can get out is kind of like therapy :)

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt076.shtm

I received a call from these people, tellimg me I had check fraud and they were going to serve me on a Loan I had with Sandpoint. I nicely told the gentlemen this loan was paid off back in 2011. Of course when I asked what the Account # was he assures me that its not the "same account". I told him I only had 1 account with SP and it was paid and I have all my documents to prove that. He then again tells me if I dont fax the proof  over within 24 hrs I will be served legally. I faxed this company over my proof, but I also sent them a Document from my State Attorneys Office (NYS) showing them were its ILLEGAL to try and collect on Payday loans in NYS and they are not enforceable. I have since turned this company and their tactics over to the DFS and my States AG's Office. They are completely violating the FTC laws.

Good job showing these punks you weren't going to be a pushover. However, it wasn't your job to prove you don't owe, much less scramble to provide anything "within 24 hrs" or any other timetable of false urgency. If they want your money for a real debt, they can send a dunning letter as federal law demands. I will say that sending the state AG notice was a nice dig. I'd imagine they're already aware how NY law feels about them, yet put up the bluff and bluster in hopes that you don't.

The threats, lies, and misrepresentation should make a dandy FDCPA case for you. Consider filing a *real* lawsuit on their tab.

FTC and CFPB material on US federal collection law:
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ... debt-collection

they keep calling saying i owe them money yet when i tell them i am ecording this call for the da office they hang up

Called me at my work today and said he had an officer waiting around the corner to take me in if I didn't pay.  He also claimed he was an investigator and this was out of the debt collectors hands and now I am in a criminal case with check fraud.  I do have an old payday loan to pay back so this scared the crap out of me.  So I was stupid and gave my card number but now I am going to have to cancel the card.  He claimed if the payment doesn't go through on Friday then they are coming to "get" me.  I really thought they had someone outside to arrest me at my workplace but now I am reading into Fair Debt Collection practices and know this was highly illegal.  The investigator's direct line happens to be this debt collector's line.  Anybody have any similar experiences and how to deal with this type of harrassment?  I have every intention of paying but I do not need these threatening calls at work regarding being arrested.  Since I was busy at work he flustered me.

They did same here but said they were going to have papers delivered to me. I too have a pay day loan out. I like u was scared called my attorney he called them. They must have got the message they weren't going to get anywhere. Because when I called cell number back of person supposedly serving me with papers the number was disconnected. Haven't called me since

rec'd a call an a message about a female (wife) who wrote a bounce check . i'm not married call l.lock (bill) and he'd inform me that it is scam (same nu. 904-406-8366 ; 855-824-7937

Total scam.  Civil debt is civil debt.  It is not a criminal matter and you cannot be arrested for ordinary civil debt.  Debt collectors have no power of arrest and have absolutely no influence with the police or justice administration.  Check fraud is prosecuted by public authorities only.  Debt collectors have nothing to do with it. If you had committed check fraud the bank would have notified you.  If someone has a valid debt against you then they must send you a debt validation letter and it must be by US mail.  E-mail no good.  Of course they won't do that.  So at that point just tell 'em to go to hell.


Fraudulent or Zombie Debt Collectors—Things to Know

If you have received a call stating:

1. You have defrauded a financial institution
2. You owe an unpaid payday loan
3. You have a warrant due to an unpaid loan
5. You will receive a court summons
6.  Authorities are coming to arrest you
7.  Anything similar to above,
 a.   Do not give them any information or verify any information for them
 b.   Tell them you know they are a scam operating illegally and that you are   filing a complaint with the  appropriate authorities
* File a complaint with the FBI on their Internet Crime webpage     http://www.ic3.gov/default.aspx
* File a complaint with the Attorney General for the state you live in
The more information and complaints there are, the better the chance of getting these criminals to stop (or at least reduce the frequency).    [abstracted from another site]

They continue to bother  you, tell them you are going to the police to make a complaint of extortion.

i too got the same call saying i had a payday loan past due and if i dont pay the within 4hrs they were coming to arrest me @ my home, or @ my job, i asked them to send me proof of this pay day loan, he said he did,nt have to! pay it or go to jail! he said i hung up.still am getting calls from this number i dont answer.

For Extortion Scam Operations,  File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/
http://www.fraud.org/
http://www.stopfraud.gov/report.html
Tip off FBI about this extortion attempt by filing form at: stips.fbi.gov/

Also see here:
https://800notes.com/arts/I2neMkbUAAo/where-to-report-phone-crime

Also read up on the laws and your rights:

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

And see:
http://www.ic3.gov/media/2014/140627.aspx
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https://800notes.com/forum/ta-944ec1426a8bcbb ... service-attacks
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http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
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http://www.net-security.org/article.php?id=1828
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https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://www.fdcpa.me/fake-process-server-injunction/
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https://800notes.com/forum/ta-9413b3202bc8b6c ... net%27s-tactics
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http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
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http://www.cashnetusa.com/consumer-notices
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Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

— filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.

Got call from this phone number today, threatening about pay day loan.  I told them I had already taken this matter up with local sheriff, filing police report over a year ago for identity theft.  Then later today, got threatening message from Dennis Boyd with call back # 888-293-8346 X 417 or 401that I will be served summons at my residence tomorrow. I looked up both phone numbers, neither were valid.  

The same exact thing happened to me with National Management Partners with Channer LLC collecting.  I have filed with the ICC and Consumer Finance.

They called me twice saying that they had an issue with a bounced check in their off from me.  Both times they called the number they called from didn't appear on my phone not evem as restricted but they left the same message both times.  In the message it was someone actually talking but when they said my name it sounded recorded.  They never say their name or the company

How are they calling me from local numbers? Then the recording says call 855-824-7937? I dont waste my time.

Got a local call from some woman.  She seemed nice but when I asked her where she was calling from, she wanted to verify my identity.  When I wouldn't willifully do so, she repeated my phone number, which I accepted as mine.  She said I defrauded some bank by writing a check for a loan or something like that.  I asked her who the original company was and she said she didn't know, as she was just working with her company and my name popped in the computer.  She had my old address on file and I haven't lived there in three years, so I asked her to mail me a certified letter from her company's address listing who the original debtor was with the original debt owed, to which she said she couldn't do that either.  I asked for her mailing address so I could even hand write her a formal request for debt verification and she put me on hold "for her supervisor"...the line went dead after ten seconds.  I called back and got a voicemail from some non-local, non-Google-searchable company.  Bye for all that.

They got me for $750. I'm so mad at myself. I should've known better

I got a call from this number and I setup payment arrangement because they was saying things about pressing chargers, And I never received a payment agreement via email. So something made me google the company. Haven't found any information on them but this,

This is the same exact thing that happen to me but the gave me the name of the company I owed. And they got in contact with me via my son.