8662967956

A website doesn't make a company "legitimate".

The poster does have the facts straight.  He/she said they know for a fact they owe no debt, yet they're still being contacted by this "company".  Get YOUR facts straight, shill!

Obviously I do NOT have any debt to hide.  Actually I don't have any debt at all! So why would I be getting calls from your crappy company, huh?

>>>So what is a shill?<<<  Google is your friend shilly.. learn to use it!

>>> Do you know what FDCPA stands for?<<<  

Its Fair Debt Collection Act:  Learn to use google, it is your friend shilly!

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

>>>obviously you have some debt to hide and are trying to avoid getting calls from a company like this.....  Oh well too bad.<<<

Assume much? Proof please?  Oh wait, you have no proof.. Oh well, too bad, how sad!

Post up a legal Business name, verifiable legal Street address, website and BBB if they are so legit..   Honest company's don't have a problem with providing this information..

I'm sorry, since when is cold-calling someone not a violation of the law?

http://www.ripoffreport.com/r/FMS-Services/Phoenix-Arizona-85012/FMS-Services-Caught-in-the-act-of-trying-to-ripp-me-off-Phoenix-Arizona-272529 (copy and paste in browser)

This is a legitimate company. They recover student loan debt. Go the website:http://www.finaid.org/loans/collectionagencies.phtml and you will see:
FMS Investment Corp. (dba Financial Management Systems) (founded 1992). For more information, write to Financial Management Systems, PO Box 1423, Elk Grove Village, IL 60009-1423 or call 1-800-889-6321. Listed as one of their collection agencies. The girl I spoke with gave me the 866-296-7956 and her extension.
According to their website, http://www.fmsdc.com/home they collect in the private and government sector. So they are trying to collect on some sort of debt.

Reply to J.  Finally someone took the call and got the information that the company is a real company and not trying to scam people.   J. what you posted is perfect.... :)

Oh they are legitimate...but they are not following the Fair Debt Collection Practices Act  -They are calling everyone under the sun - some people from my company that I don't even have an association with.... What you need to do is send a certified letter to Cease and desist..... http://www.debtletter.com/sample-letters.html <----- there are some sample letters here...and I think a form on one of the FDCPA sites - i couldn't find it just now but I know I ran across it.  Anyways - Legit company but really on the edge of whats proper in this situation.

Exxoduss sez: "Oh they are legitimate...but they are not following the Fair Debt Collection Practices Act"

Make up your mind Ex. Those statements can't both be true.

I think she was being sarcastic with that first line.....at least I hope so. These idiots have been trying to get me for years my family just tells them I'm in a mental ward that fends them off for a few months.

Trying to avoid the situation doesn't solve anything.   Eventually involuntary actions will be taken and your money will be garnished one way or another.   Honestly do you think by taking a loan and not paying it back that the government will let you get away with it.   Also this messes with your creit.  So good luck to you.  If I were in your shoes I would rather try to avoid involuntary actions from being taken against me......

... which is partly why I take specific voluntary actions when strangers on the phone say they want money for a debt. I record their calls, I answer their letters, I demand validation, I state how and when not to call me, and I sue them when my rights are denied.

I find that most debt collectors want "to avoid the situation" when I am active in my defense. They either quit trying to collect or they ignore what my Certified Mail says and blunder on through multiple FDCPA violations. Then when I offer violators a chance to settle, they still "avoid the situation" by not responding. Then when named as "Defendant" their "rising star" lawyers continue "trying to avoid the situation" through cheap buyoffs and scare tactics, doing anything to prevent a trial on the merits. All they want is to pay out some hush money and get away with more sins. High judgments and black marks in the court records mess with their insurance rates. Good luck trying to turn this into another dreary lecture in "responsibility".

No lecture.   Just know its federal loans and the government will get their money one way or another.  simply put.

Debt collector calling anyone with the same last name. Even if you don't owe any companies anything the call and won't take you off their list

First of all they are calling people and lying about why they are calling.  They act like the person they are calling about has given permission to call.  Scam, scam, scam.

I got a call from this number 786-398-5177 and left a msg telling me to call 866-296-7956. How odd is this? Her name is Vicky.

866-296-7956 ext 5921 continues to call me at work. This company calls 4-5 times x day.
They have left messages on my answering machine and spoken to co-workers.

Funny you say they don't call references because they called my dad today trying to confirm/get information.