866-315-7559

Several recorded message about a pending legal matter against me.  Sometimes they leave a call back number as 866.315.7559, sometimes 856.246.5121.

"This is our final attempt to call you about a case that's being prepared in our office. At this time we will be contacting your financial institution as well as your place of employment to get protocol to proceed against you."

Upon looking this up, I found this is a Social Security phishing scam.

Quote:

Upon looking this up, I found this is a Social Security phishing scam.

No, it isn't.  That is plainly obvious by the wording of the message.

The fake process server/location specialist scam usually contains:

They mention that they have received a Fax document or some sort of complaint and that there is a pending legal matter or action about to filed against you to create the sense of urgency.  They tell you that they are a “process server” and cannot give you the particulars of the case since the file is sealed. This is simply ruse to get you to call another number (often with a made-up case number) where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer).  They threaten to serve you at home or at work.  They tell you that if they serve you at work they need a supervisor, security, or HR person there as a witness, hoping that will cause you to panic over the alleged embarrassment of being served at work.  They also tell you that you will need two forms of ID.  None of which is true.  Process servers do not ever call ahead so that you can dodge them.  Process servers get paid to serve papers, nothing else.  They certainly are not going to pass up a paycheck by telling you that you can avoid being served, they are not going to give you an extra day or even a few hours to get a “stop order”.  Court documents are time sensitive and have to be served within a certain amount of time.  Remember that you can always call the local courthouse to see if there is actually a lawsuit that has been filed against you.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter, email, or text (postmarked in the case of a letter) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. Unless they have communicated it to you verbally at the beginning of your conversation. It also must contain the “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this communication must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified. If and when you get that communication you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

Why do they keep calling me?  I don’t have any debt nor do I have any cases pending.

I just received this call - Hello, this is Bella Braffer. (and then said My Name). In regards to a formal complaint that's in the process of being filed in our office for several different matters, I'm calling to verify that we do have the correct address for this individual. The next step will be filing necessary paperwork. At this time. You do have the right to contact the information the center should you wish to exercise that right. The number is 866-315-7559 and you will need to reference file number 000000.  Funny thing is they  used my married name which I havent' had in over 11 years.

Was told to take care of my amount own and told me some numbers and to call them back

Very poor audio from someone who doesn't speak English very well - also a robo voice inserted into the middle of the message which made absolutely no sense (so you know these people aren't very bright.)

Leaves some rambling message from Bella Prather about a vague "formal" complaint that is being handled by their office.  The call advises you that you have the "right" to contact the information center.  They want to be sure that they have the right address.

This is such an obvious phishing ploy.  They are trying to assemble the 3 bits of information that will allow them to steal your identity.  These people are little cockroaches.

I've been getting the same calls as above, same exact script, for several weeks now. No idea who these people are or what exactly they want -- besides my money, of course! I haven't been able to find out the name of the scammers, so I can't make a complaint about them to the AG or the FTC.

They initiate the phone calls from a different number than the one the scammer demands a call back to, which is 866-315-7559.

Anyone know who they are? I'm itching to file a formal complaint about these people, but refuse to call them from my own phone number, as that will only increase the harassment.

Quote:

They are trying to assemble the 3 bits of information that will allow them to steal your identity.

No, they already have that information.  What this is was clearly explained in an above post that you were too lazy to read and then decided to come up with your own ridiculous explanation.

Name and number intel gathered thus far:

Secure Asset Management, LLC / CF Financial

615-544-0750
856-546-5121
866-315-7559

It seems everyone hearing from the "Bella" character reports a variation of her surname. It's a common problem in phone call complaints which I file as a hybrid of poor audio delivery and the much older phenomenon of blind men describing an elephant. Well, Bella's good for pattern hunting, but little else.

I see three to four LLCs sprinkled nationwide named "Secure Asset Management". Admittedly, the one in Texas with the dopey brochure website (GoDaddy/"SecureServerSite" domain host) most resembles a debt fraud shop. Plenty of collections puffery in the sales copy and some strange grammatical errors nestled among the "business hands and desks" stock images.

Debt Collector or Scammer: How to Tell the Difference - Nolo Press
CFPB Q&A: What is an unfair, deceptive or abusive practice by a debt collector?
Fair Debt Collection Practices Act - FTC
Understand how the CFPB's Debt Collection Rule impacts you - CFPB, Nov 2021

I'd thought to address some concerns in that maybe unrelated Global Processing thread:

} I don't have is a letter, email, or text message from them that I know of. I don't even know what debt they're saying I supposedly owe. ....... none of the messages ... (have) stated the name of the company

... and you've heard a lot of legalish claptrap to make you wet your pants at the thought of being shamed before your boss and your bankers and the neighbor's pet parakeet as you're dragged into court to pay something they refuse to define.

} Can I still file and sue under those circumstances?

Yep, you have valid grievances and standing to sue. The FDCPA, unlike the average debt extortionist, is unambiguous in its hard stance against simulating legal process. Debtors can't be threatened by lawyers (or posers) without intent and ability to realize it. Enough time has passed that you should have a dunning letter in your hands by now, which includes the required boilerplate about your dispute rights. Your pursuers are making it too hard for you to assess your alleged debt liability and enforce your rights. All of this adds to multiple violation counts in a civil complaint.

The so-very-common problem you're facing is fighting an invisible enemy. I'll bet the rent you'll never get any paper mail or straight answers on the phone. The hustler's object is to leapfrog all that tedious compliance with laws and scare your wallet open with ghost stories of the punishment you'll avoid. Maybe a verbal exchange will yield "actionable intelligence", leading to a real name and address to target. Certainly the phone time is when these dirty players generate the most violations.

} When I googled the phone numbers given in the messages left by these scammers, [the Global Processing] thread came up.

Yeah, hmmm. Search engine results are not cultivated like library card catalogs. An algorithm does some pattern matching and serves up blind guesses. Not all are correct or useful, amounting to "false positives". Criminals with autodialers hide behind umpteen phone numbers and various alias names to make our sleuthing difficult. Their tactics and pat phrases are all variations on the same themes, further frustrating the effort to funnel down to one bad actor.

I grant some room for supposing that Global Processing and Secure Asset share some ownership or parentage. It's not uncommon for such crooks to open both shell and splinter companies for their family and friends to manage, which then could spawn yet more branches. After sifting the call blocker honeypots and this site, I'm not smelling a strong connection.

In your place I'd do some more homework to see that the intel does point to a certain business name, in this case (provisionally) Secure Asset Management and/or CF Financial. Keep focus on your own experience and worry about the messy "scope drift" later.

} What would my demand/cease and desist letter contain, if I cannot say the debt they are accusing me of owing?

Assuming you have crosshairs on the actual enemy, it's nothing you need to overthink. "I don't like your noise, knock it off", or the equivalent will do. They're the ones bringing the claim, yet refuse to state it correctly. It's not your problem to guess. You could lay down total cease-comm, which quietly dares them to sue for real, that then being the only collection method standing. But there again is expense and exposure they cannot afford. The huffing and threatening by phone tells you much about how little they have to show a judge. You could opt for toying with them, placing a full or partial ban on phone calls, but leaving postal mail open. By "partial" is meant specifying certain hours and/or days as "inconvenient", a concept supported by the FDCPA.

Option 2 can be remarkably useful. I've set only partial bans in my collector combat heyday, mainly because I was facing genuinely sue-happy banks, who'd repeatedly sent lawbreaking agencies to collect. I was honest about my availability, while the hired dogs either never read my letters or thought I wasn't serious. Their settlement checks each paid my rent for a year.

Your guys are being secretive now, and they may keep on hiding after they're sued. Default judgment on a silent defendant is easy to win and hard to collect. You may have to run with best instincts. But the object is to make their bad business more costly. Whether you win a prize is secondary ... though the average mercenary deal-cutting lawyer may not see it that way.

} I have 17 archived voicemails ... threatening me

Good job. Being an evidentiary pack rat only helps you and hurts the opponent. The ugly details also help the watchdogs at the CFPB, FTC, and state attorneys general with their own pattern matching.

process sever scare
called at 5:30pm EST said needed to call back by 2pm today "good morning this is Richard " in a robot voice.

Same as above

They are so annoying I blocked the number finally.

Just adding another number used by this scam outfit.
Might want to block 864-751-5923 they claim is a Fax number on their Secure Asset Management website, which was the main number for their CT Financial website, which has recently expired.

Quote:

Domain Name: CTFINANCIALSOLUTION.COM
Registry Domain ID: 2769804701_DOMAIN_COM-VRSN
Registrar WHOIS Server: whois.tucows.com
Registrar URL: http://tucowsdomains.com
Updated Date: 2024-04-05T05:42:43
Creation Date: 2023-04-01T20:55:25
Registrar Registration Expiration Date: 2024-04-01T20:55:25
Registrar: TUCOWS, INC.
Registrar IANA ID: 69
Reseller: Hover

Quote:

Domain Name: SECUREASSTMANAGEMENT.COM
Registry Domain ID: 2861044472_DOMAIN_COM-VRSN
Registrar WHOIS Server: whois.tucows.com
Registrar URL: http://tucowsdomains.com
Updated Date: 2024-03-05T16:41:05
Creation Date: 2024-03-05T16:38:46
Registrar Registration Expiration Date: 2025-03-05T16:38:46
Registrar: TUCOWS, INC.
Registrar IANA ID: 69
Reseller: Hover
Domain Status: clientTransferProhibited https://icann.org/epp#clientTransferProhibited
Domain Status: clientUpdateProhibited https://icann.org/epp#clientUpdateProhibited
Registry Registrant ID:
Registrant Name: Contact Privacy Inc. Customer 0170453264
Registrant Organization: Contact Privacy Inc. Customer 0170453264
Registrant Street: 96 Mowat Ave
Registrant City: Toronto
Registrant State/Province: ON
Registrant Postal Code: M6K 3M1
Registrant Country: CA
Registrant Phone: +1.4165385457
Registrant Phone Ext:
Registrant Fax:
Registrant Fax Ext:
Registrant Email: email@contactprivacy.com
Registry Admin ID:
Admin Name: Contact Privacy Inc. Customer 0170453264

A little digging and I got an address:
2764 Pleasant Rd. Suite 11106. Fort Mill, SC 29708 (The Postal Route)
and another number 800-613-9164

.......which lead to these:
385-300-2155
703-552-9377

(775) 600-1775 is a Legal Threat Robocall
This is GFN trying to contact O****** C**** in regards to a formal complaint that's in the process of being filed today for several different matters. I'm calling to verify that we do have the correct address for this individual. The next step will be filing necessary paperwork with your county. At this time, you do have the right to contact the information center. We can be reached at 385-300-2155. And you will need to reference a claim number B, R T 4 q 39. At this time you have officially been notified.
DATE BLOCKED
February 24, 2022

(800) 613-9164 is a Legal Threat Robocall
This is GFN trying to contact W*** H**** in regards to a formal complaint that's in the process of being filed today for several different matters. I'm calling to verify that we do have the correct address for this individual. The next step will be filing necessary paperwork with your county at this time. You do have the right to contact the information center. We can be reached at 385-300-2155 and you will need to reference a claim number two eight eight at this time. You have officially been notified.
DATE BLOCKED
February 6, 2023

(703) 552-9377 is a Legal Threat Robocall
I am calling in regards to a formal complaint that is pending against you. You or your attorney will need to contact the office directly if you wish to rectify this matter voluntarily, Press one to connect to a representative or call telephone number and reference your case file. Number unknown 1170-9897.
DATE BLOCKED
November 17, 2023

Looking up the name GFN and Associates posted in numerous threads, I found this info:

(707) 306-3346 is a Robocall
This message is solely for Roger Clary. My name is Stephen McKinley. I'm with the legal offices of GFN and Associates. We've been retained. We are handling several violations under your name and social. If you would like to settle this matter before we seek appropriate relief, before any proper jurisdiction at all, I strongly suggest you or your legal representing party return a call immediately upon receipt of this message. My toll free number is 800-748-8163.
DATE BLOCKED
April 23, 2024

800-748-8163  is Lyrad Debt Solutions
2274 Salem Rd, SE Ste. 106-1767 Conyers, GA 30013  (PostNet)

I just recently started getting this number calling
866.315.7559 And from  (909) 352-5853 I let it go to voicemail and they left the name Richard so I looked up the number and gave me his full name and address Richard Ruehle is the callers name