866-399-1719

I did then they mailed me a letter from SAR & Associates ? saying i owe them $1450 they use to call from a different number these people are scammers trying to get money. the letter has a Florida address that belongs to someone else postage paid out of Saint Paul MS. I had them reported they are being investigated. they also have a so called fax number 3055938830 that came back as a cell phone

Scammers

Who  do  you  report  this  to  ?

What is the address on the letter?

Please read the following carefully as this is a new criminal enterprise trying to extort money from people:
SAR & ASSOCIATES POSSIBLY ASSOCIATED WITH STUDENT AID CENTER
Posted in:  https://800notes.com/Phone.aspx/1-866-399-1719
https://800notes.com/Phone.aspx/1-888-310-9738/7
Web site gives an alleged address:  http://sarandassociates.org/contact.html
BBB lists an SAR & Associates as being a debt relief company:  http://www.bbb.org/south-east-florida/busines ... ion-fl-90299686
The address on the web site comes back to a company called the Student Aid Center:  http://www.studentaidcenter.org/contact.php
Which has a bad review on their BBB page with an F rating, an alert about a pattern of complaints, totaling 195 and 14 negative reviews:  http://www.bbb.org/south-east-florida/busines ... ral-fl-90084328#
Now the important part is the last name of the co president, Alvarez.
Sunbiz. Org information on Student Aid Center:
STUDENT AID CENTER, INC.
Filing Information
Document NumberP13000030956 FEI/EIN Number46-2453199 Date Filed04/04/2013 Effective Date04/04/2013 StateFL StatusACTIVE Last EventAMENDMENT Event Date Filed12/10/2014 Event Effective DateNONE
Principal Address
2500 NW 79TH AVE.
SUITE 190
DORAL, FL 33122

Changed: 12/10/2014
Mailing Address
2500 NW 79TH AVE.
SUITE 190
DORAL, FL 33122

Changed: 12/10/2014
Registered Agent Name & Address FERNANDEZ-MORIS, RAMIRO
2500 NW 79TH AVE.
SUITE 190
DORAL, FL 33122

Address Changed: 12/10/2014
Officer/Director Detail Name & Address

Title President

MORIS, RAMIRO
2500 NW 79TH AVE.
SUITE 190
DORAL, FL 33122

Title President

ALVAREZ, DAMIEN
2500 NW 79TH AVE
SUITE 190
DORAL, FL 33122

Sunbiz.org has four SAR & associates, but here is one with the principal having the same last name as the Alvarez listed in Student aid Center:
S.A.R & ASSOCIATES, LLC
Filing Information
Document NumberL15000148080 FEI/EIN NumberNONE Date Filed08/28/2015 Effective Date08/28/2015 StateFL StatusINACTIVE Last EventVOLUNTARY DISSOLUTION Event Date Filed09/25/2015 Event Effective DateNONE
Principal Address
8201 PETERS ROAD
SUITE 1000
FORT LAUDERDALE, FL 33324
Mailing Address
8201 PETERS ROAD
SUITE 1000
FORT LAUDERDALE, FL 33324
Registered Agent Name & Address ALVAREZ, ALAN
8201 PETERS RD
SUITE 1000
FORT LAUDERDALE, FL 33324
Authorized Person(s) Detail Name & Address

Title MGR

ALVAREZ, ALAN
8201 PETERS RD, SUITE 1000
FORT LAUDERDALE, FL 33324

This site lists them as active even though Sunbiz does not:  http://florida.intercreditreport.com/company/ ... lc-l15000148080

Florida office of Financial Regulation has no listing for them as required by Florida law to be a debt collector.
It seems they send the same letter and amount to everyone.  Other complaints:
http://www.ripoffreport.com/r/Sar-Associates/Plantation-Florida/Sar-Associates-The-company-sent-me-a-threatening-lawsuit-letter-stating-I-owe-them-1450-1264940
http://www.ripoffreport.com/r/sar-associates/plantation-florida-33324/sar-associates-said-the-are-representing-lts-management-they-say-i-owe-them-money-i-d-1264798
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php
Also file a complaint with the Florida AG’s Office:  http://myfloridalegal.com/
http://www.flofr.com/StaticPages/FileAComplaint.htm

8201 PETERS RD, SUITE 1000
P:ANTATION , FL 33324

Funny thing is I got a letter that said I owe the same amount of money.  They "claim" from a payday loan I took out in 2012 which is false.    No web site seems fishy to me

Funny  thing  is  that  the  threatening  letter  was  dated   Thursdy    October  15  ,   2015
and  it  wasn't  received  in  the  mail  until   Tuesdy    November  3  ,   2015.
I  know  it  was  sent  via   Snail  Mail  ,  but  for  it  to   take   19   days  to  be   delivered  is  insane.

Hello, my husband just received the same letter from "SAR & ASSOCIATES" with a water mark that reads "CONFIDENTIAL" Claiming that he owes $1,450 also!!! They have the original creditor as a "LTS Management". Who LTS is we have no idea. We have never done business with anyone close to that name! It also says that it's about to be processed with a pre-litigation action against him. There was also no website on there.

Received same letter from SAR and Ass saying I owe $1450 and if I don't pay They will file a lawsuit. It is a scam don't pay any attention and don't call back

I got the same exact letter today with the same amount. It's a scam. Report them!!

I got the same letter today and the envelope was barley sealed. It also said I owed $1450. I called them and told them that I was going to check my bank account to see if any funds were deposited on the date they say I supposedly took out a loan.  They said that the bank verified the funds. Sounds very fishy to me

How  can  everybody  owe  the  same  amount  of   $  1,450  ?
Very  fishy.
Definite  scam.

Same letter! Same company LTS! Same amount $1450. Looks like they just did a mass mailing! Do u think these scammers could have at least changed the amount on each letter! Scammers!  Do they really think we don't know how to use google?!

Big A has provided their information above.

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html

Follow the steps in what you need to know:
https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

Letter  is  dated  Thursdy  October  15  ,  2015   and  not  received  until  Tuesdy  November  3  ,  2015.
We  know  the  post  office  snail  mail  is  slow  ,  but  19  days  to  be  delivered  is  ludicrous.
Very  suspect  at  best.

Got letter as well from Plantation FL
Owe $1450 but will settle for $450.
Checked them out real big scam 💝

Same thing pay day loan ????

Oddly enough, that address belongs to an attorney called:
Wendell T. Locke
Locke Law, PA.
8201 Peters Road, Suite 1000
Plantation, Florida 33324
954-382-8858 Telephone
http://www.lockefirm.com/index.php

Their practice is listed as:

• Commercial Litigation
• Personal Injury
• Wrongful Death
• Health Care discipline defense before licensing boards
• Employment
• Civil Rights
• Criminal

No mention of their services as "collectors".

Was the letter addressed as 8201 Peters Road, Suite 1000 Plantation, Florida 33324, but under another company name and phone number to call?
If so, Locke my be interested in going after a scammer using their business address.

Same letter same amount 1450.00