866-784-3994

6Am. Rude loudd

What did they say

They called my mother and told her a claim has been filed against my name and that I needed to call them back and ask for extension 325.

Who are these people?

call making threats taking me to court statong last 4 digit of my social dnt know who are these people, but what I do know debt collect dont make threats. The person hesitate before leaving a message as if he was reading from a script.

They just called me stating they had my social security number and bank account information. I was left a voice message stating that Katie Monroe with Legal Outsourcing Department of NPS Associates received information to file a Civil Action Suit against me and that if I want to resolve this voluntarily I need to call the number above at ext. 527 and give them a statement. Well..I'm not calling.

katie monroe called my place of employment and spoke with one of the receptionists and asked her to verify my ss#. Are they allowed to just give out my ss# like that?

I got the same message at my parents house this am, only a different extension. Not calling either

I received a call from 'Michael Phillips' for an "NPS" who left a lengthy message on my voicemail about how "file # 0*1*7*" is being processed and my county will be alerted that they are pressing charges for fraud at "close of business today". Woken from a dead sleep, I immediately returned the call with the number provided for contact. I was 'forwarded' immediately after stating my name and reason for calling. (In otherwise, they placed the call on hold for 4 seconds while calling over someone else to talk /I worked at a call center- I know how that works...) Not fully lucid, I attempted to get the man to explain what this was all about. I was run in circles and had the last four of my SS# thrown in my face and a debt I had incurred a year ago. Then the threats began...felony charges, 10,000 dollar fines, and up to ten years in jail. Then I was offered the option to pay a hefty "discount price" that would "save me $200." As soon as I stated I couldn't pay that, the "manager" hung up on me. Huh. How about that...

No such thing as criminal charges for being in debt.  What they did though was against the law by calling you between the hours of 9 pm and 8 am your time.  You narrowly avoided being scammed.  Read the following:
This is a common ploy by criminals attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this,  all for an alleged or nonexistent debt.  They also use the “process server” who calls and claims he is going to serve you, but then says you could avoid it by calling another number.  Now why would a “process server” want to do you, a stranger, a favor, and at the same time not get paid to deliver the papers?

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

Garnishments require a court order which is given only after a judgement has been rendered for the plaintiff in a civil action where all parties are given a chance to make their case.  Bad check wirting is a crime and is handled by public prosecutors and law enforcement.  There's no such thing as  a case against your SS#.  This is a stupid scam.

Serious scammers. They also call themselves NPS. (National Portfolio Services)? Long history on 800notes

Threats of arrest, freezing bank accounts putting a lien on property

Among other things they:

1.Pretend to be lawyers and say they are the litigation attorney for NPS and Associates.
2.Say they work at the direction of the State District Attorney.
3.Say they are is filing a class action against you.
4.Theyll say they are charging with misdemeanors and felonies.
5.Theyll say there are warrants out against you.
6.Theyll impersonate a police officer from your local jurisdiction and say they will arrest you shortly.

Ignore them. Don't return their calls . Don't talk to them. Block their calls. They are little better than extortionists.

Just because a voice on the telephone claims you owe a debt does not mean you owe it
If a voice on the telephone claims you owe a debt:

1.    Demand the person give you his or her name, company name, and address
2.     Demand a debt validation letter by US mail.  E-mail no good.
3.    Do not pay  the collection agent or anyone else a  DIME  until the debt is validated.

Of course they won’t do this, no scammer ever will, so simply block their calls and ignore them.

If they are bothering you,

Report them:

http://www.consumer.ftc.gov/articles/0149-debt-collection

Also contact your local attorney general

If they continue to bother you, and you know you do not owe any money,  tell them that you know this is  a debt scam and that you are making a complaint to the police for extortion.  You might have to yell at the scammer and talk over him or her.  Once you get a copy of the police report and they call you again , just read out the  file number and the name of the PD or Sheriff’s office involved.   Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.

An entry here:  https://800notes.com/Phone.aspx/1-844-373-7843   dated  6-20-2014 suggests that this NPS is in fact PAS

Per records of the Secretary of State of California

PAS LEGAL SERVICES, LLC  (possible AKA  NPS)
Entity Number:    201411810415
Date Filed:    04/24/2014
Status:    ACTIVE
Jurisdiction:    CALIFORNIA
Entity Address:    31915 RANCHO CUCAMONGA RD STE 200-290
Entity City, State, Zip:    TEMECULA CA 92591
Agent for Service of Process:    JUSTIN TRIPLETT
Agent Address:    31915 RANCHO CUCAMONGA RD STE 200-290
Agent City, State, Zip:    TEMECULA CA 92591

Another possible zombie incarnation:  Office of Howard Heingels