866-809-1062

Debt collection

Constant texting that I need to call them about a SPECTRUM matter in an attempt to collect a debt.  Funny thing, SPECTRUM said they nothing about the call!

Saying it’s from Spectrum attempting to collect a debt, I owe nothing.

Text message saying spectrum debt collection

Same - I received multiple text messages from 856-263-2775 stating I have a debt collection matter with MRS Assoc. regarding a Spectrum account. Please call 866-809-1062. I was originally concerned, because I used to have an account with them and thought maybe they didn't log my equipment in correctly (equipment was returned in store). So, I called Spectrum and they said my account was closed a year ago and all things paid and equipment showed returned - account closed.

Got a text message  stating MRS is a debt collector regarding  an account with Spectrum. Call Adam at this number,or speak to any of our account specialists.
 I never had Spectrum!

text says from MRS trying to collect a debt from spectrum. I don't have any debt with spectrum.

I have called Spectrum and complained about being harassed for an account I have NEVER had. I am NOT and will never be a Spectrum customer.

1-866-549-1062  got an email with this number from a fake Amazon saying I purchased an iPhone 13

Please contact mrs at 8668091062 regarding a matter for spectrum mrs is a debt collector.......... Http://portal.Mrsbpo.Com       its horrible they text me 4 times a day. I block the number and a different number with the same pic

A problem with a very easy solution and I have to wonder why you haven't taken advantage of it?

You will need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt, and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two or more federal and state agencies where you should report their criminal activities.

MRS BPO, LLC AKA MRS ASSOCIATES AKA M. R. S ASSOCIATES

As of 6/28/19 website now says they are MRS BPO, LLC. and has no address at all on it when it previously said New Jersey.:  https://www.mrsbpo.com/

BBB gives them an A- with 245 complaints and 13 negative reviews and 1 positive paid for review up from 85 and 4 on 6/28/19, and one obvious paid for positive shill review as of 10/21/2021(BBB previously had removed 7 complaints):  https://www.bbb.org/new-jersey/business-revie ... ll-nj-90025254/

Bloomberg lists the head criminals at this organization:  http://www.bloomberg.com/research/stocks/priv ... ivcapid=4560308

Facebook page has pictures of some of the criminals that work there and as of 6/28/19 has 2 negative employee reviews and 1 victim review:  https://www.facebook.com/pages/M-R-S-Associates/167810066567450

Looks like they have several other offices as well:
http://www.insidearm.com/daily/debt-collectio ... -200-employees/

Bizapedia has this on them in New Jersey:
Company Name:      MRS BPO, L.L.C.

File Number:      0600315153

Filing State:      New Jersey (NJ)

Filing Status:      Unknown

Filing Date:      December 1, 2007

Company Age:      8 Years, 2 Months

Principal Address:               Cherry Hill, NJ 08002

And this on their address:  http://www.bizapedia.com/addresses/1930-OLNEY ... L-NJ-08003.html
Other complaints:
https://answers.yahoo.com/question/index;_ylt ... rs%20associates
http://www.creditinfocenter.com/community/top ... nc-new-to-this/
http://www.ripoffreport.com/reports/directory/mrs-associates
https://complaintwire.org/complaint/xo8BAAAAAAA/mrs-associates
http://www.ripoffreport.com/r/MRS-Associates/Cherry-Hill-New-Jersey/MRS-Associates-Violated-the-Fair-Debt-Collection-Practices-Harassment-Threat-of-unintende-216717
http://mrs-bpo.pissedconsumer.com/
http://www.ripoffreport.com/r/MRS-ASSOCIATES/Cherry-Hill-New-Jersey-08003/MRS-ASSOCIATES-Rude-Call-Center-RepresentativesEven-the-SUPERVISORS-Cherry-Hill-New-Je-476419
http://www.ripoffreport.com/r/MRS-Associates/Cherry-Hill-New-Jersey/MRS-Associates-Violated-the-Fair-Debt-Collection-Practices-Harassment-Threat-of-unintende-216717
http://www.complaintsboard.com/complaints/mrs-associates-false-debt-collection-c668499.html
https://www.consumeraffairs.com/debt/mrs-associates.html
http://ficoforums.myfico.com/t5/Rebuilding-Yo ... es/td-p/4238197
http://www.debtorboards.com/index.php?topic=10616.0

Even the employee reviews are not very good:  http://www.indeed.com/cmp/Mrs-Associates/reviews?fcountry=US

Not only are these employee reviews bad, but it shows the type of people they hire are uneducated:  https://www.glassdoor.com/Reviews/MRS-Associates-Reviews-E262826.htm

Looks like they get sued a whole lot:
http://www.law360.com/cases/4d9b53edadc6825cae000002
https://dockets.justia.com/docket/illinois/ilndce/1:2011cv00545/251811/
http://www.law360.com/cases/5266a85fc819cd0b0700a2ef
http://www.leagle.com/decision/20051491387FSu ... SOCIATES,%20INC.
http://law.justia.com/cases/federal/district- ... 0013/126819/37/
http://law.justia.com/cases/federal/district- ... 2303/307862/31/
https://www.gpo.gov/fdsys/pkg/USCOURTS-mied-2_10-cv-12710/content-detail.html
https://www.gpo.gov/fdsys/pkg/USCOURTS-mnd-0_10-cv-00628
http://www.law360.com/cases/4d31946cae94c2572a000058
http://www.law360.com/cases/4f675fd58e85f74b39000002
https://www.courtlistener.com/opinion/2492686/tromba-v-mrs-associates-inc/
http://www.meislik.com/cases/frias_mrs_associates/

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

Got a text message saying this was Spectrum to collect a debt. Never have I been in debt with Spectrum. This is a scam number. Also they messaged me the same thing using another number as well.

Got a text saying I have a debt with spectrum. I signed into my spectrum account to make sure they have been getting payments. All payments have been accounted for and nothing is late. This is most likely a scammers organization targeted at the elderly.

Why would this necessarily be "targeted at the elderly"?  Don't young people have accounts with this company as well?  I would think that there are probably more young people that might have late payments.

These text messages are not coming from MRS. It’s a scam. So by sending MRS any certified letter is not going to stop the text messages.

Don’t you get it? It’s a scam. MRS is not behind these calls and texts.  Many of the people getting these text messages don’t have a Spectrum acct or are not delinquent.

Quote:

These text messages are not coming from MRS.

Your proof of that is?  Debt collectors are now allowed to text and email thanks to the previous criminal that was in the oval office.  So now either put up or shut up.  Proof.   Proof.  Let us see some proof otherwise you simply look like an employee of this outfit trying to keep their boss from getting sued again.

If you look at the post that I replied to on Jan. 20th, made by No Name, you will see that person provided a link.  That link leads directly back to MRSBPO website.  I can prove that by posting the Whois.com data for that site:  https://www.whois.com/whois/mrsbpo.com

Domain:mrsbpo.com
Registrar:Network Solutions, LLC
Registered On:2010-01-25
Expires On:2023-01-25
Updated On:2021-11-26
Status:clientTransferProhibited
Name Servers:chris.ns.cloudflare.com
dee.ns.cloudflare.com
Registrant Contact
Name:MRS ASSOCIATES
Organization:MRS ASSOCIATES
Street:1930 OLNEY AVE
City:CHERRY HILL
State:NJ
Postal Code:08003-2016
Country:US
Phone:+1.8562071886
Fax:+1.8564861529
Email:email@mrsassociates.com

Since that site does indeed belong to them then you are 100% wrong and I am 100% right since I can actually prove what I said and you have not.