8668735293

Message on answering machine. "This message is for so and so.  If this is not so and so, please delete this message. If this is so and so, please listen to this message in private. There will be a pause....."

Whoever they are my carrier auto blocks as spam

I have gotten 3 anonymous calls from this number.  They don't leave a message so I don't know what the call is about.  When I looked it up on the internet it said it was a debt collector.  Why wouldn't they leave a message if it was legit?

Debt collectors don't leave messages for various legal reasons.

You will need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt, and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two or more federal and state agencies where you should report their criminal activities.

CAVALRY PORTFOLIO SERVICES
Alternate Business Names
Calvary Investments LLC Calvary SPV I, LLC Calvary SPV II, LLC

Web site lists as now being in Connecticut:  http://www.cavalryportfolioservices.com/Locations.aspx

BBB gives them an accredited A rating with 364 complaints and 15 negative reviews as of 2/21/2024:  https://www.bbb.org/us/ct/greenwich/profile/c ... -0111-110077766

Some false advertising and a want ad on their LinkedIn page:  https://www.linkedin.com/company/cavalry-portfolio-services

New York Dept. of State info:
Selected Entity Name: CAVALRY PORTFOLIO SERVICES, LLC
Selected Entity Status Information
Current Entity Name:    CAVALRY PORTFOLIO SERVICES, LLC
DOS ID #:    2809894
Initial DOS Filing Date:    SEPTEMBER 10, 2002
County:    WESTCHESTER
Jurisdiction:    DELAWARE
Entity Type:    FOREIGN LIMITED LIABILITY COMPANY
Current Entity Status:    ACTIVE

Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
CT CORPORATION SYSTEM
111 EIGHTH AVENUE
NEW YORK, NEW YORK, 10011
Registered Agent
CT CORPORATION SYSTEM
111 EIGHTH AVENUE
NEW YORK, NEW YORK, 10011

Minnesota Dept. of Commerce has several licensees on record, none for the New York office:
State     Minnesota
Board     Debt
Inquiry Date     12/10/2015 07:59 PM
CAVALRY PORTFOLIO SERVICES LLC

Business Location Address 4050 E COTTON CENTER BLVD
BLDG 2 STE 20
PHOENIX, Arizona 85040

Business Phone Number 602-667-0128

Fax Phone Number

Licenses
Collection Agency Branch
License Number     Original Issue Date     Status     Effective Date     Expiration Date
20379249     03-20-2003     Active     03-20-2003     06-30-2016
Connecticut Debt Collector License Information  https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/942695

Cavalry Portfolio Services, LLC
NMLS ID:    942695
    Street Address:    1 American Lane
Suite 220
Greenwich, CT 06831
Mailing Address:    1 American Ln
Suite 220
Greenwich, CT 06831
    Phone:    914-347-3440
Toll-Free Number:    Not provided
Fax:    Not provided
    Website:    www.cavalryportfolioservices.com
Email:    kcastagna@cavps.com

Other Trade Names   :    None
Prior Other Trade Names   :    None
Prior Legal Names   :    None
Sponsored MLOs   :    4
Fiscal Year End:    12/31    Formed in:    Delaware, United States    Date Formed:       05/06/2002    Stock Symbol:    None    Business Structure:    Limited Liability Company

Other complaints:
http://www.ripoffreport.com/reports/directory/cavalry-portfolio-services
http://cavalry-portfolio-services.pissedconsumer.com/
http://consumerrecoverynetwork.com/question/c ... ection-lawsuit/
Looks like they get sued a whole lot:
http://edcombs.com/wp-content/uploads/2013/07/Stubbs-v-Cavalry-SPV-I1.pdf
http://www.ademilaw.com/court-grants-prelimin ... io-services-llc
http://consumerfsblog.com/2013/03/fdcpa-decis ... folio-services/
http://law.justia.com/cases/federal/district- ... 00428/90739/40/
http://www.morelaw.com/verdicts/case.asp?n=CJ-2015-1985&s=OK&d=81681
https://www.gpo.gov/fdsys/pkg/USCOURTS-ilnd-1_11-cv-07425/content-detail.html
https://dockets.justia.com/docket/california/casdce/3:2013cv00307/406396/
http://www.leagle.com/decision/In%20FCO%20201 ... SERVICES,%20LLC
http://law.justia.com/cases/georgia/court-of-appeals/2012/a11a2095.html
https://dockets.justia.com/docket/california/casdce/3:2011cv01837/360927/
http://caselaw.findlaw.com/ga-court-of-appeals/1623370.html
http://caselaw.findlaw.com/ga-court-of-appeals/1537719.html\

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter, email, or text (postmarked in the case of a letter) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. Unless they have communicated it to you verbally at the beginning of your conversation. It also must contain the “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this communication must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified. If and when you get that communication you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

Also file a complaint in Connecticut here:  https://portal.ct.gov/DOB/Consumer/Consumer-Complaints/Collection-Agency