866-940-5161

Received a vague voicemail from someone at this number. She said she was looking for X -- which happens to be my name. When I called back they asked for the last 4-digits of my social security. Who in this day and age would be stupid enough to confirm the last 4-digits of their SSN to a person who calls them out of the blue? They say it's required to confirm they are speaking with the correct person. They won't give you any information before hand so you can at least confirm they are not a scammer or fraudster. Idiots!!! This same company called me last year as well multiple times saying letters they sent were being returned. They needed to verify my address, but again they would not talk to me unless they verified the last 4-digits of the SSN.

Medical Debt Collector

You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.47 you ever invested).  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.  Use these web sites to find an attorney in your state:  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

PROFESSIONAL CREDIT SERVICES AKA RAY KLEIN, INC. AKA HAWES FINANCIAL GROUP
Posted in:  https://800notes.com/Phone.aspx/1-866-940-5161
Web site lists them in Washington:  http://www.professionalcredit.com/index.php/contact-us
BBB lists them in Washington as well with an accredited A+ and 69 complaints:  http://www.bbb.org/alaskaoregonwesternwashing ... er-wa-61003348/
Their Facebook page lists them in Oregon, has lots o complaints and pictures of the criminals who work there, I like the one were she said she was a trainee and then in two weeks became a trainer, I can imagine who poorly trained those new crooks are:  https://www.facebook.com/pages/Professional-Credit-Service/162450533780152
Manta lists them in Oregon as well:  http://www.manta.com/c/mmjb4b2/professional-credit-service
Bloomberg lists them in Oregon as well so which state are they really in?  http://www.bloomberg.com/profiles/companies/0 ... it-services-inc
The address on their web site leads to:  http://www.mgma.com/practice-resources/vendor ... financial-group

Oregon Dept. of Finance and Corporate Securities license info (note there is no license for PROFESSIONAL CREDIT SERVICES) :

RAY KLEIN INC
Business Name: PROFESSIONAL CREDIT SERVICE
400 INTERNATIONAL WAY STE 100    Lic Type: Collection Agency    License No: 40020
SPRINGFIELD, OR  97477     Phone: (541) 343-5641     Start Date: 07/01/1981
         Renewal Date: 06/30/2016

Oregon Dept. of State info:
Registry Nbr    Entity Type
Entity Status
Jurisdiction
Registry Date    Next Renewal Date    Renewal Due?
041217-94    ABN    ACT         09-21-2001    09-21-2017
Entity Name    PROFESSIONAL CREDIT SERVICE
Foreign Name
Affidavit?     N

 New Search
    Associated Names
Type    PPB    PRINCIPAL PLACE OF BUSINESS
Addr 1    400 INTERNATIONAL WAY
Addr 2
CSZ    SPRINGFIELD    OR    97477         Country    UNITED STATES OF AMERICA

The Authorized Representative address is the mailing address for this business.
Type    REP    AUTHORIZED REPRESENTATIVE    Start Date    03-21-2006    Resign Date
Name    JOSEPH    R    HAWES
Addr 1    PO BOX 87940
Addr 2
CSZ    VANCOUVER    WA    98684         Country    UNITED STATES OF AMERICA

Type    REG    REGISTRANT
Of Record    090886-18
RAY KLEIN, INC.
Addr 1    12204 SE MILL PLAIN BLVD
Addr 2    SUITE 101
CSZ    VANCOUVER    WA    98684         Country    UNITED STATES OF AMERICA

 New Search
    Name History
Business Entity Name    Name Type
Name Status
Start Date    End Date
PROFESSIONAL CREDIT SERVICE    EN    CUR    09-21-2001

Washington Dept. of State lists Professional as inactive:
UBI Number    601886063
Category    REG
Profit/Nonprofit    Profit
Active/Inactive    Inactive
State of Incorporation    NY
WA Filing Date    06/24/1998
Expiration Date    06/30/2008
Inactive Date    10/01/2008
Duration    Perpetual
RAY KLEIN, INC.

UBI Number    601574127
Category    REG
Profit/Nonprofit    Profit
Active/Inactive    Active
State of Incorporation    WA
WA Filing Date    08/20/1997
Expiration Date    08/31/2016
Inactive Date
Duration    Perpetual
Registered Agent Information
Agent Name    JANE HARDIN
Address    STE 101
12204 SE MILL PLAIN BLVD
City    VANCOUVER
State    WA
ZIP    98684
Special Address Information
Address    PO BOX 87940
City    VANCOUVER
State    WA
Zip    98687

Hawes is listed as inactive also:
HAWES FINANCIAL GROUP, INC

UBI Number    603132198
Category    REG
Profit/Nonprofit    Profit
Active/Inactive    Inactive
State of Incorporation    OR
WA Filing Date    07/28/2011
Expiration Date    07/31/2015
Inactive Date
Duration    Perpetual
Registered Agent Information
Agent Name    JANE HARDIN
Address    12204 SE MILL PLAIN BLVD
STE 101
City    VANCOUVER
State    WA
ZIP    98684
Special Address Information
Address    PO BOX 87940
City    VANCOUVER
State    WA
Zip    98687

Washington Dept. of Revenue has no listing fopr professional but a listing for Ray Klein and also some alternate names they might be using:
Entity name:
RAY KLEIN, INC.
Business name:
PROFESSIONAL CREDIT SERVICE
Entity type:
Profit Corporation
UBI:
601-574-127
Business ID: 001
Location ID: 0002
Status:
To check the status of this company, go to Department of Revenue and
Secretary of State
Location address:
Mailing address:
12204 SE MILL PLAIN BLVD STE 101
VANCOUVER, WA, 98684
PO BOX 87940
VANCOUVER, WA, 98687
View Additional Locations
Endorsements
Endorsements held at this location

Status
Expiration date
First issuance date

2 Rows
Collection Agency
    Active
Aug-31-2016    Nov-13-1997
Vancouver General Business
    Active
Aug-31-2016    Sep-01-1997
Governing People May include governing people not registered with SOS
Governing people
Title

3 Rows
HAWES, JOSEPH    President, Treasurer, Chairman of the Board
MATSON, FLOYD C    Secretary
PURCELL, G SCOTT    Vice President
Registered Trade Names
Registered trade names
Status

First issued

6 Rows
ACCOUNTS RECEIVABLE SYSTEMS    Active        Sep-29-1997
CREDIT INFORMATION SERVICES    Active        Sep-29-1997
HAWES FINANCIAL GROUP    Active        Jan-30-2015
HERO BUSINESS SERVICES    Active        Jan-30-2015
HERO OUTSOURCING    Active        Jan-30-2015
PROFESSIONAL CREDIT SERVICE    Active        Sep-20-1994

Other complaints:
http://www.ripoffreport.com/r/Professional-Credit-Services/Eugene-Oregon-97401/Professional-Credit-Services-Excessive-reporting-of-debts-on-credit-reports-Eugene-Oreg-604250
http://www.yelp.com/biz/professional-credit-service-springfield
About half the employees are unhappy, but I really like the title of the first review:  http://www.indeed.com/cmp/Professional-Credit-Service/reviews
http://ficoforums.myfico.com/t5/Rebuilding-Yo ... FD/td-p/1218711
http://www.creditinfocenter.com/community/top ... credit-service/

Looks like they have been sued:
http://www.leagle.com/decision/2000273107FSup ... SERVICES,%20INC.
http://law.justia.com/cases/federal/district- ... 1856/119477/63/
http://www.leagle.com/decision/In%20FDCO%2020 ... REDIT%20SERVICE

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

Also report them here Washington State:  http://www.dol.wa.gov/business/collectionagency/colrights.html

File report against them in Oregon as well:  https://www4.cbs.state.or.us/exs/dfcs/complai ... on=home.english

Unwanted call to a phone in an assisted living residence.  This number doesn't belong to any friend or family member.

Repeatedly called. No messages left

somehow they repeatedly leave a voicemail once a week but i never get a missed call notification