866-945-6370

From ecmc the number on caller id 651-325-3453.  Wanted me to call back866-945-6370.  I never had a student loan.

I received this call today from a Francesca at ECMC looking to make contact with a Nicole Hurley (?).  I do not have any transactions with ECMC and I am definitely not Nicole Hurley.  I am not calling them back as whoever submitted my phone number to these people deserve to get into a financial bind.

I received a call from Jared at DCMC.  He only gave me a call back number and a reference number.  It was so vague that it seemed suspicious.  I didn't call back.

repeated calls no messages then said to call ECMC  they are a student loan bill collector  I do not have any student loans

I have been receiving several calls at my place of employment from this number and Mike at ECMC. I have never heard of this company before and have no student loans currently. When our secretary asked if he could contact me via e-mail he said no. Today my principal took the message and he said it was a "personal matter".

A voice mail from Mandy left this number to call back. The message was meant for (name), my ex-husband who has passed away. I didn't call back. Very annoying and rude.

Debt collector, so it goes without saying they are annoying and rude.  It appears that they collect student loans so I would suggest that you deal with this.

You need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two agencies where you should report their criminal activities.

ECMC GROUP AKA EDUCATIONAL CREDIT MANAGEMENT CORPORATION AKA PREMIER CREDIT OF NORTH AMERICA, LLC. AKA ZENITH EDUCATION GROUP
Posted in:  https://800notes.com/Phone.aspx/1-916-295-6094
https://800notes.com/Phone.aspx/1-651-221-0037/5
https://800notes.com/Phone.aspx/1-916-295-6098
https://800notes.com/Phone.aspx/1-866-383-9068#p1048993384694665674
https://800notes.com/Phone.aspx/1-844-897-2901/2
https://800notes.com/Phone.aspx/1-800-367-1589/2
https://800notes.com/Phone.aspx/1-866-945-6370

Looks like their use of spoofed phone numbers and illegal tactics attracted the attention of at least one District Attorney:  https://www.co.weld.co.us/assets/C7db0A3BCd90d9508a83.pdf

Web site lists no way to contact them but a web form:  https://www.ecmc.org/borrowers/index.html
http://www.premierecredit.com/About-Us/
http://www.zenith.org/us/origins/
BBB gives them an A+ with 137 complaints and 4 negative reviews:  http://www.bbb.org/minnesota/business-reviews ... ale-mn-20001771
None of the above named entities are licensed to collect debts as required by Minnesota law.  They are not listed with the Dept. of Education as a collection agency or a loan servicer.
Somehow or another they are listed with the Minnesota Dept. of State as a nonprofit:
EDUCATIONAL CREDIT MANAGEMENT CORPORATION
Business Type
Nonprofit Corporation (Domestic)
MN Statute
317A
File Number
1K-330
Home Jurisdiction
Minnesota
Filing Date
03/04/1994
Status
Active / In Good Standing
Renewal Due Date
12/31/2016
Registered Office Address
100 S 5th Str #1075
Mpls, MN 55402
USA
Registered Agent(s)
C T Corporation System, Inc.
President
David L Hawn
1 Imation Place, Building 2
Oakdale, MN 55128
USA
Comments
Corp holds RN-21861

Bloomberg lists the head criminals:  http://www.bloomberg.com/research/stocks/priv ... capId=130199388
And another criminal:  https://consero.com/wendy-badger-chief-compliance-officer-ecmc-group/
Looks like they plan on stealing more money from students through this acquisition:
http://www.huffingtonpost.com/davidhalperin/e ... _b_6193088.html
Other complaints:
https://getoutofdebt.org/90498/ecmc-group-inc-cfpb-complaint-1294448
Eye opening story:  http://www.nytimes.com/2014/01/02/us/loan-mon ... udent-debt.html
Looks like they have been sued:
http://www.law360.com/cases/51fa8e5a78948948c5000001
http://www.lb7.uscourts.gov/documents/12-3592.pdf
http://paoluccibankruptcylaw.com/assets/douglas_wallace_student_loans.pdf


It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

Also file here:  Minnesota:http://mn.gov/commerce/consumers/file-a-complaint/file-a-complaint/

Annie originally called from 651-325-3537 for one of our employees.  Would not tell me what the call was about other than "personal business".

No name comes up- Number on caller ID is 1-608-371-6666. Then a message came on from Mandy saying she is from ECMC and to call 866-945-6370, gave a ref number. Said will be in office till 3:30 central time today.
I have robo call blocker on , so the phone rang once and quit then immediately the second call came in and rang till vm picked up and they left message.So they are getting around call block too.
I looked up the 608 number and apparently lots of people are complaining about it being used to hide other numbers, all of which are scams.

ECMC is supposed to be student Loan company.

Received several calls from 608 area code and then family started receiving calls from 8669456370. All asked for verification of identity and birthdates. This ECAC is not a government agency authorized to make these calls. If you do owe a student loan contact Dept of Education and do not speak to these people.