8669619021

Obviously someone is paying for this number and operating it. Is there a way to prosecute? Clearly a scam to get your ss and maybe other info for those that actually return the call.

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

Creepy Computer Male voice demanding I return his call to verify my ss# etc, same as the above complaints. Calling my cell phone on a daily basis, I just hang up. I wish someone could find where these calls are coming from and shut them down. Very annoying.

Claimed to be a minor when I called the number back and they removed my number from their directory.

Received a call from a very rude idiot (male) calling from 813-319-2194 stating that I had to call him back immediately to 866-961-9021.  Didn't even ask for my name or anything, just started rambling on about something that needed addressed. He stated his name was (unsure of first name) last name was Chandler.  Just another idiot out there with nothing better to do.  Some of us have to work!

just blocked them on my Panasonic phone. The number comes in as the 866 listed but then shows V2171704260002646246
idiots

Just answered the phone and heard the same recording.  A real nut job!   It's hard to believe anyone would take him seriously and waste their time to call him back.  I wounder how many people he rips off?

SOUNDS LIKE SOME AUTOMATED COMPUTERIZED VOICE TO LEAR SOMEONE INTO GIVING THEIR PERSONAL INFORMATION FOR THEIR GAIN!!! PEOPLE SPEND TOO MUCH TIME TRYINF TO SCAM PEOPLE. IF THEY TAKE THE TIME TO INVEST THAT ENERGY INTO SOMETHING LEGAL AND BENEFICIAL IT WOULD MAKE FOR A BETTER SOCIETY???

You obviously do not know the law! It is highly illegal to use the practices you people use including calling someones place of business.

The FDCPA is a federal law that governs the activities and behaviors of debt colletors and debt collection agencies collecting consumer debts. For the most part, its restrictions do not apply to the collection of business debts, nor to creditors collecting their own debts. (Learn more about what types of collectors are subject to the FDCPA.)

The FDCPA limits how, when, and where bill collectors can contact debtors. Many of the rules apply to a debtor's workplace.

You can see from their so called website that they are not legit! Who do these people think they are fooling? Any legal, legitimate website would have information for you to contact them as well as information as to who they are. The info on this website is so vague and there is no way to contact them directly. The reason? If you notice, when they call, they call from a different number every time! Today I got 2 calls within 45 seconds of each other, both times I answered "Fiona McKenzie" was on the line but she was calling from 2 different numbers. This is so it is harder for you to trace them. Pathetic bunch of ingrates!

Ed Chandler's dick is about to be sliced off! LOL

Same thing happened to me just a few moments ago. When I started saying that I was familiar with the scam that's going on with people calling saying that you "owe a outstanding debt", Fiona or Ciona Mckenzie gave the phone to Ed Flournoy. He said a bunch of crap and tried to say that I had a loan with advance America in 2012 ( which I never had a loan ever in my life besides student loans) then he insisted that I had a bank account with Citizens Bank ( which Ive never had in my life). I let him know that I was a victim of identity theft and he wanted me to send over the police report with my info on there to him via fax. This is a scam and I didn't fax over anything because this same thing happened to my cousin and she kicked out over $800 bucks then found out it was a scam and they had to return her money back. She called the BBB on them and her bank also reported them.  She ended up getting her money back. This company is a SCAM!!!!

Whoever is calling with these threats can kiss my white ass.

This is a scam collection agency called PCIH or whatever they go by at that moment. They change the name constantly so we can't figure out who they are. They won't answer any questions about who they are since its a bunch of convicted felons making the calls. Definately a Buffalo, NY type scam collection agency. It appears to be a spinoff of Tobias Boyland aka Bags of Money in Buffalo, NY who was arrested on video on Dateline running a scam collection agency with a bunch of other convicted felons. Google "Bags of Money Buffalo, NY" and read all about it. Don't pay them a dime. When they call immediately offer to do a three way call to your local police or sheriff to report their fraudulent activity and they will shut up. Always tell them you are recording the call for law enforcement whenever they call they call and record the call for law enforcement evidence purposes.

I called the number back. Said they had a complaint and wage garnishment for my husband. Wrong Ss number, wrong address, wrong employee. Guy was nice - guess it can happen when you have a common last name.

these people had my social info what do i do?
I've received calls from a Ms. Jones on a debt that really did exist but was paid 2 yrs ago. She gave me info on the loan company which was Peppercash, this company has contacted my brother, mom and uncle. I spoke with her today & had her give me business info she said JCPH Equity Group
gave me a po box 46791, atlanta ga 31146 address,
physical address: 1117 perimeter center west, atlanta ga 31146
ph#678-869-7806 (direct line)
Again, they have my social sec# what do i do?
They claim they are going to garnish my wages

Per federal law, you should not pay any caller who refuses to mail proof that you owe them money.  Just because someone calls you and says you owe, doesn't make it true.  You already know you paid that money, so this looks like another junk debt buyer or outright scammer - both don't give a flying fig whether you owe money or not - all they care about is scaring people into paying a bogus debt, a debt that's already been paid (in your case) or even a debt that is owed - but not to the caller.  Since they have your SSN, you may want to alert the three credit bureaus (Experian, Equifax, TransUnion) to place fraud alerts on your accounts - do this with your bank accounts also.  Please do also report these losers to your state's Attorney General.  More info about scams here:

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

Also good info at the Consumer Finance Protection Bureau:
http://www.consumerfinance.gov/askcfpb/1699/h ... legitimate.html

BTW, according to the Secretary of State for Georgia, this "business" has a "main office" address of 1117 Perimeter Center West, SANDY SPRINGS, GA 30338.  NOT Atlanta, GA - https://cgov.sos.state.ga.us/Account.aspx/ViewEntityData?entityId=4584441

However, according to http://www.loopnet.com/Listing/14447464/1117- ... est-Atlanta-GA/ - the suite number given to the Secretary of State - N211 - this space is currently available for rent (listing was updated 15 days ago).

If they have your SS#, you need to notify the three credit bureaus to put a fraud watch on your reports.  Also, you need toi go to the IRS site and fill out a form (possibly 14039):  http://www.irs.gov/Individuals/How-Do-You-Rep ... aud-Activity%3F
Now read this, especially at the end:
JCPH Equity Group
No BBB Page.
As was pointed out, the website looks like a 2 year old did it, and conveniently has no physical address on it.
They are registered in Georgia Only.  Here is the information from the Georgia Department of State:
Entity Id 4584441
Key Indicators

Model Type Limited Liability Company Locale Domestic Qualifier None
Business NameJCPH EQUITY GROUP, LLC Registration Date8/13/2012 Entity StatusActive/Compliance Entity Status Date5/06/2014
Foreign Name Date of Organization StateGeorgia Country

________________________________________

Principal Office Address
PRINCIPAL Line1 1117 Perimeter Center West Line2 Suite N211
City Sandy Springs     State Georgia     Zip 30338


________________________________________

Agent
Is non-commercial Registered Agent?Yes NameAlexander Suto
Address

Line1 300 Oak Street Line2 Suite 200
City St. Simmons Island     State Georgia     Zip 31522


I also found this address in a recent filing in Georgia:

JCPH EQUITY GROUP, LLC
1117 Perimeter Center West, Suite N211
Sandy Springs, Georgia   30338
        

Federal law (FDCPA) requires them to send you a letter within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of the date of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
As well as the Georgia State AG’s Office:  http://law.ga.gov/

this man keeps calling asking for my ss #