877-226-7458

(877) 226-7458 this number called me. Did not leave message. I googled it showed it being a camp ?? But number from 2012 from this camp and bridge for kids thing? No fricken idea my guess a spam/scam

They are harassing me

Is this number legit? They just called my work stating that they are from Finmax Smart Capital and that they have been trying to reach me. This is the first I've from them and stating that if I did not settle this, that it would go into legality??? I have never heard from them before this and they would not tell me who they were representing until I verified my ssn. This has me very leary. Can anyone tell me if this is a scam or not?? I googled the number and there isn't enough information that I clarify it.

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

Follow the links in Tamianth's post to learn more.  It appears that this is a new debt collection agency from Florida that is only 7 months old.  I am gathering information on it and will have a further report shortly.  Also, keep in mind that if they do no do the following they have broken the law which makes them nothing more than common criminals:
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

FINMAX SMART CAPITAL
Posted in:  https://800notes.com/Phone.aspx/1-877-226-7458
Web site with alleged contact info (the page comes up blank in Firefox, I had to use IE):  http://www.profinmax.com/#!contact/c24vq
No BBB page as they have only been stealing for 7 months.
Ad looking for thieves to steal money on Craigslist (what actual company advertises for help on Craigslist?):  http://miami.craigslist.org/pbc/csr/5133282043.html
Sunbiz.org info:
Florida Limited Liability Company FINMAX SMART CAPITAL LLC
Filing Information
Document NumberL15000017897 FEI/EIN NumberNONE Date Filed01/29/2015 Effective Date01/29/2015 StateFL StatusACTIVE
Principal Address
990 LYTHAM COURT
WEST PALM BEACH, FL 33411
Mailing Address
990 LYTHAM COURT
WEST PALM BEACH, FL 33411
Registered Agent Name & Address BOIKO, VALERII
990 LYTHAM COURT
WEST PALM BEACH, FL 33411
Authorized Person(s) Detail Name & Address

Title MGR

BOIKO, VALERII
990 LYTHAM COURT
WEST PALM BEACH, FL 33411

The web site lists an address that belongs to a lawyer, but upon further examination, this lawyer changed his address this year.. so the property might have been up for rent.
Florida Office of financial Regulation info:

License Name:    FINMAX SMART CAPITAL LLC
DBA Name:
________________________________________
License Type:    Consumer Collection Agency
Status:    Approved
Status Effective Date:    3/24/2015
Original Date of License:    3/24/2015
License Number:    CCA9903581
License Expiration Date:    12/31/2015
________________________________________
License Main Address:

Street:    3900 WOODLAKE BLVD SUITE 204
City:    GREENACRES
State:    FL
Zip Code:    33463

License Mailing Address:

Street:    3900 WOODLAKE BLVD SUITE 204
City:    GREENACRES
State:    FL
Zip Code:    33463
________________________________________
Phone Number:

Owner’s LinkedIn page:  https://www.linkedin.com/pub/valeriy-boiko/99/84a/496
http://visulate.com/rental/visulate_search.php?CORP_ID=P09000064749
http://www.bizapedia.com/fl/FINMAX-SMART-CAPITAL-LLC.html
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php
Also file a complaint with the Florida AG’s Office:  http://myfloridalegal.com/
And the Florida Dept. of Financial Regulation:  http://www.flofr.com/StaticPages/FileAComplaint.htm

This is a complete scam set up.  DO NOT GIVE THEM ANY PERSONAL INFORMATION AT ALL....EVER.  File a complaint with The Consumer Fraud agency.  Don't VERIFY any information, Don't volunteer any information.  If they call you again, advise them you've contacted the Consumer Fraud Agency and hang up.  They are NOT legit and cannot, by law, contact your employer and they cannot THREATEN you.

They called me from this number and I settled with them. They were pretty affirmative, but I did default on the loan. I am never taking out payday loans again