877-261-0487

Daily messages from Doug Oneil Inc. claim I owe debt which I do not owe.

Daily call and robo-message around noon from number supposedly representing Dyck O'Neal, a collection agency in TX. Caller ID says 972-982-0370, but call back number in message is 877-261-0487. Has the appearance of a scam.

Robo message but when I called 8772610487 it does not work.

A message saying they are a debt collector.. I owe no one...

every weekday @ 2 pm, I get a call about a debt. I owe no one anything. This has been going on for 2 weeks.  Called back on weekend; no one answered. Went to ext 5107; did not leave a msg.

Particularly nasty DC that buys up debt from foreclosed houses.  This is the money left over after the house is sold and didn't bring in enough to pay the mortgage off.  So.  Here is what you need to do:

You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.

DYCK-O’NEAL, INC
Posted in:  https://800notes.com/Phone.aspx/1-469-930-1300
https://800notes.com/Phone.aspx/1-972-661-3744
https://800notes.com/Phone.aspx/1-877-261-0487#p1028696184441821269

Web site gives no physical address but lists their licenses:  http://www.dyckoneal.com/b2c/final/licensinginfo.html
BBB gives them an accredited A+ with 28 complaints:  http://www.bbb.org/dallas/business-reviews/re ... dallas-tx-50203
Bizapedia.com lists a Florida registration indicating they are a Texas corporation and lists the head criminals at this organization:
Company Name:      DYCK-O'NEAL, INC.

File Number:      F03000005990

Filing State:      Florida (FL)

Domestic State:      Texas (TX)

Filing Status:      Active

Filing Date:      November 24, 2003

Company Age:      12 Years, 5 Months

Registered Agent:               C T Corporation System
1200 South Pine Island Road
Plantation, FL 33324

Principal Address:               6060 N Central Expressway
Dallas, TX 75206

Mailing Address:               P.O. Box 601549
Dallas, TX 75360

Company Contacts
VANCE DETWILER

Director

         6060 North Central Expwy
Dallas, TX 75206

BRUCE S NOZICK

President

         6060 N Central Expressway
Dallas, TX 75206

View Nationwide Phone Book Listings For Bruce Nozick

JUDSON PANKEY

Chief Executive Officer

         6060 North Central Expwy
Dallas, TX 75206

View Nationwide Phone Book Listings For Judson Pankey

MARY B RESCH

Coo,

         6060 N Central Expressway
Dallas, TX 75206

View Nationwide Phone Book Listings For Mary Resch

Massachusetts order:  http://www.mass.gov/ocabr/banking-and-finance ... sent-order.html
http://southfloridalawblog.com/dyck-oneal-inc ... gment-lawsuits/
Other complaints:
http://www.avvo.com/legal-answers/i-have-laws ... or-1778223.html
http://www.huffingtonpost.com/2014/10/14/debt ... _n_5981622.html
http://www.loansafe.org/forum/threads/dyck-oneal-settlement.88249/
http://www.fatwallet.com/forums/finance/1419866/
http://www.carltonfields.com/files/Uploads/Do ... -dyck-oneal.pdf

Looks like they have been sued:
http://www.mcglinchey.com/files/uploads/Real_ ... cia-v-ONeal.pdf
http://law.justia.com/cases/federal/district- ... 0249/309598/36/
Looks like they use illegal practices as well:
https://www.facebook.com/events/718147118246585/
http://www.nytimes.com/2014/11/16/business/bo ... d-yet.html?_r=0
http://www.huffingtonpost.com/2014/10/14/debt ... _n_5981622.html

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

I get the same message from the same number almost daily. It's been going on for MONTHS! I do not  have a debt and have never sold a house, as referenced on one of the other replies...