8778001269

I got a call from someone claiming to be from the county court, saying my brother was being served a summons today, and that he had listed my name as a contact.  I told them I live in another state, but would pass the message to my brother.  They gave me the number 877-800-1269, and a case number.  I asked again about where they were calling from and she told me XX County Courts.  I called the number back, and it was answered AFG Associates.  I then called my brother and told him.  He confirmed that he never listed my number with anyone as a contact, and that there is no court action against him.  I called the real county court, and they were very interested to hear that someone was misrepresenting themselves by claiming to be an employee of the court! She said they would investigate it further.  

If you hear from AFG, I encourage you to contact the county court they are claiming to be from (or that county's sheriff's department or county attorney) and report them!

Scammers!  They got me for $1500. Frank Ariano is the supervisor of the office and Jerry Ibarra is the agent that lied to me and violated Fair Debt Act by sharing personal information with my employer. AFG & associates is out of Santa Ana, California their FAX is 714-599-7019.

Copy and paste this link to see their "F" BBB rating.

http://www.la.bbb.org/Business-Report/AFG-and-Associates-100101301

Frank Ariano who I think is in the California office is threatening and rude.  Jerry Ibarra blatantly violated the Fair Debt Act.

If you got scammed by them, call and DISPUTE the charge with your bank or credit card company.  Again, its Affiliated Financial Group in California, I am adding their name to this post so they are easily searchable.

If you have been misled, check out the Fair Debt Collections Act for more information.  Copy and paste this Federal Trade Commission link in your browser to FILE A COMPLAINT against AFG & Associates (AFG phone number is 877-800-1269).  FILE A COMPLAINT below with the FTC:

https://www.ftccomplaintassistant.gov/

You can also file a complaint with the California Attorney General here:

http://ag.ca.gov/contact/complaint_form.php?cmplt=CL

Finally, you can print and mail a complaint form into the Orange County District Attorney.  Go to the link below for that:

http://www.orangecountyda.com/home/index.asp?page=117

Everyone must do this who has been called by these unscrupulous crooks like Frank Ariano and Jerry Ibarra of AFG & Associates in Santa Ana California!

The office manager's name might be Frank Arellano.  He is boarish and directly lies and violates the law.  Beware of Frank and this group of this devious company and their thug employees, including Frank.

OMG..I am so glad I called my mom first because I almost gave Frank Ariallno(sp) $1871.00 because someone in my moms office just had this happen to her 2 weeks. And told me to get his name and where he works and for me to research it..THANK GOD for you all that have posted on here.

I called the  my county clerks office and they had no record of any lawsuit pending or anything of that nature. THerefore, it is 100% a fraudulant company!!! DO not believe anything!!!!

This company is now using the following phone number : 1-855-309-0252
Do not believe these lying [***]. They're going to ruin your life if you let them... You cannot be arrested for not paying a debt.

I think I have found where these [***] are located and I'm going to pay them a visit.

You can too, here's the address:

2321 East 4th Street Suite 449  ,  Santa Ana ,  CA   92705

They keep leaving messages on my answering machine that I am going to be served. Thank God I checked into it before talking with them! I am so sick of scammers!!! THANK ALL OF YOU FOR POSTING!!!

I have been getting the same calls.  They start a 8am in the morning...unknown caller on my cell.  They dont leave a message all the time.  When they do they say I have 48 hours to settle this matter.  They are not allowed by law to threaten people.  And its funny...when they call they are using a written script..because they say the same thing everytime they leave a message...its fraud ..feel for this before...and they started taking more fr4om my card that was agreed upon...they will clean out your bank card.

Cancel your card!! this happened to me they will take out more than you agreed...may clean out your card...

This company is using my company’s phone number illegally, after you have given them your information and you receive a charge my 1-866 number will show up on your bank statement! The address works out to a PO box in a UPS store.

They use the fallowing phone numbers
877-800-1269
855-309-0252
855-309-0253
855-309-0250
909-212-7229
909-212-7231
909-212-7233

I have filled a complaint with the Federal Trade Commission where you can report the scam, the number is 1-877-FTC-HELP, The case number is  38786421

If any one of the poster on here are working for the company AFG & ASSOCIATES, you have selected to use a company’s number that specializes in Data collection and management and we will be finding your real names and be contacting the police!

Russell Florence left me a threatening voice mail warning me that I would be getting served important paperwork next week from two complaints filed against my SS# (the SS# was not verified on message)

If contact could not be not made at my home, they would contact me at my place of employment (shows you how much they don’t know, I am self employed)

Called from 561-693-0159 and left the callback # 1-855-935-3665 and a ref. #

At no point during this aggressive voice mail did he identify his company or any affiliation to another company/individual. After calling both #’s on a Saturday…the first number just rang and rang…the 855 # had a woman’s voice on the VM greeting…only stating “The Claims Department” asking the callers to leave a message and ref. # and the call would be promptly returned….

My question...could my call be tied to the same company??

This Business is not BBB Accredited
Invision Consulting Group, Inc
Find a Location

(954) 779-68003854 LYONS ROAD 209, Coral Springs, FL 33073a.flores@allied-financial.nethttp://www.invision-consulting.com
BBB® Non-Accredited F Rating
On a scale of A+ to F Reason for RatingBBB Ratings System Overview

BBB Accreditation

Invision Consulting Group, Inc is not BBB Accredited.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

To be accredited by BBB, a business must apply for accreditation and BBB must determine that the business meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses must pay a fee for accreditation review/monitoring and for support of BBB services to the public.
Reason for Rating

BBB rating is based on 16 factors. Get the details about the factors considered.

Factors that lowered Invision Consulting Group, Inc's rating include:

  Length of time business has been operating.
  Failure to respond to 2 complaints filed against business.

Customer Complaints SummaryRead complaint details
2 complaints closed with BBB in last 3 years | 2 closed in last 12 months
Complaint Type    Total Closed Complaints
Advertising / Sales Issues    1
Problems with Product / Service    1
Billing / Collection Issues    0
Delivery Issues    0
Guarantee / Warranty Issues    0
Total Closed Complaints     2

Read Complaints | Definitions | BBB Complaint Process | File a Complaint
Customer Reviews Summary Read customer reviews

1 Customer Review Customer Reviews on Invision Consulting Group, Inc
Customer Experience     Total Customer Reviews
Positive Experience     1
Neutral Experience     0
Negative Experience     0
Total Customer Reviews     1 Customer Review

Read Customer Reviews | Submit a Customer Review | See Trends in Customer Reviews on Invision Consulting Group, Inc
Complaint Breakdown by ResolutionAbout Complaint Details
Complaint Resolution Log (2)BBB Closure Definitions
BBB did not receive a response from business (2 complaints)
10/20/2014    Problems with Product / Service | Read Complaint Details

Complaint
My complaint is regarding a contract for charged off accounts and a transaction of $3900 to Invision Consulting Group and Allied Financial Group.
Hello, I am the owner of a collection agency called Dynamic Dedicated Financial Partnerships llc (Dallas, TX). I have done business with a debt seller by the name of ********* ****** with the companies Invision Consulting Group and Allied Financial Group (Coral Springs, FL). I purchased 447 charged off HSBC Retail MasterCard files on 6/24/2014 for $3900.00. I deposited $3600 into Invision consulting group's bank account and he used his company Allied Financial to debit $289.00 from my credit card and $11.00 from my debit card. Per our contract, I would receive the unmasked version of the accounts, which shows all the private information such as social security number, address, etc. Upon receipt of the accounts I realized a number of the columns where missing such as the original store the card is associated with, pay structure, and credit score. Upon the discovery of the missing information, I let **** know and he assured me he would get me the information I paid for. **** never delivered that information. Per our contract within 48 hours, I was to receive the chain of title showing that I own the accounts; I still have yet to receive the chain of title. I was advised that I would receive the media, which are the original contracts upon purchase of the accounts. After the transaction, I was told the media was upon request but when I requested any original contracts, my requests went ignored. **** then advised me he would let me work a file of his older accounts on contingency until he fixed all of the issues that I was having but when I read that contract it would have replaced the original contract which was not the deal. Until this day, ********* ****** has refused to pay me any of the money that he owes me from this deal. He says he was selling the accounts for someone else and they are not answering his calls. He never advised me that he did not own the accounts until after the transaction. I am the sole owner of a growing company and that is why I am just now able to make the complaint. Invision Consulting Group and Allied Financial definitely harmed my company and they are refusing to rectify the situation. Please assist me so other owners will not have to go through the same situation with these companies.

Desired Settlement
I am seeking a full refund for $3900.00. My company is not able to service the accounts without all of the information promised in the contract. We do not even own the accounts without the chain of title. The right thing to do would be to refund us for the purchase.
08/19/2014    Advertising / Sales Issues | Read Complaint Details

Complaint
this is the letter my lawyer sent to **** ******, you can contact my lawyer if needed. This was the draft copy.
July 17, 2014

********* ******

Invision Consulting Group

7351 Wiles Road, Suite ***

Coral Springs, FL XXXXX

Re: Debt Purchase by ****** ***

Dear Mr. ******:

Mr. *** has retained me to contact you regarding his dissatisfaction with a recent purchase from Invision Consulting Group. Mr. *** tells me that he purchased roughly $266,000.00 of consumer debt for $1,650.00. According to Mr. ***, the debt he bought was supposed to be of a 2012 vintage from a creditor known as ************** The debt he ultimately received was from ********** but it was charged off much earlier, some in 2006, opening Mr. *** up to significant liability issues under the Fair Debt Collection Practices Act when he attempted to collect the debt. Mr. *** has also advised me that he purchased the debt based on your advertising it as being fresh with only one prior collector working the file. Your website inventory (last updated on June 23, 2014) seems to indicate same, since the debt purchased was from ************* and the rest of the data appears to line up. I have enclosed a copy for your review.

There are a number of significant issues arising from the age of the debt and the number of collectors who have worked on it. First and foremost, debt charged off before 2009 faces a statute of limitations issue in New York, where it becomes essentially uncollectable after six years barring certain circumstances. Attempts to collect debt from XXXX-XXXX would inherently and immediately expose Mr. *** to FDCPA liability while debts from 2012 would not.

Second, almost 50% of the debt provided originated in Arizona. Mr. *** has advised me that Arizona stopped allowing payday lending in 2010, although debt owed prior to 2010 was still valid. I may be wrong, but my understanding is that ********* is/was a payday lending company. Even if the debt was close to the 2012 vintage that you claimed, collecting that debt could have opened Mr. *** up to significant FDCPA liability if the debt arose from post-2010 payday lending practices in Arizona.

Third, the number of collectors previously working the file has a direct correlation with the toxicity of the file from a liability standpoint. If the file has only been worked by one collector, the likelihood of debtors mistakenly remaining on the list despite having paid in full is significantly lowered. If the file has been worked by a laundry list of collectors, the probability of error increases dramatically. Despite advertising this debt as having been held by only one prior collector, it appears it has been through a number of agencies. Frankly, the debt appears toxic.

Mr. *** purchased debt that was supposed to be of relatively low risk. He received debt that almost invariably would have led to his company being sued under the Fair Debt Collection Practices Act, Telephone Consumer Protection Act, or both.

It appears Mr. *** did not receive what he bargained for in his dealings with your company. I am unsure whether it was a mistake or purposeful misrepresentation, but the fact remains that Mr. *** purchased what he believed to be relatively recent, collectable debt and received debt that is near impossible to collect on. Mr. ***'s business spent time, effort, energy, and resources attempting to collect on the debt, all the while wondering why it was so difficult. Unable to explain the difficulty, Mr. *** looked into the debt and found out what I have detailed above.

His business suffered a significant loss of profit due to this purchase.

Mr. ***'s request is simple. He wants his money back. He paid $1,650.00 for collectable debt and received debt that was very much toxic. His business lost money as a direct result of that debt. Please contact Mr. *** to advise if you will return the purchase price of $1,650.00. If you refuse, I have advised Mr. *** that he may be able to secure both the money he paid and additional lost profits through litigation in New York.I trust you will take time to consider your options. If y

Desired Settlement
I trust you will take time to consider your options. If you wisely elect to return Mr. ***'s money, you can forward payment directly to him at ******* **** ********** ****** **** ******* ***** ******** ** XXXXX.

Thank you for your consideration of this matter. You may contact Mr. *** directly with any questions or if you wish to establish payment arrangements.
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  BBB knows of no significant government actions involving Invision Consulting Group, Inc.

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  Advertising Review

  BBB has nothing to report concerning Invision Consulting Group, Inc's advertising at this time.

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Additional Information
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BBB file opened: 05/05/2014Business started: 05/15/2011
Contact Information
Principal: Mr. Alexander Flores (President)
Related Businesses
Allied Financial Group & Associates, Inc - 7351 Wiles Road, Suite 106, Coral Springs, FL Alexander Flores is also a principal of this company.
Business Category

Collection Agencies
- See more at: http://www.bbb.org/south-east-florida/busines ... h.MkZtDLub.dpufCaller: Allied Financial Group & AssociatesCall Type: Debt Collector

Thid number called my ex of 6 yrs stating that i need to call by 7 or my state nd fed taxes would be would, also that there was a motion going on in court.

Jamie regarding location and tracing efforts to find me and cannot verify where I am. The lady states the law allows "them" to use any and every other resource to do so.