877-861-3758

Just got the same call a guy saying hes gonna serve me with a summons in the next 24 hrs. Bring it on unknown dude.....Im a legal secretary and work for lawyers and they will get you....TRUST ME

I have been threaten by these people. They are so unprofessional.

Same garbage court summons blah blah. Fyi they cant leave you a voice mail to serve you. Documents need to either be hand delivered to you and only you or certified mail. This is just a way to scare you into paying something or making arrangements to pay on a debt whos statute of limitations has expired or will soon expire. discussing it or making arrangements renews the statute. If its your cellphone,  the app "mr number" is stellar at at blocking calls  it will pick up and hang up without a sound  

I've called them upwards of 20 times now, and from what I can tell, they all sit in a room together.  There are about 5 people who answer.  Natalie (who answers "Legal Outsourcing"), Lisa, Brian, Deena, and Richard Bloomingdale.  I will continue to call them, in hopes that they realize how annoying it is to receive pointless calls from someone you don't know who is trying to scam you.  877-861-3758 will hopefully stop once all of their names are all over the internet (granted, they probably aren't real names, but who cares).

I have been calling them for about 45 minutes now...I've gotten all the names, about 3 different company names, and apparently only one of them has a last name.  It's pretty great!

I got the same message they are very rude people!

Got the same call I blocked the # on my home and wireless phone  didn't use my name some rubish about a summons and that they would come to my house or workplace with 24-48 hrs come on get real

Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
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Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing—
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer’s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
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A Collection Agent May Not…

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer’s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector’s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer’s debts with third parties other than the consumer’s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.

It's a total scam.. Always report these callers to the FTC they will do all they can to scare you! Iv been fooled once already and it's the worst feeling ever.. Ever since more and more ppl call saying we owe when it's total bull and thankfully I got all the right info and did my homework.. Need more info visit FTC.gov and also call and report these numbers

I have NO debt and a credit score close to 800 and I am getting ready to sue a debt collector because of all the laws they are breaking trying to collect a debt that is not mine and this has gone on for almost a year. I bet you are a debt collector and that is the reason for your statemwnt

We need to find out their address to report them!!!!

you little b1tc4! This and maybe other companies like it are just full of crap. In fact, I fell for it once, and they promised me I would get confirmation that I paid the debt and also tell me when they reported it to the original creditor. Well guess what, they never got back to me and when I try to call them their phone it is now just busy, no matter when I call and I've been calling them for weeks on end. I called the original creditor and they had no record of me ever taking out a loan with them in the first place. SCAM, SCAM, SCAM!!! And guess what, this company called me about the same loan as the company I can't get a hold of. How about you give me your physical address and I'll show up and we can have a meeting? guess what, I can't even get a physical address out of you sock cuckers, and if I could, I'd show up and we could REALLY talk about who is full of crap. So F off you little b1tc4!

I must be on some "sucka" list, I have been getting calls like this for the past year. No one has ever showed up at my home or work with "legal documentation", ever. They all use the same lines, I'm up to number 30 for how many companies called me. The first one got me scared cause I did not know what was going on, then I did my research. Now I just tell them they better get me that documentation, I'm waiting for it. Nothing, ever! I push and push them and eventually all I get is a PDF in an email with my personal information on it, some account number, bank name, original creditor name and their letterhead. Sorry, not good enough, if they own the debt they would have the original paperwork proving I took out a loan. They will refuse to send it via. snail mail because that would be traceable. Any legit debt collector is going to contact you via. US mail and give you a chance to dispute it within 30 days. FYI: I called the original creditor and they did not have any record of me having a loan with them. They have to keep a record of who they sold the debt too as well.

just change your phone number.....
Here's something even better "CALL BLOCK"

Fraudulent junk debt collector. Clear violations of the FDCPA with threats of legal action in their initial call. They may have obtained your information from applying for a payday loan, or working with a pay-here car dealership, or they may be buying old junk debt that's past its statute of limitations.

I received a call from 844-309-1271, Christopher Stone. Some other names this business seems to be using:

JMK & Associates
http://www.jmkassociates.com/
http://www.bbb.org/chicago/business-reviews/c ... ago-il-88605208
BBB page reports that mail sent to their PO box was returned.

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