8778643526

Only way the can garnish ur wages unless u get a court jugement against u.

okay first we are not allowed to give out anymore info that MCM. Because if we say Midland Credit Management then you know it is about a debt and we are giving out info we cant disclose to a third party. we have laws we have to follow. Why would you want to know what the call is about if it is for your roommate?

Okay we are allowed to give info out to your husband. We are a debt collection company not the original creditor. So we can give the info to you spouse and work out arrangements with them.

I would call back. Midland is rated one of the highest with working with people. We have become very customer service based. Ignoring it is not going to make it go away it is only going to get worse for you. WE have several options available for payment arrangements.

riiiiiight.
What BS

Annoyed says on 2 Feb 2010 that MCM is calling about a Citibank card that her husband never had so THIS IS A SCAM. Scammers are using bought/hacked loan application data to extort payments for fictitious debts from victims and victims' families and friends.
The FBI warns about payday loan extortion scams here http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710 
The BBB has issued several alerts on this scam, just google "bbb.org alert phony debt collector"
Report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG, as appropriate.

Annoyed says on 2 Feb 2010 that MCM is calling about a Citibank card that her husband never had so THIS IS A SCAM. Scammers are using bought/hacked loan application data to extort payments for fictitious debts from victims and victims' families and friends.
The FBI warns about payday loan extortion scams here http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710 
The BBB has issued several alerts on this scam, just google "bbb.org alert phony debt collector"
Report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG, as appropriate.

Annoyed says on 2 Feb 2010 that MCM is calling about a Citibank card that her husband never had so THIS IS A SCAM. Scammers are using bought/hacked loan application data to extort payments for fictitious debts from victims and victims' families and friends.
The FBI warns about payday loan extortion scams here http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710 
The BBB has issued several alerts on this scam, just google "bbb.org alert phony debt collector"
Report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG, as appropriate.

Annoyed says on 2 Feb 2010 that MCM is calling about a Citibank card that her husband never had so THIS IS A SCAM. Scammers are using bought/hacked loan application data to extort payments for fictitious debts from victims and victims' families and friends.
The FBI warns about payday loan extortion scams here http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710 
The BBB has issued several alerts on this scam, just google "bbb.org alert phony debt collector"
Report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG, as appropriate.

y would anybody call you back when the information you have is either irrelavant or incomplete?? You guys are as dumb as anybody I know, MCM won't Debt validate and when we finally get something back its just a settlement offer!!  I have disputed it costantly and it always comes back verified when alll it is is just a check to see if the address is the same then its "verified", when you have to provide proper proof, signed contracts, with the persons signature with the original contract. MCM has had many lawsuits brought against them and have lost because of harrassing phone calls, threats, and having people that have no first hand knowledge of the account signing false affidavits, MCM needs to be shut down along with all the abusive collection people that call!!

I recently read a great way to stop these idiotic calls. I've had calls from every bank, CU, visa, MC etc asking for some woman named "Tina Fox" and they never stop. (apparently she's using my telephone number)

So I hunted for other peoples solutions.

The best was "I bought an airhorn at the sporting goods store, and now every time these duma**es call me, I blow the air horn into the phone. They didn't stop all at once, but eventually they all stopped calling me!!"

So the next time you're at Dick's or some such place, buy an airhorn, they will stop, sooner or later.

:-)

I get 3 or 4 calls everyday which show up as "out of area" and when I answer they always ask for someone else.  The last call I answered, I asked who was calling and the woman said "MCM' when I asked what they wanted with 'John' she said it was personal business so I don't know if it was for debt collection.  I informed her that I was on the do not call list and that I was tired of getting calls everyday asking for someone else and that I wanted my number taken off the list and that I was going to report them.  Apparently she didn't know that I didn't even have the number and she hung up immediately and (so far) I haven't received any more calls today.

Constant calls all times of the day, very harassing behaviors

check the statute of limitations in your state.  I got burned by midland recently on a debt from 1997.  
The limit in Florida is 5 years on credit cards and open ended accounts.

Don't let this happen to you.  Ask about the date of last activity on the account.  

They buy old accounts for pennies on the dollar and try to collect 1/2 of it.  

They called me a week later for another account and I offered them 1/3 of the original amount owed,  which I feel is fair because the original creditor wrote it off,  the lady said she didnt know where I got my info,  so I
told her I knew all her tricks and would give her 1/3 only,  take it or leave it.

Private number, only allowing me to know the company name as MCM. Spoke in broken english and refused to give the full company name. He stated that once the party he was requesting to speak to, only then he would give the full name of the company. I have never heard of this person and have had this number for over a year. Such BS that upsets our day to have our phones continue to ring and with little information for an unknown person.

Added to the above statement...I'm sure this has something to do with Facebook. Scams, identity issues, credit card issues, the list goes on and on.

Same thing is happening to me and I'm only 22 idk what to do?

Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/
https://esupport.fcc.gov/ccmsforms/form1088.action
https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2

Report Extortion Scam: 1-877-792-2873

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing—
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer’s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
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A Collection Agent May Not…

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer’s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector’s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer’s debts with third parties other than the consumer’s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.

Send in your complaints to The Internet Crime Complaint Center (IC3)

The Internet Crime Complaint Center (IC3) is a partnership between the Federal Bureau of Investigation (FBI) and the National White Collar Crime Center (NW3C).

Contact IC3: http://www.ic3.gov/contact/default.aspx
File a complaint: http://www.ic3.gov/complaint/default.aspx
Frequently asked questions: http://www.ic3.gov/faq/default.aspx

If you think your life is in danger, contact your local or state police immediately!

If you don't come forward and complaint, government won't be able to find these criminals and they would continue scamming and fooling innocents. Help the society.

they keep calling my phone all hours. i called back they pulled my number and was looking for some maria and carlos. then asked them to take my number off the list. they said ok then 10 mins later called back and asked fro me they have pulled my info from years ago and tried to get more info. I told them that they just calle me and that they were looking for someone else so they need to get their [***] togeather and stop harrasing me and hung up.