877-864-3526

If you work for Midland Credit Management, then you most likely have enough funds to take a decent English language class.  Please learn how to write properly, speak properly and use proper punctuation.  A company that is operating under proper legal guidelines hires only those employees who know how to answer questions, explain the situation in a simple manner and are reasonable people.  The people I have dealt with at your "company" either do not know how to transfer a call to a manager, hang up when a question is too difficult to respond to and are completely illiterate.  I am being accused of taking out a credit card several years ago and when I asked MCM who the original creditor was and to please provide copies of the supposed charges, I was told that "we don't have to do this".  I was also informed that MCM has "no idea" where the original charges stemmed from.  This is crazy!!!!  MCM is constantly harassing my housemates and refuses to provide back-up documentation.  Until you provide what I need, you obviously will receive nothing. When I write a letter asking you to provide proof, you have to submit it. If not, well, I guess YOU are out of luck!!

You absolutely CANNOT talk to a spouse until they too are on the actual account as a signer.  If you are talking to spouses that are not signers, then you are breaking the law.  Honestly, how stupid do you think we are?

Why don't you re-read the response you just gave? It does not sound very customer oriented to me!  Sounds pretty threatening, actually!