877-906-7972

Yea....it's RFA aka Reliant Financial Associates of 501 N Golden Circle Drive - Suite 210
Santa Ana CA  92705.  They are scam zombie debt collectors.  Google this number 866-764-9779 to read all about them and their illegal ways (spoofing caller ID of your local law enforcement, pretending to be lawyers, claiming to have filed a lawsuit against, threatening to embarass you by showing up at your work).    

They hope you'll be scared enough to give them your debit card and make a payment on your expired debt - which effectively starts the clock running again.  Don't do it...don't fall for them.  

They are required by federal law to VALIDATE your debt in writing.  They never will/do.

They called me yesterday with a threatening phone call; Andrew Taylor, as he said his name was, was telling me that someone had filed a complaint against me and that he was a litigator. He also said that if I choose to set up a payment plan with him, he would help me get the BEST payment option available. He literally demanded my debit card information from me. This is a scam! As the person said prior to me, the try and collect on old debts, and once one makes even $0.50 payment, it will reactivate the debt again, therefore making the debt active for another 4 or 5 years, depending on your state's statute of limitation (SOL) and legal to collect on. Andrew Taylor has also said that they would garnish my wages, and on top of everything, was able to tell me about my entire life history! I have spent the 24 hours researching these "people" and this is what I have found. Click on the link below and see what I was able to research; it's shocking. Please do not pay whatever he says you owe. If you feel that you are being harassed, file a complaint with the Federal Trade Commission and do not answer the call.

https://800notes.com/Phone.aspx/1-866-764-9779/3.

Good Luck.

I got a call from a number saiding it was the law infrocement an d when speaking to the person ,he  gave m did e this number. The lady on the phone said i had a debt from 1999 and that i was going to serve paper on 04-15-20011 and that i could set up a settlement through her.I did gave her my bank and my debit card number and e-mail nunber. She immediately taken $500.00 dollars out of my account and she promise to send a receipt and confirmation two hours later she haven"t.

yes, it seems they are targeting the illiterate.

Why would law enforcement CALL you about a DEBT??? LOL sounds dumb because it is. NEVER give your info out to random people calling you. Do your homework first. and dont be scared into giving up personal info. SMH

OH MY GOD THIS EXACT ANDREW CALLED ME AND I DID GIVE HIM MY DEBIT NUMBER AND NAME OF BANK AND HARRASSED AND THREATENED ME ITS A CREDIT CARD THEY CAN NOT DO THIS RITE?

I spoke to the once and left pretended to not be me. i asked what company is this, "its a lawfirm" ummmm which one? what name?? I know for a fact my credit is great, I have no debts, I pay my cc card every month. these people can screw off

I Paid them what they asked and the debt fell off my cbr. they did what they told me they were going to do.
The only strange thing i encountered was i never could get their debt validation papers, but i knew it was on there because i pulled my credit report just days before they called. i wanted to be sure they had the right to my unpaid account

Stop any calls from this number!!  thanks

Your full of BS johnathen.  real people don't talk like that - the debt "fell off my cbr"   Only debt collectors talk like that.   Your one of em.

Legit collectors per section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf *must* tell you at initial contact, or send you paperwork within 5 days of initial contact, the following:
1. $amount of debt,
2. name of the current creditor (which may differ from the original creditor who might have sold your debt),
3. a statement that that debt will be assumed to be valid unless you dispute in writing within 30 days,
4. a statement that that if you do dispute in writing within 30 days, the collector must mail you written verification of the debt,
5. a statement that if you ask the collector in writing within 30 days, the collector must send you the name and address of the original creditor if it's different from the current creditor.
If you don't get the 5 disclosures, orally or in writing (you do not have to ask for them, the FDCPA requires collectors to provide them), treat the collector like you would any SCAMMER.
Has the statute of limitations for your state http://www.fair-debt-collection.com/SOL-by-State.html expired on your debt? If expired, don't pay.
Collectors generally have to be licensed by your state to practise (collect debt) in your state and you can find out by calling your state Attorney Generals Office. Ask if a license is required and does this collector have one. If not licensed, don't pay and file a complaint.
Be aware that scammers are using bought/hacked/phished loan application data to extort payments for fictitious debts from victims and victims' families and friends.
The FBI warns about payday loan extortion scams here http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710 
The BBB has issued several alerts on this scam, just google "bbb.org alert phony debt collector"
Report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG, as appropriate.

Global AG, LLC aka RFA

$10 Million Award In ‘Spoofing’ Case

http://theintelligencer.net/page/content.deta ... se.html?nav=515

Someone Needs to Pay For This One

http://www.theintelligencer.net/page/content.detail/id/557911.html

Global AG, LLC aka RFA

$10 Million Award In ‘Spoofing’ Case

http://theintelligencer.net/page/content.deta ... se.html?nav=515

Someone Needs to Pay For This One

http://www.theintelligencer.net/page/content.detail/id/557911.html