888-231-8060

They also look up deaths in the newspaper and contact you. They say there is a debt they want to be paid for that was old credit card. It never existed. I can harass them just as much as they harass me. These people should be treated as terrorists to homeland security . There is no purpose to their existence what so ever.

Learn this and know it then use it against those who would attempt to screw over people who have just suffered a tragedy. If a relative dies and you start getting calls for collections for that person tell them to take it to probate court. By law only the estate of the deceased is responsible for the debts of the deceased. If they dont file a claim within the time set forth by the probate court they are FOREVER barred from collecting it. And they cant collect from anyone except the estate or possibly a spouse. So tell them to pound sand!!!

This message is for JB... YOU SUCK!!!!!!!! Be a REAL man and tell us the TRUTH - you know you are with Marino and Woods... You should be more worried about the escort service you guys are running and the FBI... Don't say I didn't warn you!!!  You guys are going down!!!!!

HAVE AN AWESOME DAY!!!!!!!!

Just today I received a VM from a Larry Stevens at TRF Financial, you can see the complete call notes on https://800notes.com/Area-Code.aspx/1-716 I am replying to your msg as I noticed that you were contacted by a Mr Tinsdale and I was told that the person I was talking to worked for a Russell Tinsdale, however the company names are different but we are having the same results! I also found this site by simply googling "Russel Tinsdale" coincidence? I think NOT! Good luck with your situation, I'm taking this as far as I can!

Clearly you're a scumbag who preys upon people by trying to collect on debts that are beyond the SOL, not valid, not belonging to the person you have named on the account...

It must make you crazy knowing that regular people are not scared of you.  That you have NO power what-so-ever and by now you have probably proven to yourself and the rest of the world that you could not embark upon a legitimate career.  Once a con man-always a con man.  Bet your Mother is PROUD of the piece of crap she gave birth to and raised.  What an accomplishment on her part.

These guys are complete piles of dog crap!  I have some debt, but I've never had to deal with these guys, sure would love to though.

Moreno and Woods contacted me threatening me with jail over a 300 dollar credit card. They wanted me to wire them 3000.00.. that included all the late fees and over the limit fees. I called my credit card company today and it was turned over to collections but not to Moreno and Woods. A guy named Russell Tisdale told me he was filing a civil suit against me. He said if I didnt get it taken care of he was taking me to court. I checked out their site and my 10 year old neice could make a better site than that. I told him I was thinking about getting my bills consolidated and he said my credit card company didnt work with consolidaters. Be careful people!

Well put. Could not have said it better. I heard about a lady in arkansas that is going to find where this place exists in webster , ny. Evediently federal authorities not doing enough. Something about surveilance on the people there. If something happens they will probably try to blame me since i post alot of negative cr@p about them. What can i say they tried to scam me. I dont have nothing for them and dont care if anything did happen to them either. They are not legitimat collectors, just con artists.

...against them.  There are enough people being harrassed by these vermin that a legitimate suit could be filed.  The stories about how the collectors from M & W (M&Z) have threatened people are consistant and show that this is how they conduct their debt collection practices.  

Maybe we should go 'pro-active'?

How can you file a class action suit if they have no CLASS. They need to be verbly abused every day. Calling them on their phone lines. No law exists that says we cant abuse them. I had local police department call several times to identify persons working there.

Moreno and Woods are linked to the notorious:

The Law Firm of Kingman, Cole and Associates
(716) 689-4269.
They are working out of a UPS postal box,
address: 6558 4th Section Rd #321; Brockport, NY 14420.
MARSHALL And  ZIOLKOWSKI ENTERPRISE, LLC (Aka/MAZE)
Consumer Alert! (January 21, 2008)

The judgments against Marshall & Ziolkowski are piling up faster than a Buffalo blizzard; now word reaches us that they are changing their name to avoid paying judgments that reportedly top more than $150,0000.

These Deadbeat Debt Collectors have thousands in judgments for violating consumer rights, and state and federal law. Save your money, these con men may not outlast the Buffalo snow. Don’t buy their lies and scam, they may be joining the LONG list of Buffalo, NY collectors who have been sued into insolvency that is associated with this group of criminal debt collectors.
 
CV 07-534 BB/LFG - Federal Judge Grants Judgment Against MAZE for $93,000 plus for violating consumer rights. Suit named Bohn, MacKinnon, Carl Steinbrenner and First American Investment, aka Giove Law

NOW OPERATING AS

Kingman Cole & Associates, LLC
6558 4th Section Rd #321 (UPS Store)
Brockport, NY 14420
Ph: 866-345-4590
Fax: 716-635-6192
"Toll Free Service"  800-690-6293
866-236-4190         716-635-6190

716-635-6187         716-635-6180

716-635-6181         716-635-6182

716-635-6183         716-635-6184  

We warned you MAZE is a Scam. Don't send them any money. They will only use it to pay their judgment or open a business under another name.

http://www.budhibbs.com/debtcollectorpages/marshall_ziolkowski.htm

http://www.debtconsolidationcare.com/creditors-information/moreno-woods.html

Well done Alfalfa, well done. Still a very stupid gesture needs to be done on their part. Notice they are not taking part on this web site anymore. A new victim. Good.

...what else do they have to do while they sit on their drug addled @sses all day trying to collect money illegally?  I'd have to think that many of the people contacted and threatened by them have figured out the scam and just laugh at them.

I've always been a firm believer in Karma.  What goes around, comes around.  I would just love to have a front row seat at the 'collection agency' that will undoubtly be hounding M&Z, M&W, Cole and Assoc., for them judgements awarded by the courts.  I honestly would feel bad if they have children that would be affected, but they made their choices and they will have to reap what they sowed.

Karma does come back to people who don't pay there bills also?????   keep that in mind for a mental note.  Don't get mad at me though because I learned my lesson.   I tried to get a house and they laughed at me.  Everything comes back in the long run

so obviously the lawsuits filed against them were not legitimate either or else if they were so bad and had all these judgements how would they be able to keep a credit cards acces liscense or even afford to stay in business?          hmmmmm looks like there are some people that would rather blame some one else for there indebtness insted of using common since and just paying there bills when they are due

the only victims are the companies who actually extend credit to deadbeats who have no intentions on paying

why would you give them your account number if you didnt owe the money?......sounds like someone else is trying to scumbag their way out of debt

I had some items on my credit that were way past the SOL, some were NOT even my accounts.  Research and some work got the items removed.  My credit is great (it took about 6 months to straighten it out) and I just got a mortgage for a house.  

The biggest mistake a person can make is NOT getting copies of their credit report.  I never bothered and I was shocked at what was on my report.  I found out that at one time (not sure if they still do it) some of these credit card banks would just send a credit card to you and all that needed to be done was activating it by calling a number ON the card and reciting a code that was also ON the card!  Depending upon what type of area a person lives in, ANYONE can take mail and activate credit cards.  These credit offers had come in bulk (NOT REQUESTED) after I had taken out a loan at a bank.  I guess some of these places just look for people who have credit and send them stuff.  I still don't have a credit card--NEVER have.  I also made sure I got Fraud Protection on my credit so that no one else can apply for credit lines in my name.

So the Karma thing--I refuse to pay for things I DO NOT OWE.  I alos refuse to pay off some leech that thinks he/she can mess up MY GOOD CREDIT because they think they can.  If that brings me bad Karma, I guess I'll enjoy it while I'm living in my new house.  (And it's soooo beautiful!  I just love this house!)  Karma and collection agents be damned!  No one will ever threaten what I have worked hard to achieve.  Especially when the debt they say I owe is NOT mine.

Lawsuits take a long time to settle or go to trial. Give it time and these scumbags will be brought to justice.

The only victims here are the people being harassed by dishonest collection agencies who lack the proof of the alleged debt. Everytime a company extends credit they are taking a risk. If that risk pays off they get paid. If it doesnt they lose. PERIOD. People here are asserting their rights according to the law. If you dont like the law then try to change it. And BTW most companies or original creditors write off their bad debts for a tax deduction after 180 days. The only debts that collection agencies usually get are debts written off by the OC which they buy for pennies on the dollar and hope to make a fortune from. Then they violate every law in the book but call you a deadbeat if you assert your rights. Does this seem right Mister Collector?