888-312-0848

Dennis,

It's none of the dead beat's concern. The only say so they had in the matter was when & how to use the original credit line and to make their payments. Once they stiffed their credit lender, they ceased to have any opinion or involvement in the debt (other than to pay it). As to what the lender does with their debt, it's none of the dead beat's business, period. The debt buyer has all right and title to the debt and can do whatever the law allows in collecting the debt.

SO, PLEASE, SHOVE YOUR BAD ADVICE WHERE YOUR MOTHER LIVES.

So I took this idiots advise and did what he said. I ended up sued with my wages attached. Anyway, I've been trying to get information from this guy and guys like him so I could see what became of all this "ACTION" they were taking against these so called scammers.

Guess what?

NOTHING, all this talk was just that. These companies are the scammers as they want our money to go after the Blooms but guess what? They take our $ and don't do DICK!

Ernie, his mother, father, sister and son were all inducted into the Baseball Hall of Fame.........


MOST BALLS TO BOUNCE OFF THEIR TAINTS!

Joe, you must be the guy who owns Bloom Financial.
As a professional collector and agency owner, I know and you know that you are violating the laws.
You can not give out 3rd party information.  You can not misrepresent yourself either.  You can not lie to others to get information from them. Surely implying that you work for a Sheriffs dept is cause for a lawsuit right there.  I came to this site because Bloom Financial is up to its old tricks again with a friend of mine.  Same thing, claiming he has a judgment against him when he was never sued, also telling this information to 3rd party's, he did not notify the "Debtor" in his first notice of the Rosenthal  fair debt collection practices Act which is required by law in the state of California.  I could go on and on but it only makes me more angry to see someone abusing the collection industry like this.  
People like this need to be dealt with so please contact the FCC or Consumer affairs office in your state.
Don't let bullies ruin the industry while so many of us just want to help consumers.

Randy,

They purchased the account for pennies on the dollar.  Most of the files or accounts that they are purchasing are already out of statues anyways.  The original creditor wrote it off years prior and was given a tax break for it. So they cant threaten to do something that they  have no intention of doing.  
I believe that people should pay their bills, but two wrongs do not make it right.  Some people on here think they got a deal.  Good for you.  Not so good for those that were threatened or harassed or had their rights violated. File a complaint with the FTC.  www.ftc.gov.

I happen to be a former employee of Bloom. "A Bill Collector" is one of the managers and here's the scam. Once a month he or one of the other "manager" trolls the web pretending to have the "real" skinny on Bloom (violating etc). They then go on line to discourage debtors from paying on settlements resulting in lawsuits. The "managers" get a nice bonus on lawsuit related fees and a % of interest off judgments. None of those "perks" apply to settlements.

Use simple common sense. The companies purchase debt, there is NO competition between companies, those days are long gone. 10-15 years ago when companies "assigned" debt for collection there was heated competition but today each business owns their own debt. The goal is fees, fees, fees. How and why would "A Bill Collector" be aware of or concerned with another company?

He's not, he IS Bloom. Don't take my work for it, read more than one of these sites for yourself.

What exactly does that have to do with what I wrote. I read your other post "Bloom Manager" and it's funny that you NEVER mentioned what "Bloom" can do, what they do do and what the debtor's obligations are".

So please, [***] and everyone else, don't let then get more out of you than necessary, make them honor their settlement offers.

The FDCPA is very clear and straight to the point that the practices that Bloom Financial uses are against the law and can be sued for each and every violation, I suggest people make an Atty General Complaint against this company and contact a lawyer about counter sue them, safe all the teh documentation so if you do get sued you can show the judge the proper steps you are taking.

Claiming that these "debt collectors" want and prefer "fees" from "judgements" rather than "settlements" is one of the goals of a string of shill posts related to the Corona Scam.

This supports the intended perception that the alleged debts are "legitimate", that they actually "sue", and that consumers should quickly pay "settlements" on unproven "debts" rather than run the risk of "lawsuits" over suspect debt claims.


"Use simple common sense. The companies purchase debt, there is NO competition between companies, those days are long gone. 10-15 years ago when companies "assigned" debt for collection there was heated competition but today each business owns their own debt. The goal is fees, fees, fees. How and why would "A Bill Collector" be aware of or concerned with another company?"

Spurious argument, put forth to further the above position.  

Competition has driven down the price of old debt to pennies on the dollar, but what is generally missing is access to any validation, encouraging use of illegal threats and deception to divert consumers from requesting proof.  The result has been a proliferation of shady debt collectors routinely using illegal tactics to coerce payment on out-of-statute debt from literally anyone they can get away with tagging with an alleged debt, which is indistinguishable from fake debt collectors collecting on fake debts.

Or you are a shill.

Or you are a shill.

Amazing how many shills on this thread are claiming "they want fees".

There is a cluster of suspect "debt collectors" operating out of Corona CA.
Various names, same M.O.

Contact the Corona Police Department and the Riverside office of the FBI.

If the above were true there would be both lawsuits filed in various California courts. This information is public record and many courts offer online access to civil case filings. Simply go on court websites to see if suits have been filed against Bloom or anyone else. Also, if the above posts are to be believed, then why hasn't the attorney general stepped in already? Are we stupid enough to believe that telling us this truth today will result in the 1st complaints to the AG? PLEASE.

The real issue is not standing behind settlements because of a single misstep by the consumer.

By shill do you mean NAMELESS DICK?

Or полезный идиот.

Or maybe 馬鹿野郎.

The Corona Scam operates under many names, with mail drop addresses scattered around Cornona and Lake Elsinore, so just because you can't find a lawsuit under the name they used when contacting you does not mean they have not been sued..

When some "process server" actor is calling you on the phone, they can use any name they want.
When you call back, and they demand payment, they have to give one of their names with a bank account, so they can process a credit card payment, or a check or money order made out to that name.  

They have to use a name with a business license and state LLC or corporate registration to open bank accounts under a fictitious name, or open collection agency accounts with credit reporting agencies like Experian.  Even though they may be using many names, to cloud who they are, and diffuse the appearance of the scope of their operation, they have to create the appearance of the many companies they claim to be, sufficient to operate, even if the same people are behind them all.

Since FDCPA lawsuits can be filed in "any court of competent jurisdiction", and that includes the Federal District Court where the plaintiff lives, it should be expected that FDCPA lawsuits against California companies will show up in federal court scattered across the country, and not just in California.

There may be additional lawsuits filed in other state courts, but again, they would likely not show up only in a search of California court dockets.

Lawsuits against "National FC":
(Lawsuits filed in Florida and Texas)
http://dockets.justia.com/search?query=national+fc

Lawsuits against "Pacific Management Recovery":
(Lawsuits filed in Mississippi, Texas, Pennsylvania, and California)
http://dockets.justia.com/search?query=Pacific+management+recovery

Lawsuit against "Prime West Management Recovery":
(Lawsuit filed in California)
http://dockets.justia.com/search?query=prime+west+management+recovery

Lawsuit against "Atlantic Resource Management":
(Lawsuit filed in New York)
http://dockets.justia.com/search?query=atlantic+resource+management

Possible lawsuit against "HGG",
(Lawsuit filed in Central District, CA.  Nature of lawsuit not clear):
http://dockets.justia.com/search?query=HGG