888-327-8663

Unknown dept

Called...let it ring...no message.

Called and asked for an ex-stepson. I was divorced from his dad long before I got this phone number so they shouldn't be calling it.

Called my cell phone and asked for my daughters Ex-mother-in-law.

Got a call from 8883278663 for someone else it may be debt collector not sure.

Just got a call, did not answer.  Probably a debt collector looking for my ex.  Nice eh....

Wouldn't give me any information unless I identified myself

Asked for me personally but would not tell me who was calling until I confirmed my identity.

I told her "if you cannot tell me who you are, I cannot speak to you."

This number called me daily for weeks. I finally answered the phone, the gal asked for my MIL who passed away years ago. When asked who I was speaking to she would only say her name not who she was calling with. Not how they got my number.

ID themselves as FMA Alliance. Debt collectors.   Have a history of calling from hundreds of different numbers.

http://www.fmaalliance.com/
(800) 955-5598 Toll Free
(281) 931-5050 Local
___________________________
BBB:
BBB ACCREDITED BUSINESS SINCE 2/20/2013
FMA Alliance, Ltd.
Phone: (281) 931-5050
Fax: (281) 444-1004
12339 Cutten Road, Houston, TX 77066
View Additional Email Addresses
http://www.fmaalliance.com
View Additional Web Addresses
BBB® Accredited Business Seal BBB® A+ Rating
On a scale of A+ to F

The woman who called from this number asked for a relative who does not live at this address. After I explained she had a wrong number, she kept asking if I was that person, as if I had lied to her.  Then she wanted "the best number where I can reach her", as if I owed her anything. She said it was "against the law" for her to reveal the nature of her call.  Well, it should also be against the law for these places to bother relatives with whom they have no business.

Idiots threatening people they don't know. LoL

They call my number almost daily- a number that only a few people can know - means it is randomly chosen by their PC - they do not leave a message. If it would be important, they would, wouldn't they?  I am not American and have no debts or relatives or EX'es here in the US - Neither EX husband or Ex wife or relatives or friends with debts etc. etc.  Therefore this people are fraudsters. Don't take their call and do not give any info to them.  Or may do - but fake it all...
If it is a real debt collector and you have debt they will get to you by real mail.

Next time they call I will play "the game" with them - if I have time and if I am in the mood.
You know:  put them on hold and.... my spaghetti cook over and the cat just brought a bird and the door bell is ringing and there is another call on my other line and then I will give them all false info, false names, let them send me (!!) an invoice to a fake address if they want money ....  and I give them my IN-Provider's phone number to call back (the one for the dial up - try 541 351 3012) and let their dialing PC listen to some prehistoric sound that usually screws up any automated dialing system in a way that they will take you and your ph# quickly off of their dialing list....
Try it out - the more time you steal from them the less they can harass and call other people.

The Fair Debt Collection Practices Act (FDCPA) (15 U.S.C. §1962) is a federal law enacted in 1978 to protect consumers from debt collector harassment and abuse. The law clearly outlines collection practices that are considered unfair, abusive, and deceptive.

Know your FDCPA rights!
Whether you are receiving phone calls, letters, or have been sued, you have rights under the FDCPA. Even if you owe the debt and cannot pay it or dispute the amount claimed, debt collectors must comply with the law. Debt collectors are required to provide you with accurate information, produce proof of the debt upon request, and may never engage in intimidation or harassment.

Under the FDCPA, debt collectors cannot:

• Call you if you have told them to stop.
• Call you at all, once notified that you are represented by an attorney.
• Call your family, friends, co-workers, or anyone else to discuss the debt.
• Call you before 8:00 am or after 9:00 pm, unless you have granted permission beforehand.
• Call you at any time or place which is inconvenient for you to receive such calls.
• Harass you by calling repeatedly.
• When calling family or friends, collectors may only call once, and only to request information on how to locate you.
• Lie or falsely imply, in any communication, that the collector is a government agency, is serving you with papers, that you are subject to arrest, or that you have committed a crime.
• Provide untruthful information about the debt or the amount owed.
• Threaten to harm you.
• Threaten to seize your paycheck, bank accounts, or property.
• Use obscene language in communicating with you.
• Publish your name on a "bad debt list" (except to a credit rating agency).
• Fail to identify themselves as debt collectors in every communication.
• Demand your social security number, credit or debit card number, or bank account number.
• Fail to inform you that any information provided to them will be used to collect the debt.
• Attempt to collect a debt that is so old that it is beyond the statute of limitations, unless the consumer is told.

Debt collectors must give you the following information upon request:

• The amount of the debt.
• The name of the creditor to whom you allegedly owe the debt.
• A verification letter sent within five days of the first communication with the consumer.
  
  • The verification letter must explain that, unless the consumer disputes the validity of the debt (or any portion thereof) within 30 days after receipt of the notice, the debt will be assumed to be valid by the debt collector.
  • The letter must say that, if the consumer notifies the debt collector in writing within the 30-day period that the debt (or any portion thereof) is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer. In turn, a copy of such verification or judgment will be mailed to the consumer by the debt collector.
  • The letter must say that, upon the consumer's written request within the 30-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor.

https://www.ftc.gov/enforcement/rules/rulemak ... ctices-act-text

To file a complaint: https://www.ftccomplaintassistant.gov/#&panel1-1

Also file a complaint with your state's attorney general: http://consumerfraudreporting.org/stateattorneygenerallist.php
and the Consumer Financial Protection Bureau: http://www.consumerfinance.gov/complaint/

Sign up for scam alerts: https://www.consumer.ftc.gov/scam-alerts

Lots of helpful FTC links: https://www.consumer.ftc.gov/topics/credit-and-loans

Called. Let it go to voicemail. Did not leave a message.  HOWEVER, my app on my phone detected that the owner of the number is deliberately having the information connected to said number blocked.  Probably a debt collector.

called and when I answered a lady asked if I was James. I said no, then she wanted his phone number. I asked who was calling and got no answer. Maybe this is one of the calls I should go for the $1500 penalty.

Called, left no message. Called back and after checking said "I'm sorry we were looking for someone else." Ive had this number for 13+ years...

Why wouldn't they tell me who they I are? I told them? Said they had the wrong number but it all seemed very shady!!!

Yes and they also told me I wasn't the person they were looking for? This was very strange. I see a red flag flying high here.

FMA ALLIANCE, LTD.
Posted in:  https://800notes.com/Phone.aspx/1-512-955-3115#p1196308386936343736
https://800notes.com/Phone.aspx/1-877-251-9648/4
https://800notes.com/Phone.aspx/1-888-327-8663#p1196368289627156005
Web site (cheesy that it is) says that it is “under construction”:  http://www.fmaalliance.com/
BBB gives them an accredited A+ with 26 complaints and 1 negative review:  https://www.bbb.org/houston/business-reviews/ ... ton-tx-30000590
The BBB lists them in Texas at this address:  12339 Cutten Road, Houston, TX 77066
Bloomberg lists the head criminals at this organization:  https://www.bloomberg.com/research/stocks/pri ... ivcapId=4539646
Looks like the head criminal likes to brag about how he steals money to all his fellow felons:  https://www.insidearm.com/news/00041945-presi ... hares-experien/
Another article listing the head criminals:  https://www.insidearm.com/news/00023204-execu ... nce-adds-wealt/
Bizapedia.com has this on their Texas registration:
Company Name:      FMA ALLIANCE, LTD.

File Number:      0012794210

Filing State:      Texas (TX)

Filing Status:      Active

Filing Date:      December 10, 1999

Company Age:      17 Years, 5 Months

Registered Agent:               Michael Janakes
12339 Cutten Road
Houston, TX 77066

Principal Address:               12339 Cutten Rd
Houston, TX 77066-1807

SIC 2 Description:      Business Services

SIC 4 Description:      Adjustment And Collection Services

Texas ADD Report Info:
https://www.puc.texas.gov/industry/communicat ... DB1245200900004
FMA ALLIANCE, LTD
Permit No: 980222
Type:     ADAD
Permit Approved Date:     11/10/1998
Date Last Renewed:     11/10/2016

DBA Names
________________________________________
FMA ALLIANCE, LTD     MED+COMM
REVENUE CYCLE PROFESSIONALS

Contact Information
________________________________________
Mailing / PO Box  (Mailing Address)
FMA ALLIANCE LTD
MICHAEL JANAKES
P O BOX 2409
HOUSTON,TX 77252-2409
Web:  www.fmaalliance.com
Email:  mjanakes@fmaalliance.com
Phone: 281-931-5050
Toll Free: 800-955-5598
Fax: 281-670-1532     ADAD Physical Address
FMA ALLIANCE LTD
11811 NORTH FRWY
SUITE 900
HOUSTON,TX 77060
Phone: 281-931-5050
Fax: 281-670-1532
ADAD Physical Address
FMA ALLIANCE LTD
MICHAEL JANAKES
12339 CUTTEN ROAD
HOUSTON,TX 77066
Email:  mjanakes@fmaalliance.com
Phone: 281-931-5050
Toll Free: 800-955-5598
Fax: 281-670-1600     Company / Physical
FMA ALLIANCE LTD
MICHAEL JANAKES
12339 CUTTEN ROAD
HOUSTON,TX 77066
Web:  www.fmaalliance.com
Email:  mjanakes@fmaalliance.com
Phone: 281-931-5050
Toll Free: 800-955-5598
Fax: 281-670-1532

Other complaints:
http://www.creditinfocenter.com/community/top ... e-fma-alliance/
Around half the employees are unhappy:  https://www.glassdoor.com/Reviews/FMA-Alliance-Reviews-E425530_P3.htm
http://www.ripoffreport.com/reports/f-m-a-alliance/houston-texas-77060/f-m-a-alliance-bank-of-america-fia-card-services-debt-collection-at-its-worst-houston-te-377240
http://www.ripoffreport.com/reports/fma-alliance-ltd/houston-texas/fma-alliance-ltd-refusal-to-accept-payment-in-the-mail-rude-threating-houston-texas-393080

Looks like they get sued a whole lot:
https://www.plainsite.org/dockets/kwkqr0tq/ne ... a-alliance-ltd/
https://www.pacermonitor.com/public/case/10764058/White_v_FMA_Alliance,_Ltd
https://www.pacermonitor.com/public/case/3242841/Rubin_v_FMA_Alliance,_Ltd
http://law.justia.com/cases/federal/district- ... 6524/377836/19/
https://www.gpo.gov/fdsys/pkg/USCOURTS-mnd-0_13-cv-00728
https://www.pacermonitor.com/public/case/1015 ... A_ALLIANCE,_LTD


It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general