8884799480

Harassing phone calls about an "unpaid loan" that the company can provide no backup for.

I have received numerous calls from this bogus company and have had enough. I contacted my local State Attorney's Office and was informed that they are in fact not a legitimate company and that NO ONE can arrest you for an unpaid loan (even if you owe). They scam people into giving money that they do not owe. The problem with prosecuting them is that there is no paper trail or not an actual way to locate them. Some of them are people sitting in thier homes calling and as for Emily Thorn she does not exist either. The whole thing is a scam...DO NOT FALL FOR IT & DO NOT ANSWER YOUR PHONE!!! If they call you again tell them to go ahead and send thier server by some state's you do not have to accept even if they try and come...I guess its close to the holidays so they are in need of money for gifts....

Called and stated that they had a complaint about me and that I must call as soon as possible. I did not return the call. Although, I will report it to the State of Alabama and also National DO NOT CALL Registry.

Just received a message from Emily Thorne at 888-479-9480 saying she needed to serve me with a summons. I called the number back and they advised me of a payday loan debt from 2006 that I needed to pay $2640 today for or the police would be at my job to pick me up by 3pm today. I told them I would need to call them back. I checked my records and I received this exact same call from a different company about 4 months ago for the exact same payday loan that has already been paid. I am so glad I googled them and came across all of the comments I am seeing to know this is a scam.

I receive a call telling me they gonna arrest me for check fraud if I don't pay the 1200 or at least half...so am I to understand that this a not true

No, it is not legit.

http://www.ftc.gov/os/statutes/fdcpa/fdcpact.shtm#806

§ 806.  Harassment or abuse  [15 USC 1692d]
A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:

(1) The use or threat of use of violence or other criminal means to harm the physical person, reputation, or property of any person.

(2) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader.

(3) The publication of a list of consumers who allegedly refuse to pay debts, except to a consumer reporting agency or to persons meeting the requirements of section 603(f) or 604(3)1 of this Act.

(4) The advertisement for sale of any debt to coerce payment of the debt.

(5) Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number.

(6) Except as provided in section 804, the placement of telephone calls without meaningful disclosure of the caller's identity.

§ 807.  False or misleading representations  [15 USC 1692e]

A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:

(1) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof.

(2) The false representation of --

(A) the character, amount, or legal status of any debt; or

(B) any services rendered or compensation which may be lawfully received by any debt collector for the collection of a debt.

(3) The false representation or implication that any individual is an attorney or that any communication is from an attorney.

(4) The representation or implication that nonpayment of any debt will result in the arrest or imprisonment of any person or the seizure, garnishment, attachment, or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intends to take such action.

(5) The threat to take any action that cannot legally be taken or that is not intended to be taken.

(7) The false representation or implication that the consumer committed any crime or other conduct in order to disgrace the consumer.

(8) Communicating or threatening to communicate to any person credit information which is known or which should be known to be false, including the failure to communicate that a disputed debt is disputed.

(9) The use or distribution of any written communication which simulates or is falsely represented to be a document authorized, issued, or approved by any court, official, or agency of the United States or any State, or which creates a false impression as to its source, authorization, or approval.

(10) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer.

(11) The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector, except that this paragraph shall not apply to a formal pleading made in connection with a legal action.

(13) The false representation or implication that documents are legal process.

(14) The use of any business, company, or organization name other than the true name of the debt collector's business, company, or organization.

(15) The false representation or implication that documents are not legal process forms or do not require action by the consumer

This number called my place of work and threatened to send me the summons and take me to jail for an unpaid pay day loan from 2006 of $645! First of all I never qualified for a pay day of that amount, the most I received in the past is $300. Second of all all those debt have been paid off. Third of all they claim it's with a bank account that has been closed since 2005 but supposedly the debt is from 2006. Then when my friend called back and told them she was my attorney, they called her a [***] and hung up on her.

Total scam do not fall for it and report them to the attorney general's office!!

I've been getting calls, but from a Blocked number. I get them about every two weeks. Asking for a so and so, she may be going by this name..... Then that they need to verify my address to make sure someone over the age 18 will be there to serve papers of summons to appear in court. Yes it scares me a little, but still... It's like someone calling and saying, " is so and so going to be at this address tomorrow between 5-8pm so we can arrest them?" um... no you guys are crazy. I haven't received any papers in the mail with anything that has to do with court etc... But I'm starting to work with a company to help me repair my credit. I've also gone to lengths of checking to see if I had any warrants out in the last city I lived in and where I live now, to make sure I didn't have a warrant out. My gosh, this can be stressful. Yes I screwed up when I was young, yes I'm making steps to make things better, but geesh, I don't need to be threatened> This pregnant momma doesn't need this stress.

OMG!!! I JUST GOT A CALL FROM RILEY JAMES AND ASSOCIATES.THE LADY SAID HER NAME WAS JULIE JAMES.SHE TOLD ME THAT SHE HAD SOME PAPERS THAT NEEDED TO BE SERVED ON ME. I ASK WHAT THE PAPERS WERE ABOUT AND SHE SAID FOR FRAUDING A FINANCIAL INSTITUTION AND FELONY FRAUD ON A PAYDAY CASH ADVANCE.THIS DEBT WAS SETTLED 5 YEARS AGO BY THE JUSTICE SYSTEM BECAUSE MY BANK ACCOUNT WAS COMPROMISED BY FRAUD AND OVERDRAWN.AFTER FILING POLICE REPORTS AND IT GOING INTO A LEGAL BATTLE,ALL THIS WAS DISMISSED AND SETTLED IN MY NAME.NOW 5 YEARS LATER THIS RILEY JAMES AND ASSOCIATES,PHONE NUMBER,888-479-9480 CALLS ME AND IT CAME IN ON THE CALLER ID AS 000-000-0000.THAT WOMAN THREATENED TO CALL CHILD PROTECTIVE SERVICES ON ME BECAUSE I TOLD HER I WAS NOT GIVING HER ANY MONEY TOWARDS THIS BECAUSE IT WAS SETTLED YEARS AGO AND I HAD CHILDREN TO TAKE CARE OF,AND THEN SHE LAUGHED AND SAID SHE WAS GOING TO PUT OUT AN ALL POINTS BULLETIN FOR ME TO HAVE ME ARRESTED AND CALLED MY FATHER AND TOLD HIM THAT I WAS GOING TO BE ARRESTED AND SOMEONE IN MY FAMILY NEEDED TO COME GET MY KIDS OR THEY WERE GOING INTO THE SYSTEM AND I WAS GOING TO PRISON FOR FRAUD.HOW DARE YOU BRING MY KIDS IN THIS.YOU BEST BE GLAD THAT YOU WERE ON THE PHONE AND NOT IN MY FACE!!! I AM ONE CRAZY AZZ BACKWOODS REDNECK,AND YOU JUST DON'T BRING MY KIDS INTO THIS BS!!! I WILL BE FILING A REPORT AND I HAVE ALREADY GOT THE FBI IN ON THIS SO MAKE MY DAY AND CALL AGAIN!!! GO OFF AND DIE SOMEWHERE YOU FREAKING THIEVING [***]!!!! LEAVE THE HARD WORKING AMERICANS ALONE AND ROB YOUR OWN COUNTRY'S PEOPLE!!!

Got a Call from 888 479 9480 today at my work number.   They wanted to collect on a four year old debt that I have already paid for (TWICE).   I let them talk for a while and ticked with my pen everytime they violated a fair debt collection act law at 10,000 dollars a tick.  By the end of their little talk they violated 10.  So I imformed them that I would be suing them in court for the 10 laws they violated and the number of times they violated the law.   He got really upset and started to swear and cuss up a storm.  That is when I said very politely "Happy Holiday's and God Bless you and hung up.  Tomorrow I am bringing my air horn to blast into the phone.

All of you people writing comments because you dnt want to pay your bills.. Face it & be a grow up pay your bills and you will not get these types of calls..  Are you Debtors.. need to pay your bills or your will be getting these types of calls..

I pay my bills...

You are such a sucker.  So you pay anyone who asks for money?  These callers use outdated info or even invented data.

they work in a smelly basement smoking crack and shooting up dope. Dont pay them you are just fueling a drug habit. I used to work for this company and I had to get HIGH just to yell and tell people they are going to jail. Not a good job when you only get paid a % on what you threaten and scare people.

if you want to pay junkies working in their basement in "BUFFALO NY" they all use names of attorneys so when you google it its can seem legit just google Riley and associated it comes up a lawyer they do this  with 3 lawyers names.

They also process the payments out of someone else merchant account because they are junkies and when you pay RILEY & Associates it clears your account a different name

They got a good thing going on but Id figure i tell all the little secrets and advise some people who will get screwed like me

THIS COMPANY REAL OWNERS NAME IS JOHN CHEBAT A SCUM BAG GUY IN BUFFALO GETTING SUED FOR 175,000.00 HE OWENS OVER 20 FAKE AGENCIES JUST GOOGLE HIM

http://www.insidearm.com/daily/collection-law ... another-175000/

what is this companies address

I have received several calls from this number, so have my family and co-workers. If I answer the phone, and a live person, after answering their questions to verify myself. They will not answer none of my questions, like the account number, the address of their company or let me talk with a supervisor. They just call me a,”dirt bag" before hanging up the phone on me. They leave messages recordings for me at any and every extension throughout my place of business. I am willing to work with them but the process of elimination is frustrating and not to mention very tedious. I reported them to our Attorney General Office and Consumer Affairs. If there is anything else I can do, please advise. Thanks

They threatening with jail and felony charges. If its a legit debt then be respectable and not [***] about it. If u r a lagal company then u should prove it and not be nasty with the people u call to collect the debt from.

they called a former indebted charge off cheking acct cutomer's # looking for one of her friends.  her checking acct charged off 2000 & paid out on a small less than 30.00 balance. she called them to let them know he no longer lived there.  the caller told this lady she was emily thorn, this former indebted customer told her the person they left the mesg for no longer lived there.  emily turned on the lady and stated she too was on a loan for online loan with this man that used to live with her and his ex wife.  same story 1700 or warrant for arrest and needs to know where to serve the warrant, home or work.  could not disclose what account the check was written for 1700 came from but that it was written to the institute i work for.  this customer went to a local branch and thatis how she contact my dept.  told her to fax a police report or go to jail for bad/wirthless check.  

has similar situation w another customer, they left a "warrant" taped to his door while he was out of state for a few months,

ag's office told him SCAM SCAM SCAM

wonder if they are trying to recoop the rily & associates who defrauded the casino insurance?  or the riley & associate law firm .. they told these customers they were a collection agency hired to collect for the institute  work for..

WHAT DO ALL THESE VICTIMS HAVE IN COMMON?

where are the commonalities of the people these scammers are calling?

all have an old charged off chcking acct?  ever have a deceased person living at the address?  do these people work for a bank, colletion agency , credit reporting agency or chex system?  hmm.. they have your infor for a reason and i bet everyone has "some" common demonimator .. pool together and stop them!

Same idiots calling leaving me a recorded message. I called back, the person who answered refused to give me the company address and other info. Then he proceeded to say I was the one with an attitude when I told him he was a scam artist. He then hung up on me. I called back and told him once again to remove my number from their list. He said he was trying to help me not get served with a summons. I told him the only help he could give me was remove my number or I would report them to the authorities. He then proceeded to scream at me and tell me my psychiatrist must think there is no help for me either. WTH??? These folks are nuts. BTW, I have never had any kind of payday loan.

they are scammers, report them to the fcc