888-550-3088

My payroll department at work has been receiving an automated phone call for months for me.  I so happened had to call payroll and find this out.  When I called the number they told me i had check fraud, and passing a bad check for a payday loan with advanced america in November 2006.  He had all my information, and even gave me the address of the company.  I did go there a few times for a cash advance, but I dont recall ever not paying one.  he even had my credit information.  He told me I wrote a check for $456 and they could settle today for $625.  I told him I wanted to check into this first and he told me that he couldnt wait and if i didnt settle this now they will serve me at my home and work to appear in court.  He went so far as to put me on hold and came back telling me he called the company and the manager remembers me, and they have me on video tape. I said from 2006??  I really dont know what to do, because i did use this company a few times but always paid it.  I spoke to a victoria London, diana bryant and david montgomery.  They told me to get a defense attorney.

By law, if you request proof of the debt, they HAVE to provide it to you within 30 days.  A company that isn't legit, will hem and haw, and give you thousands of reasons why they don't have to.  But, research this and you will find what I am telling you is accurate.  THEY HAVE TO PROVIDE PROOF OF DEBT!!  If they refuse, contact you state's Attorney General's office.  They can help and advise you.  I had the same issues, and I contacted my SAG office (NC), and spoke to a great lady that answered all of my questions.  Knowing that a rep from my state's office  told me what is legal and what isn't, and am now sleeping again at night, instead of worrying.  Best of luck to you.

I also received a voice mail two days in a row from Latoya London saying it was a call for Angela Davis (who is not me).  The phone that showed up on my phone was 205-575-1013, but the # it said to call was 202-644-8750.  When I called back to tell them to stop calling me, no one answered either number...imagine that.  I figured it was a scam, so I just blocked the number from being able to call my phone.

This company has several susidiaries. Profile Management, International Arbitration Services, Four Star Resolution, Check Resolution Services, Check Solution Services, Debt Solution Services and many, many more. They change their names and phone numbers almost every other month. I've been called by Investigator Davis, Victoria London and several other aliases they use. My attorney is already in the process of suing them. I made a payment arrangement on my Advance America account with Check Solutions just so they can take a payment. My first payment is due 5/11 for $150. They've harrassed me at my job several times after repeatedly being asked by myself and my boss not to call. When I call in to tell them someone's calling repeatedly, they say nothing is notated in the system. Here is the information about the owner's that we've found so far;

Ronald Williams, Maurice Somsem, Travell Thomas are the 3 owners. Travell used to work at capital management on exchange st in buffalo, ny. He also has a gambling problem. His alias is JOhn Shapiro and he speaks with a lisp. Locations to have them served are; 1839-41 Seneca St Buffalo, NY 14210 2800 Walden Avenue Cheektowaga, NY 14228 and 3735 Genessee St Cheektowaga, NY 14225. New York State's Attorney General is Eric T. Schneidermann.

Got a letter today in our work PO Box address from DISTRICT RESTITUTION SVCS 6039 FALLSVIEW BLVD, STE 200 NIAGARA FALLS, ON L2G 3V6 FROM ELISE HOWELL LEGAL ASSISTANT DISTRICT RESTITTUION SERVICES.  I noticed a different address on the stub of their letter to send payment to - 655 PULLMAN AVENUE, ROCHESTER, NY 14615.  This letter states I owed Advance America $745.  I immediately called 888-316-900-3120 and very determined Detective Banks says if you dont pay the bill we will send sheriff to arrest you.  

This is a scam, I googled the phone #s and this came up...!!  EVERYONE NEEDS TO CONTACT THE FEDERAL GOVERNMENT WHO REGULATES COLLECTION AGENCIES.  THEIR NAME IS THE CONSUMER FINANCIAL PROTECTION  BUREAU AND THE FEDERAL TRADE COMMISSION.

I'm going through the same thing you are.  Just received a letter stating that I too owed Advance America money. I resisted the temptation to call the number listed.  I intend to talk with the County Attorney and Attorney General tomorrow. BTW, the Ontario address is actually a hotel and when I googled the payment address, it is some type of shipping or mailing facility?

Actually about three weeks ago I started receiving a daily recorded message claiming to be from a Victoria London, a check fraud investigator, about a bad check linked to my driver's license number and SSN.  I never returned any of the calls and they stopped after about two weeks. If you google that name I think you will see a reference to Advance America. I've never even stepped inside an Advance America location.  I have to wonder if they choose publicly listed phone numbers and prey on those individuals.

My letter also stated that since I hadn't responded to their collection attempts, I had ten days to pay the balance in full.  A bona fide collector is supposed to provide 30 days to dispute the debt.  Also if you look closely at their reference to the FDCPA there are numerous errors.  They refer to it as the Fair Collection Practices Act.  They also seem confused about what will happen when you do not attempt verification of the debt.

Hopefully someone will shut these people down. It seems strange that a collection company based in Canada is pursuing USA  junk debt. Let us pray that these people will finally get their comeuppance.

We are contacting this #! Phone Busters of Canada at 888-495-8501 and also contacting Federal Trade Commission 1-877-382-4357.    Please everyone who sees this message call both of these numbers and file a complaint in regards to the Fair Debt Practice Act.  Also, the consumer financial protection bureau will soon be handling complaints in regards to collection agencies.  Visit their website or the Fair Trade Commission website to file a complaint.  Also contact your local news and media stations.  Hopefully, before too long these people will be in prison.

After reading all of these messages, I to think I got the shaft. My ex-mother in law ( with last name I hav'nt used in over 15 years called me to tell me a ( investagator Meeks-Weeks ), said if I did'nt contact him within the next hour he was going to have me arrested.Shaking I left what I had in my hands at store to call.Like so many others I to had a bad check @ Advance America.He spook very strong and load! And when I did'nt say,(yes sir) after a very rehursed harassment.He yelled at me to answer him when he finishes a question.Confused, I did admit to getting a cash advance.But, SEVEN years ago? And if I ahd a bad check? Would'nt my local Worthless check unit contact me? Being unemployed for over a year, I panicked because I was to start a new job with-in a few days. Also, he said he had me on camera, did a background check to see I did'nt have a criminal back ground and how this arrest would be a Felony! Stupid me,told him I could Westurn Union 100.00 now, because my unemployment payment depit card won't have any money on it untill the next day.Now,he was going to give me a break because I seemed like a nice person. I gave him my depit card # and take 100.00 out the next day.Then like he was doing me a favor. agreed to make three monthly payments to total over 900.00.
After talking to a few friends, telling me that a  it' a scam.I called the D.A. office in my County.Where she advised me to NEVER give my banking card to anyone. That if they recieved a bad check that I wrote they would of contacted me to make arrangements to pay.Also, SHOW me the check I wrote.
Today I called the so called Checkservices asking what there web-site was,and if they was with the Better Business Burel? The man answering the phone asked me who I've been talking to about my account.I told him I was on break @ work and did'nt have time to talk to anyone right now. He said to call back when I had time to talk.Unforchantly, I did'nt get that chance.
The ( LOAD-MAN ) left me several massages telling me if I did'nt call him within the next two hours, he was to have served papers on my job by the Police. When I tried to ask him for proof of a bad check, he got very angry! I could not get one word in.I did hear others in the back ground saying the same things he told me.
I've never experienced anything like this before.I don't any money to hire an Attourney.My job is just temporary. With luck, will last to the end of the month.
Like so many others.The mailing address is 7000 Mcleod rd.Ste147 Niagara,Falls On L2G7k3.What kind of zip code is that?
Any information will be greatly appreciated. HELP!!!!!!

I received harassing phone calls from the same company today. When I asked for the company information each representative became very evasive. After I finally got the address (in Canada), I today them that I would be contacting the local police department and completing a complaint with the federal trade commission. I completed the federal trade complaint online.

I receive a call from the same person who directed me to talk to a allan murphy or investigatot parks.  be aware of the 2 names also. so how can i block their number??

got ahold of them today....they wouldnt let me speak at all so i had to yell at him.....i wanted to know why the other numbers wouldnt work.....i told them i would kill their financial institution if they pursue the bogus loan i never took out. first call i was told " we deal primarily with child support"....what ever....second time is when we argued over them being bogus.

the niagra falls address in canada is good....if you need skate boards or flowers or a sandwhich.......

Someone gave me this number from this company, I called to see what the problem was.  I was threatened that if I didn't pay at total of $880.48, that it would be considered a felony.

In addition the person I spoke with insisted that I make arrangements, with this company using a debit or credit card.  I gave them a prepaid card, not my bank information.  

Furthermore, I found it strange that a company based out of Niagara Falls, Canada would be collecting for US check cashing companies.  This will be investigated further.

The address is:

County Check Services
7000 McLeod Rd
Suite 147
Niagara Falls, Ontario, L2G7K3

County check services and check solution called me from here stated that I owe a pay day loan and it is 7 years old and I need to make a payment or I will have to go to court and pay country cost on a check that I used for my loan back in 2005. They said that I hope that someone will hold your hand when you go to court. They got mad when I asked them to send me something in black an white with proof other than a agreement to make a payment. Then they hung up the phone these people are unprofessional

I just wanted to give everyone a followup on what has happened.  I contacted my state attorney general who had me file a report.  I then received a letter from the AG stating they have tried to contact DRS to no avail.  I didn't get anymore phone calls since I received the letter from DRS.  When I came home today lo and behold there was that same sham message again.  I then called the 202 number referenced in the message.  A man answered calling himself detective or something along that line.  The company name he gave wasn't DRS, but the so called docket number they provided matched the one in the letter I received. I told him the AG wanted to speak to him regarding the claim against me.  He wasn't nasty or anything and gave out an alleged last four digits of a ssn, which thankfully was nothing like mine.  He also said that the bank on which the check was drawn was Gold Bank.  I've never even heard of that bank.  He also said they were trying to contact me about setting up a hearing. Near the end of his conversation he said that he would stop the calls, since I wasn't the person they were seeking.

"WHAT ARE WE TEACHING OUR CHILDREN? TO LIE AND SCAM PEOPLE OUT OF $$$$ ....."

Well, you should know.

Deshawn you are funny. You obviously work for one of these companies. Are you having trouble meeting your commission? PAYDAY LOANS ARE ILLEGAL!!!!! It's loan sharking. that's why very few ever make it to the courtroom. LMAO. You are just too funny!

a response to a craigslist add....

Hello…

I need this keyboard. Will you please call me about it?

Thanks,

David Montgomery

(888) 732-9033 (direct line)

Just got a letter today from the same company saying I  owe then 746.28 for a loan that in 2008 and I have ten days to come up with the money now I feel better that these people are nothing but scam artist.

I recived this call along with seveal others from 888-550-3088 as well as 713-389-8700 informing me that i had to pay him right now to cover a debt from7 yrs ago. i informed the caller (no name of cource!) that this was all included in my chapter 7. he stated that there will be a warret out for my arrest if i did not give him my CC information. I informed him that i did have this. My attorney now has the letter that was sent to me as well as all phone #'s that he called me from. I freaked! im a single parent so this scared me but i wanted to contact my attorney frist. Hopefully someone can stop these people. And why would i send money to Canada and i live in the US?? Very fishy for sure!