888-579-8904

Received a call on my cell phone today from 888-579-8904 - X 107.  Caller identified herself has Lisa Lopez with Capital Corp. and she was calling about a fraud investigation into a bad check to Cash Advance Now. She said my name is on a contract, and that I needed to call her immediately because they were getting ready to take the case to court.  I've never had payday in my life!  I called the number back, the man answered the phone "legal department", I asked for Lisa Lopez and they asked who was calling.  I told them someone they didn't want to mess with.  I told them I work for the federal court (which I do) and that they were playing with fire if they continued to call me.  I then reported them to the local police department.  My purse was stolen last July, so it's highly possible there's some identity theft here.

I'm sorry.  The "incoherent" sentence in my previous post should have been:

I've never had a payday loan in my life!

TROLL ALERT

YOU CANNOT BE ARRESTED FOR DEBT - MAKING THE THREAT IS ILLEGAL..  

15 states have banned PAYDAY LOANS and COLLECTIONS on those loans - So the STATES have said YOU DO NOT HAVE TO PAY THEM BACK - ITS THE LAW.    IF you live in one of these states - check with your State Attorney General.

High cost payday loans are illegal in 15 states.  As of the end of 2008, the following states outlaw these very expensive loans:  
    Arkansas
    Connecticut
    Georgia
    Maine
    Maryland
    Massachusetts
    New Hampshire
    New Jersey
    New York
    North Carolina
    Ohio
    Oregon
    Pennsylvania
    Vermont
    West Virginia
Payday loans are also illegal in the District of Columbia, the Virgin Islands and Puerto Rico.  

In November 2008, voters in Ohio and Arizona soundly defeated payday loan industry ballot initiatives to preserve lenders’ rights to charge 391% APR.  Read the Center for Responsible Lending’s webpage about these victories.

In addition, Congress banned payday lending to service members and their families.


ARIZONA BANNED PAYDAY LOANS AS OF JULY 1 2010.  



False threats:  Payday lenders/debt collectors sometimes threaten borrowers with criminal prosecution for writing “bad” checks.  

In fact, there is nothing illegal about writing these checks (if there were, payday lenders would be  aiding and abetting a crime each time that they told a borrower to write a post-dated check). .


Nevertheless, many consumers are terrified by these false threats of criminal prosecution.

http://consumeraffairs.com/news04/2010/08/wva_payday_lenders.html

West Virginia Sues Eight Payday Lenders
Firms charged with using Internet to circumvent state law


August 24, 2010


West Virginia is one of a handful of states that have banned payday loans. So when lenders use the Internet to do business with residents of that state, the state's attorney general goes to court.
West Virginia Attorney Darrell McGraw has filed suit, asking the Court to order the eight companies, which have refused to cooperate with his investigation, to surrender the records of their West Virginia-based accounts and to halt lending activities in the state.
Payday loans are high-interest loans or cash advances with interest rates that reach as high as 600-to-800 percent APR. The loans, typically made for 14 days, are secured by a post-dated check or an agreement authorizing electronic debits from the consumer's checking account.
"When a company sets foot in West Virginia, whether in person or over the Internet, my office has a duty to ensure the enterprise complies with state law," McGraw said. "Any company that makes payday loans must halt its usurious business and produce records identifying its victims."
The companies and principals sued by Attorney General McGraw's office are:
• Payday Loan Resource Center LLC and Moe Tassoudi of Scottsdale, AZ;
• DirectROI d/b/a Cash West Payday Loans and Mike Brewster of Chandler, AZ;
• First American Credit;
• LoanPointe LLC, Joe E. Strom, Benjamin J. Lonsdale, James C. Endicott and Mark S. Lofgren of Highland, UT;
• Eastbrook LLC d/b/a Ecash and GeteCash of Provo, UT;
• National Title Loans d/b/a National Cash 12 of Elsmere, DE;
• Payday Financial LLC d/b/a www.LakotaCash.com and Martin Webb of Timber Lake, SD;
• Payday Loans-ACH d/b/a www.ACHLoans.com of Emeryville, CA.
End run
McGraw says Payday Loan Resource Center attempts to circumvent state law by charging West Virginia customers a monthly fee to help them obtain Internet payday loans. A suit filed earlier this year by the Federal Trade Commission (FTC) charged Ecash and GeteCash with attempting to garnish wages without a court order. Lakota Cash claims to be an Indian tribe and therefore not subject to the laws of any state.
Since McGraw began investigating the industry in 2005, his office has reached settlements with 107 Internet payday lenders and their collection agencies, resulting in $2,452,979.87 in refunds and canceled debts for 8044 West Virginians.
"Payday loans are predatory traps for the many West Virginians facing difficult times," McGraw said. "We will continue to ask the courts to intervene whenever companies refuse to cooperate with our efforts to protect West Virginia citizens."

Physical Address in Miami Florida for those of you still searching is as follows:

Capital Collections, LLC
7801 Northwest 37th Street
Doral, Florida  33166-6503

Is there anyway you can give me the debt consolidator number. I'm getting harrassing phone calls and when i got the money i only got 200 dollars. Now they are saying I owe 800 dollars.

jerry called me yesterday 11/8/10 at 4pm from 206-431-3731 name on caller id is ucs

good luck

A man from this number just called our office phone, looking for a former employee. He pretended to be a friend of hers and asked if I had any of her new contact information because he had something very important he was supposed to send her. These people are shady and should be stopped. I understand the frustration of someone owing money but to stoop to the levels they do is disgusting.

The PO Box in Miami FL traces back to individuals operating out of Costa Rica. Has anyone else discovered any additional information?

i got a call from a paul martinez back to back of course, claiming jail time, job garnishes and the whole nine yards. calling family members that i used as a reference which i cannot remember, anyhoo, i called my debt consolidation company and they informed me not to talk to him or anyone of that company and send a "cease and desist" letter to them so they can stop harrassing me. Prayerfully, this will work.
thank you everyone for all your info because i had started to feel intimidated by their company as well. But I said a prayer and gave it to GOD and that's the deal. Why pray and worry, why worry and pray. Good luck everyone. GOD BLESS.

This caller is hassleing a bunch of friends and me.

Hassle and threats

Threats and collections.You go to jail.Handcuffed and jailed

The police will get you and take you to court and jailed

I received an email from this company threatening to arrest me i am currently under Chapter 13 in the courts and it doesn't matter to this company. My attorney's office has spoken with them they told them not to contact me at all. I am going to go after them all my other creditors are waiting for there court date. I do owe for a loan and working my attorney to make everyone gets paid.

These idiots have been calling me constantly for several months. I have received threats about being arrested for committing fraud and having to go to jail because of loan owed to Cash Advance Now/Cash Advance USA. Have told them to go ahead and take it to court. seems they are more in the harassing business and need to be shut down.

These people are horrible. I received 9 calls this morning (back to back)! I get on average about 12 calls every couple days!! I even tried debt consolidation- they gave the company a hard time & refused to settle on payment. They insisted on having my bank account number. I refused.  I would like to see Paul Martinez & his idiot minions sued to the wall! They should owe everyone they've been harrassing.

I have been receiving these exact same calls only from Jack whos boss is Mr Martinez. The number that appears on my phone is 2132936075. It started about a month ago with "Jack" who would not give me his last name or company name, telling me that i was being sued for not paying a payday loan and writing bad checks to said company. Thing is I do not have any pay day loans out there! Today I receive yet another call from Jack saying that there is now a warrant out for my arrest. Now, I'm in the military so this could get me in a lot of trouble! Has anyone else been contacted from this gentleman? Thanks so much.