888-677-7127

Accused of owing 700 dollars for a loan that was distributed by an online company called Fast Cash! It's Scam...

Told me i owed money from a loan that i got in 2012 and that the sherrif is trying to serve me and the address was wrong and i could settle with $510. I never had a loan but somehow these people have my email address and my social. Said it was from a company called Fast Cash! I was scared but when i called the bank she told me i didnt have a loan and that it was a SCAM!!!  It still bothers me that they have my social. Wonder what i can do about this.

They also said that they could take my income taxes and any money in my bank account until 4200.00 was paid back on a 320 loan. that was done online.

SSDD with these people.

These people call all the time.  IF you ever have filled out loan information online, they get the information from that, then try to scam you into paying by scaring you.

They are nothing more than scammers.  You can tell because they want to get your information over the phone without any kind of paperwork.  It's illegal.  Do not fall for it.

You hit the nail on the head.  I never had a problem before I went to the Money Mutual website.  Montel Williams should be ashamed of himself for endorsing that company.  Some people will endorse anything for a few bucks.

I second that. Problems started with MM.

I also received a call from them. They called from the number 888-677-71274, but said to call back 855-573-1643. It's a scam. I got the same exact message from a "different company" 30 seconds later. These people purchase your information and use fear tactics to scare you into paying money. Read this article from the Federal Trade Commission, these scams are illegal. http://www.ftc.gov/news-events/press-releases ... tened-consumers. DO NOT GIVE THEM MONEY OR YOUR INFORMATION. It will not stop these calls, someone else will just call with the same storyline. Block the numbers and if they continue to harrass tell them they have to talk to your attorney or the local police and they'll most likely get angry and try to yell at you or hang up. SCAM! If need be file a report with you local police department or the www.ftc.gov. These scammers need to be stopped.

Thanks for all info on this page as I am sure this is a scam.  I have never taken out a payday loan and based on info in call I received I don't even know what exactly they are referring to.  I only know it's something to do with debt collection based on searching their company name online.  I received call from them this afternoon - before the vmail, there was something said that sounded like "pitch 4" (which makes me think they are selecting different recordings to leave).  The vmail stated they have a notification in accordance with state law and calling from the "pre-legal" division of Delaware Solutions and that they have a claim that's been placed in their office under my name and ssn (they didn't give ssn in vmail).  Said the allegations are very serious and the claim will be forwarded out of their office if they don't hear from me or my representing party to resolve this matter voluntarily (did not give timeline to hear from me) and that they must inform me that failure to place a statement on file may result in this claim being filed against me immediately and left the call back number 855-573-1643 and a reference number.  Message said "you may reach "me" at this number..." (did not give name of caller).  I don't know whether to call them back or just ignore.  I certainly don't want them calling anyone related to me or my place of employment.  

For Extortion Scam Operations,  File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/
http://www.fraud.org/
http://www.stopfraud.gov/report.html
Tip off FBI about this extortion attempt by filing form at: stips.fbi.gov/

Also see here:
https://800notes.com/arts/I2neMkbUAAo/where-to-report-phone-crime

Also read up on the laws and your rights:

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

And see:
http://www.fbi.gov/scams-safety
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http://www.ic3.gov/media/2014/140627.aspx
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https://800notes.com/forum/ta-944ec1426a8bcbb ... service-attacks
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http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
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http://www.net-security.org/article.php?id=1828
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https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://www.fdcpa.me/fake-process-server-injunction/
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https://800notes.com/forum/ta-9413b3202bc8b6c ... net%27s-tactics
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http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
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http://www.cashnetusa.com/consumer-notices
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Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

— filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.

I too received a call from this number.  Caller ID only said "Unknown."

Asked what this was about, they said my husband's name.  I told them we share this phone line and no I won't give them his work phone number as he's not supposed to take calls at work. I said he doesn't get home until after 8 PM, so could they tell my what this is about and I will pass it along to my husband.

This person said her company is Delaware Solutions and they act as "mediator" between the collection agency and the original creditor.

I asked what collection agency and what original creditor and how does this involve my husband. The person said that he took out a loan with 500FastCash in December,2012, and never repaid it. She said that all letters from the collection agency have gone unanswered by my husband and the collection agency is ready to pursue a court summons on my husband.

I told her we do not recall receiving anything from a collection agency about any unpaid debt, so could she please send something by mail detailing this claim.

She said it was now too late for that and either we make payment right then to pay, or the court summons will be issued.

Well, how convenient for them is that??!! They are trying to put you on the spot by giving you this last chance to pay them before you get the court summons they threaten you with.  This way, they think they can avoid having to send you the FDCPA legal debt validation notice and go right for the jackpot of coercing you into paying up right then and there.
Who ever heard of one collection agency acting as some kind of "last chance mediator" between some other collection agency and their client, the original creditor?

Now I did find an actual collection agency by the name of Delaware Solutions, but I'm pretty sure the outfit that called me are imposters.

I also did a search for a collection agency by the name they gave me of Creditor's Exchange, but could not find a valid company by that name, only a number of people claiming that company is a total scam outfit and not a real company at all.

Finally, I also found and called the phone number for the company 500FastCash to inquire about any loans taken out with them by my husband (or me) and explained the reason I was checking on this.  I told the person I spoke with at 500FastCash that I'd received a call about a past due debt from a company named Delaware 'something-or-other' (said I couldn't recall the whole name) and the rep at 500FastCash asked if it might have been Delaware Solutions. That's it! I said, how did she know?  

She said I wasn't the first person by far to call about past due loans with her company that people received from this Delaware Solutions outfit, and all of them were scam calls.  She said if one of their customers had a past due loan this is in no way how they would go about dealing with a customer who'd become past due.

She checked her company's database to be sure, and told me that neither my husband or I had ever had a loan with them.  She then asked me for as many details about that call I could remember, saying her company is gathering a list of all the people they've heard from about fake past due loans and her company is going to proceed with legal action against these scammers

She said not to worry and thanked me for contacting her about yet another attempt to scam consumers, and in the process give 500FastCash a bad name.

I tried to call this so-called Delaware Solutions back today to tell them there had never been a loan with 500FastCash, but they cut me off mid-sentance telling me it was too late, our file had been closed (I guess meaning we are now supposed to fear a court summons) and then hung up on me.

In a real business, no one who contacts a company with additional pertinent information is ever hung up on.  Further, it later occurred to me that a real collection agency will inform you that your call is being recorded.  But this so-called Delaware Solutions never said anything like that.  And of course they wouldn't because the way they talk to people and what they say is all threats and lies anyway.

If you get a call from them, get names and their company's actual physical mailing address. Then go online, look up the REAL Delaware Solutions company and compare the address they gave you with the address you find on the real company's web site, for starters.  I don't believe there is any such thing as one collection agency acting as some kind of "last chance mediator" for another collection agency that grants the "last chance mediator" company any kind of right at all to take money from you without them having to prove who they are, and that they are licensed as an agency with a legal right to collect in your state.

ANY company claiming to be trying to collect a debt from you must PROVE to you first, in writing, that they are legally able to do this.  Tell anyone calling to collect that you must first have from them a written notice of debt validation.  This notice from them must include the name of the original creditor, the exact amount you owe (without anything added on as a fee or something by the entity attempting to collect from you, AND in that debt validation notice the company must also state their specific collection agency license number, pertinent to your state, or even if they are a real collection agency, if they aren't specifically licensed to collect in your state, tell them to take a flying jump. You don't have to pay them a dime.  It also wouldn't hurt to call the original creditor to tell them some unlicensed collector is attempting to collect from you, because by law, any creditor that uses a collection agency is legally responsible for ensuring the collection agency they use to be legally licensed to operate in any given state, or that creditor can be in legal trouble too.

I got the call from Delaware solutions as well. I called unfortunately. It's a scam. Creepy thing is they had my SSN previous bank account number and old address. It was for a pay day loan. I've never taken a payday loan before. Don't call back!

No they cannot.  They are trying to scare you.  Do not fall for it.  Do not give them any money nor agree to.  This is a scam. No debt collector can take any money from you.  Period.  They have to go to court like everyone else.  But they never do.  They just rely on phone calls and trying to scare people.

Just because a voice on the telephone claims you owe a debt does not mean you owe it

If a voice on the telephone claims you owe a debt:

1.    Demand the person give you his or her name, company name, and address
2.     Demand a debt validation letter by US mail.  E-mail no good.
3.    Do not pay  the collection agent or anyone else a  dime until the debt is validated

If they are bothering you, report them:

http://www.consumer.ftc.gov/articles/0149-debt-collection

Also contact your local attorney general

If they continue to bother you, tell them that you know this is  a debt scam and that you are making a complaint to the police for extortion.  Once you get a copy of the police report and they call you again , just read out the  file number and the name of the PD or Sheriff’s office involved.   Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.

Numerous complaints about Delaware Solutions (or Asset Management, or whatever the hell they are calling themselves these days)   This group is little better than an extortion racket.

See:  https://complaintwire.org/complaint/N9QANdfoG ... ment-associates
See:  http://www.callhunter.com/tags/delaware-asset-management

http://www.bbb.org/delaware/business-reviews/ ... rk-de-32003938/

THIS BUSINESS IS NOT BBB ACCREDITED

Delaware Asset Management, LLC

Phone: (866) 595-5007


Fax: (888) 443-3642
6 Polly Drummond Rd., Newark, DE 19711

settlements@delawareasset.com

http://www.delawareasset.com (web page not available.
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