888-689-3894

We are a very legit company, not all collection agencies are ethical as we are. If we weren't ethical then we wouldn't hold any of the awards that we have.

Paying over the phone is the best way to make sure that money gets credited to you and not someone else by mistake.

Telling people to not pay their bill, is like saying that you are not taking the responsibility that you should be for services that you received.

Okay so you really must work for them then. State Collection Agency are NOT the most legitimate collections bureau on earth. Collections agents are teh dcum of the earth adn when the ybreak teh law REPORT THEM. There are regulations that they MUST FOLLOW adn if they do not they are in violation o fFederal adn many State statutes if they aren't upfront and honest with you. IF YOU owe medical bills for real and were sent to collections: YOU DO NOT HAVE TO PAY THE COLLECTIONS AGENT, PERIOD. You can contact the original debtor and pay their billing department. Don't feed the collection trolls any more money, make payment arrangements with the original debtor and keep the arrangement.

I have unpaid medical bills I admit that, but not by any fault of my own. My employer adn their insurance providor abcked out on their promised obligatino when I could not return to work adn was terminated. THEY CAUSED MY CREDIT RATING TO GO TO HELL, but I am dealing with paying these bills even though they are rightly the resposibilty of my former insurance providor.

And as a side note I have yet to have any collections agency call and NOT use an automated system in the last 2 years. I do not and will not call anyone back that does not leave a real message in THEIR OWN VOICE, without automated assistance of any kind. IF you want to talk to me leave a real message, stop using your bots and automated message leaving systems.(whic according to FTC and other Fed and State regulations is ILLEGAL)

Here are soem highlights of required conduct, which honestly, I have yet to witness from any debt collector that has called my home and left a message of anykind(which by the U.S Code
15 U.S.C. § 1692 they are technically not supposed to do.)


Required conductThe Act requires debt collectors to do the following (among other requirements):
(from  http://en.wikipedia.org/wiki/Fair_Debt_Collection_Practices_Act)

Identify themselves and notify the consumer, in every communication, that the communication is from a debt collector, and in the initial communication that any information obtained will be used to effect collection of the debt[23]
Give the name and address of the original creditor (company to which the debt was originally payable) upon the consumer's written request made within 30 days of receipt of the §1692g notice;[13]
Notify the consumer of their right to dispute the debt(Section 805), in part or in full, with the debt collector. The 30-day "§1692g" notice is required to be sent by debt collectors within five days of the initial communication with the consumer, though in 2006 the definition of "initial communication" was amended to exclude "a formal pleading in a civil action" for purposes of triggering the §1692g notice,[24] complicating the matter where the debt collector is an attorney or law firm. The consumer's receipt of this notice starts the clock running on the 30-day right to demand verification of the debt from the debt collector.[13]
Provide verification of the debt[25] If a consumer sends a written dispute or request for verification within 30 days of receiving the §1692g notice, then the debt collector must either mail the consumer the requested verification information or cease collection efforts altogether. Such asserted disputes must also be reported by the creditor to any credit bureau that reports the debt. Consumers may still dispute a debt verbally or after the thirty-day period has elapsed, but doing so waives the right to compel the debt collector to produce verification of the debt. Verification should include at a minimum the amount owed and the name and address of the original creditor.[13]
File a lawsuit in a proper venue If a debt collector chooses to file a lawsuit, it may only be in a place where the consumer lives or signed the contract[26] Note, however, that this does not prevent the debt collector from being sued in other venues for violating the Act, such as when the consumer moves outside the venue and a letter demanding payment is forwarded to the new address, even if the debt collector is unaware of such a change in residence.[27]

http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf

You are filthy stinking crap. You have been calling my pnone number for several years asking for different people. GET YOUR DATA BASE FIXED. Next time I am calling the Police and having you arrested for Criminal Fraud and Harrassment, you stinking lying piece of garbage..

Lying garbage. Burn in hell

They are scam artists.

Your message is an out and out lie. They have been calling my number for years. I tell them that there is no one here by the phony name they come up with. Maybe the calls stop for a few weeks. You obviously work for these stinking pieces of garbage, and you are probably a Republican as well.

Your awards??>? For being filthy stinking lying garbage crap of the year. Burn in Hell along with your awards.

And, of course, by hiding who you are, you leave yourself open to suspicion that you are a scammer.  Maybe if you and the company you supposedly "worked" for about identifying yourself, then you wouldn't feel the need to come on websites like this and justify anything...999-999-9999?  Please.

So, by hiding who you are, refusing to give the name of the company when asked, etc., you folks actually got an award?  Somehow, I doubt that.  Because if you did what you were supposed to do about identifying yourself, people wouldn't have to ask, or, if they asked and you told them, they wouldn't be questioning your tactics or who you actually were.  

No one should pay ANYONE anything unless they are sure they are dealing with:  a legitimate debt collector (way too many scams out there, jerk) and that the debt is still legally owed (way too many companies buying debt that is past the statute of limitations and still doing their best via deceptive practice to get people to pay things they don't owe.)

Then, of course, there are the people you are contacting that owe nothing, and you are just swimming through anything you can to get in touch w/someone who many or not be the person you're looking for.

See, if you followed a little common sense, and all the laws, you wouldn't have to come onto websites like this and attempt to justify your actions.  Paying over the phone is the bhest way to get taken to the cleaners...either follow the law about written notifications so people can pay via check or money order (which would be traceable...hmmmmm).

I am constantly receiving calls from 1-888-689-3894. They always ask for someone who is unknown to me. I have had my telephone number for almost 25 years. I have repeatedly told them, each time they call, that no such person has EVER been at my Phone number. Rarely, this has resulted in a cessation of calls for a short period of time, but then the calls resume.

DO the following:

contact

http://www.wdfi.org/contact_us/complaint.asp

Wisconsin Department of Financial Institutions
345 W Washington Ave
Madison, WI 53703

and file a criminal complaint against them as I have. They also do business in Pennsyvania as
NCO Financial Systems, Inc.
507 Prudential Rd
Horsham, PA 19044-2308
I have filed a complaint with the
Commonwealth of Pennsylvania
Office of Attorney General
http://www.attorneygeneral.gov/complaints.aspx?id=451

Every time they call I will be filing another complaint.

I am constantly receiving calls from 1-888-689-3894. They always ask for someone who is unknown to me. I have had my telephone number for almost 25 years. I have repeatedly told them, each time they call, that no such person has EVER been at my Phone number. Rarely, this has resulted in a cessation of calls for a short period of time, but then the calls resume.

DO the following:

contact

http://www.wdfi.org/contact_us/complaint.asp

Wisconsin Department of Financial Institutions
345 W Washington Ave
Madison, WI 53703

and file a criminal complaint against them as I have. They also do business in Pennsyvania as
NCO Financial Systems, Inc.
507 Prudential Rd
Horsham, PA 19044-2308
I have filed a complaint with the
Commonwealth of Pennsylvania
Office of Attorney General
http://www.attorneygeneral.gov/complaints.aspx?id=451

Every time they call I will be filing another complaint.

I am constantly receiving calls from 1-888-689-3894. They always ask for someone who is unknown to me. I have had my telephone number for almost 25 years. I have repeatedly told them, each time they call, that no such person has EVER been at my Phone number. Rarely, this has resulted in a cessation of calls for a short period of time, but then the calls resume.

DO the following:

contact

http://www.wdfi.org/contact_us/complaint.asp

Wisconsin Department of Financial Institutions
345 W Washington Ave
Madison, WI 53703

and file a criminal complaint against them as I have. They also do business in Pennsyvania as
NCO Financial Systems, Inc.
507 Prudential Rd
Horsham, PA 19044-2308
I have filed a complaint with the
Commonwealth of Pennsylvania
Office of Attorney General
http://www.attorneygeneral.gov/complaints.aspx?id=451

Every time they call I will be filing another complaint.

I got over 90 phone calls from this number.  No message.  In early start of calls they asked for someone not at this number.  I told them this person did not live here.  Please take me off the calling list.  Now I get 3 to 4 calls a day and this has been going on for a little over a month.  Office must be closed on Sundays.  Was so unhappy that I called them back and just let them talk until they hung up.  I did this for every call they made to me.  There was so many calls that they no longer answered the phone.  No real solution.  Only a temporary satisfaction of returning the harassing phone calls.  One wrong with another wrong makes two wrongs!  I hope they contact someone that will stop this nonsense but who knows?

The best way to put companies like this out of business is to pay your medical bills if at all possible, but if you can't, don't deal with the harassing collectors, instead pay the organization you owe the money to directly.  If it is a hospital or doctors office- they won't turn away your money no matter how delinquent you are. And if the collection agency threatens you into paying them by telling you that they only way it will be removed or closed on your credit report is to pay them, this is also a lie.  If the debt has been satisfied or paid in full you can dispute it with the 3 major credit reporting agencies (Equifax, Experian & Transunion) directly.  And under the Fair Credit Reporting Act a fully paid debt will have to be removed or indicated on your credit report that it has been paid/closed. Collection agencies make money off of the hospital systems/doctors that hire them to collect, or they will charge you interest on the debt.  Typically, a hospital or doctors office will not charge you interest on the balance you owe.  ALSO, important to note you are entitled to a FREE copy of all 3 of your credit reports once a year at www.annualcreditreport.com or you can also link to it from www.ftc.gov

It is fair to assume that you are a troll that works for a collection agency since the name you posted under is 'crybabydeadbeats' -rather sad.  Not all people who owe money for medical bills are 'dead beats.'  Often people find themselves in the hospital or receiving medical care as the result of an accident, surgery, or other unfortunate medical event that required them to seek medical treatment.  Some patients don't have insurance, or if they do they have deductibles and co-pays that amount to more money than people have on hand or amounts that will quickly exhaust their savings.  Especially in the currect economic state many people probably opt to feed their family, pay the electric bill, make the car payment, mortgage payment, or pay the rent before paying doctor bills. I work in healthcare and I'm involved in the revenue cycle, so I see it all the time, but I have a little more sympathy than a bill collector does.  Thank goodness.  Hope you collectors never find yourself in the shoes of the so called 'dead beats' because someone might just be calling and harassing you.

Bill collectors are just people getting paid to collect a debt. doesnt make them any better than who they are collecting from. They dont know every single personal situation nor can they claim to. Im glad my job is not one of harrassment. Shame on you people!!!

I suggest paying your bill to this agency, they can and will take you to court, garnish your wages, and ruin your credit even more.

We pay debts that are legitimately owed.

Thanks for playing.